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207 S Harrison St, Philo, IL 61864 Property Records

Champaign County property record for 207 S Harrison St, Philo, IL 61864

Property Summary

Property TypeSingle Family Home
Lot Size0.309 acres (13,500 sqft)
OwnerIndividual Name on File
Last Sale$213,000 (Jul 2020)
Tax Bill$1,592 (2024)
Deeds & MortgagesMar 2026 Line of Credit
Jul 2020 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN19-27-23-158-015

Property Details

APN / Parcel Number

Primary APN19-27-23-158-015

Exterior

Lot Area13,500 sqft (0.309 acres)

Location & Zoning

Street Address207 S HARRISON ST
CityPHILO
StateIL
Zip61864-9209
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOTS PT 11, 12 BLOCK 8 PHILO - ORIGINAL TOWN
Legal SubdivisionPHILO - ORIGINAL TOWN
Legal Block8
Legal Lot Number2019R
JurisdictionCHAMPAIGN IL
Township / Civil DivisionPHILO
Census Block Group1
Census Block1021
Census Tract10901

Owner

Source: Champaign County records · APN 19-27-23-158-015

Assessment roll updated April 29, 2026 · Last verified May 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address207 S HARRISON ST, PHILO, IL 61864-9209
OccupancyOwner Occupied
Owner TypeIndividual
VestingTenants by the Entirety

Deeds, Mortgages & Sale History

DateDocument
Mar 20, 2026Deed of Trust, Mortgage · Line of Credit
BANK OF SPRINGFIELD
Jul 20, 2020Warranty Deed, Transfer · Conventional Mortgage
HICKORY POINT BANK & TRUST

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleJul 20, 2020 · Amount on Record
Deed SaleJul 20, 2020 · Amount on Record
Prior SaleMar 06, 2019 · Amount on Record
Deed Document Number202013704
Record UpdatedJun 08, 2026

March 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCHAMPAIGN IL
Property Address207 S HARRISON ST, PHILO, IL 61864-9209
Transaction TypeMortgage
Record UpdatedApr 01, 2026

Transferred To (Grantee/Buyer)

NameVerified Name
Address207 S HARRISON ST, PHILO, IL 61864-9209

Mortgage

Document Number0000003971
DateMar 20, 2026
Instrument2026R03971
Lender
NameBANK OF SPRINGFIELD
TypeBank
AddressSPRINGFIELD, IL 62794
Agreement
TypeLine of Credit
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

July 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionCHAMPAIGN IL
Recording DateJul 20, 2020
Property Address207 S HARRISON ST, PHILO, IL 61864-9209
Document Number0000013704
Map ReferenceDD U PG 174
Instrument DateJul 14, 2020
Instrument2020R13704
Transaction TypeTransfer
Record UpdatedApr 28, 2022
Title CompanyALLIED CAPITAL TITLE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$213.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants by the Entirety
Address207 S HARRISON ST, PHILO, IL 61864-9209

Mortgage

Document Number0000013705
DateJul 20, 2020
Instrument2020R13705
Lender
NameHICKORY POINT BANK & TRUST
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueAug 01, 2050

Tax Assessment & Valuation

Source: Champaign County records · Assessment roll updated April 29, 2026 · Last verified May 2026

Property Jurisdictions

TypeName
StateIllinois
CountyChampaign County
County SubdivisionPhilo Township
MunicipalityPhilo Village
Unified School DistrictTolono Community Unit School District 7 (KG - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2025$35,550 (+8.82%) Land $4,280 Building $31,270$106,650 (+8.82%) Land $12,840 Building $93,810
2024$1,592.00 (+6.28%)$32,670 (+14.91%) Land $3,930 Building $28,740$98,010 (+14.91%) Land $11,790 Building $86,220
2023$1,498.00 (+5.2%)
2022$1,424.00 Homeowner's exemption$28,430 Land $3,420 Building $25,010$85,290 Land $10,260 Building $75,030

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Champaign County (17019C), as of July 14, 2021 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Wildfire

Wildfire RiskNot rated
no burnable land within ember reach

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

ProviderMax Down / Up (Mbps)
Pavlov Media
Fiber		8,000 / 8,000
MCC Network Services
Fiber		8,000 / 8,000
Xfinity
Cable		1,200 / 35
AMG Technology Investment Group
Fixed Wireless		500 / 100

May also be available: Benton Ridge Telephone Company, MFWireless.

Based on FCC filings for 183 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System, water system IL0190600, as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water SystemAQUA ILLINOIS-PHILO
private · serves 1,378 people
Water SourcePurchased groundwater from IL AMERICAN-CHAMPAIGN
Last State InspectionMar 2025
LeadUnder 1 ppb (2026–2028)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.

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