Mercer County property record for 207 S 6th St, Coldwater, OH 45828
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 956 sqft · built 1923 |
| Lot Size | 0.114 acres (4,972 sqft) |
| Owner | Individual Name on File |
| Last Sale | $157,500 (Aug 2022) |
| Tax Bill | $1,309 (2025) |
| Deeds & Mortgages | Apr 2026 Line of Credit Aug 2022 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 05-057200.0000 |
| Primary APN | 05-057200.0000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 956 sqft Living Area |
| Basement Area | 936 sqft |
| Unfinished Basement | 936 sqft |
| Year Built | Built 1923 |
|---|---|
| Effective Year Built | Effective 1923 |
| Lot Area | 4,972 sqft (0.114 acres) |
| Lot Dimensions | 113 ft deep x 44 ft wide |
| Street Address | 207 S 6TH ST |
|---|---|
| City | COLDWATER |
| State | OH |
| Zip | 45828-1717 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | CITIZENS ADD PT LOTS 195 & 196 LOT#: 195 |
| Legal Subdivision | CITIZENS ADD |
| Legal Lot Number | 195&196 |
| Jurisdiction | MERCER OH |
| Township / Civil Division | BUTLER |
| Census Block Group | 4 |
| Census Block | 4001 |
| Census Tract | 967700 |
207 S 6th St is owned and occupied by an individual who bought it in August 2022.
Source: Mercer County records, as of July 7, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 207 S 6TH ST, COLDWATER, OH 45828-1717 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Apr 20, 2026 | Deed of Trust, Mortgage · Line of Credit SUPERIOR CREDIT UNION |
| Aug 26, 2022 | Warranty Deed, Transfer · Commercial Mortgage SUPERIOR CU INC |
| Aug 10, 2020 | Survivorship Deed, Transfer · Conventional Mortgage THE PEOPLES BANK CO |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Aug 26, 2022 · Amount on File |
| Deed Sale | Aug 26, 2022 · Amount on File |
| Prior Sale | Aug 10, 2020 · Amount on File |
| Deed Document Number | 20224201 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MERCER OH |
| Recording Date | Apr 20, 2026 |
| Property Address | 207 S 6TH ST, COLDWATER, OH 45828-1717 |
| Document Number | 0000001707 |
| Instrument Date | Mar 27, 2026 |
| Instrument | 20261707 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Address | 207 S 6TH ST, COLDWATER, OH 45828-1717 |
| Document Number | 0000001707, |
|---|---|
| Date | Apr 20, 2026 |
| Instrument | 20261707 |
| Name | SUPERIOR CREDIT UNION |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 240 Months |
| Due | Mar 27, 2046 |
| Rate | 5.98% |
|---|---|
| Max Rate | -1% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MERCER OH |
| Recording Date | Aug 26, 2022 |
| Property Address | 207 S 6TH ST, COLDWATER, OH 45828-1717 |
| Document Number | 202200004201 |
| Instrument Date | Aug 25, 2022 |
| Instrument | 202200004201 |
| Transaction Type | Transfer |
| Record Updated | Sep 5, 2022 |
| Title Company | HOME SERVICES TITLE LLC |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 207 S 6TH ST, COLDWATER, OH 45828-1717 |
| Document Number | 202200004202 |
|---|---|
| Date | Aug 26, 2022 |
| Instrument | 202200004202 |
| Name | SUPERIOR CU INC |
|---|---|
| Type | Credit Union |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Sep 1, 2052 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 4.5% |
| Adjustable | Adjustable Rate Rider |
| Type Change Date | Sep 1, 2027 |
| Change Frequency | 5 Years |
| Min Rate At Change | 3.5% |
| Max Rate At Change | 5.5% |
| Index | 5-Year CMT |
| Max Rate | 9.5% |
| Document Type | Survivorship Deed |
|---|---|
| Jurisdiction | MERCER OH |
| Recording Date | Aug 10, 2020 |
| Property Address | 207 S 6TH ST, COLDWATER, OH 45828-1717 |
| Document Number | 202000004870 |
| Instrument Date | Aug 5, 2020 |
| Instrument | 202000004870 |
| Transaction Type | Transfer |
| Record Updated | Jul 12, 2021 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Right of Survivorship |
| Address | 201 E VINE ST, COLDWATER, OH 45828-1249 |
| Document Number | 202000004871 |
|---|---|
| Date | Aug 10, 2020 |
| Instrument | 202000004871 |
| Name | THE PEOPLES BANK CO |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Sep 1, 2050 |
The 2025 property tax bill for 207 S 6th St was $1,309.
Source: Mercer County assessment roll, as of February 27, 2026
| Type | Name |
|---|---|
| State | Ohio |
| County | Mercer County |
| County Subdivision | Butler Township |
| Municipality | Coldwater Village |
| Unified School District | Coldwater Exempted Village School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,309.00 | $39,340 (-) Land $5,250 Building $34,090 | |
| 2024 | $1,309.00 (+1.87%) | $39,340 (-) Land $5,250 Building $34,090 | |
| 2023 | $1,285.00 (+11.55%) | $39,340 (+25.45%) Land $5,250 Building $34,090 | $112,400 Land $15,000 Building $97,400 |
| 2022 | $1,152.00 | $31,360 Land $3,290 Building $28,070 | |
| 2020 | $89,600 Land $9,400 Building $80,200 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 207 S 6th St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective May 16, 2012
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
The area around 207 S 6th St has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | COLDWATER VILLAGE serves 4,774 people · EPA ID OH5400112 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jun 2024 |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 438 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Wabash Communications Fiber · Fixed Wireless in parts of the area | 2,000 / 2,000 |
| NKTELCO - Goldstar Fiber | 1,000 / 1,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Watch TV Fixed Wireless | 400 / 40 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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