207 S Front St, Waterloo, NE 68069 Property Records

Douglas County property record for 207 S Front St, Waterloo, NE 68069

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,605 sqft · built 1890
Lot Size	0.194 acres (8,432 sqft)
Owner	Individual Name on Record
Last Sale	$339,000 (Aug 2023)
Tax Bill	$3,554 (2025)
Deeds & Mortgages	Aug 2023 Sale Jun 2022 Line of Credit + 2 more
Flood Zone	Zone X (reduced by levee)
APN	`1224-0000-24`

Property Details

APN / Parcel Number

Primary APN	`1224-0000-24`
Alternative APNs	`R2412240000` `2412240000`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,605 sqft Living Area
Gross Area	2,142 sqft
Basement Area	752 sqft
Finished Basement	375 sqft
Unfinished Basement	377 sqft
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1890
Effective Year Built	Effective 2016
Architectural Style	Multi-Level
Exterior Material	Combination
Construction Type	Frame
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	8,432 sqft (0.194 acres)
Lot Dimensions	124 ft deep x 68 ft wide
Garage Type	Detached
Garage Area	240 sqft

Exterior Amenities

Porch	Covered Slab
Porch Area	579 sqft
Deck Area	40 sqft
Patio Area	80 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	R2412240000
Street Address	207 S FRONT ST
City	WATERLOO
State	NE
Zip	68069-2015
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	WATERLOO-TOWN OF- LOT 4 BLOCK 14 68.4 X 124
Legal Subdivision	WATERLOOTOWN OF
Legal Block	14
Legal Lot Number	4
Jurisdiction	DOUGLAS NE
Township / Civil Division	WATERLOO
Census Block Group	2
Census Block	2055
Census Tract	7508

Owner

Source: Douglas County records, as of June 15, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	207 S FRONT ST, WATERLOO, NE 68069-2015
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Single

Deeds, Mortgages & Sale History

Date	Document
Aug 30, 2023	Warranty Deed, Transfer OMNIONE TITLE SERVICES LLC, OMNI TITLE SERVICES LLC
Jun 2, 2022	Deed of Trust, Mortgage · Line of Credit FIRST NEBRASKA BANK
Feb 14, 2019	Deed of Trust, Mortgage · Conventional Mortgage FIRST NEBRASKA BANK
Jun 19, 2020	Deed of Trust, Mortgage · Conventional Mortgage FIRST NEBRASKA BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 30, 2023 · Amount on Record
Deed Sale	Aug 30, 2023 · Amount on Record
Prior Sale	Mar 30, 2015 · Amount on Record
Deed Document Number	202365395
Record Updated	Sep 20, 2026

August 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DOUGLAS NE
Recording Date	Aug 30, 2023
Property Address	207 S FRONT ST, WATERLOO, NE 68069-2015
Document Number	0000065395
Instrument Date	Aug 25, 2023
Instrument	2023065395
Transaction Type	Transfer
Record Updated	Nov 17, 2023
Title Company	OMNIONE TITLE SERVICES LLC, OMNI TITLE SERVICES LLC

Transaction

Amount	Amount Recorded
Tax	$762.75
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

June 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DOUGLAS NE
Property Address	207 S FRONT ST, WATERLOO, NE 68069-2015
Transaction Type	Mortgage
Record Updated	Apr 17, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000056096
Date	Jun 2, 2022
Instrument	2022056096

Lender

Name	FIRST NEBRASKA BANK
Type	Bank
Address	VALLEY, NE 68064

Agreement

Type	Line of Credit
Amount	Amount Recorded

February 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DOUGLAS NE
Property Address	207 S FRONT ST, WATERLOO, NE 68069-2015
Transaction Type	Mortgage
Record Updated	Sep 16, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2019010256
Date	Feb 14, 2019
Instrument	2019010256

Lender

Name	FIRST NEBRASKA BANK
Type	Bank
Address	STANTON, NE 68779

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Mar 1, 2034

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DOUGLAS NE
Property Address	207 S FRONT ST, WATERLOO, NE 68069-2015
Transaction Type	Mortgage
Record Updated	Sep 16, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2020061559
Date	Jun 19, 2020
Instrument	2020061559

Lender

Name	FIRST NEBRASKA BANK
Type	Bank
Address	STANTON, NE 68779

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Jul 1, 2035

Tax Assessment & Valuation

Source: Douglas County assessment roll, as of October 14, 2025

Property Jurisdictions

Type	Name
State	Nebraska
County	Douglas County
Municipality	Waterloo Village
Unified School District	Douglas County West Community Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,554.00 (+8.12%)	$266,400 (+12.6%) Land $21,500 Building $244,900	$266,400 (+12.6%) Land $21,500 Building $244,900
2024	$3,287.00 (-15.33%)
2023	$3,882.00 (+8.13%)	$236,600 Land $21,500 Building $215,100	$236,600 Land $21,500 Building $215,100
2022	$3,590.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 25, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X reduced by levee · depends on levee performance
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 57 policies
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	57 in force
Nearby Flood Claims	38 (1978–2024)
Claims Outside the SFHA	2 of 38
Most Recent Claim	May 2024 · Severe Storms, Straight-line Winds, Tornadoes, And Flooding
Claims by Event	Severe Storms And Flooding, Mar 2019 · 14 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	VILLAGE OF WATERLOO serves 962 people · EPA ID NE3105517
Water Source	Purchased surface water from METROPOLITAN UTILITIES DISTRICT
Last State Inspection	Oct 2025
Lead	12 ppb (2019–2021) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 178 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100
Nextlink Fixed Wireless	500 / 200
AT&T Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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