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207 S 5th St, Geneva, IL 60134 Property Records

Kane County property record for 207 S 5th St, Geneva, IL 60134

Property Summary

Property TypeSingle Family Home
Details3 bd · 3 ba · 2,330 sqft · built 1840
Lot Size0.207 acres (9,000 sqft)
Owner2 Individual Names on Record
Last Sale$460,000 (May 2018)
Tax Bill$16,603 (2025)
Deeds & MortgagesSep 2021 Mortgage
May 2018 Foreclosure
Flood ZoneZone X (minimal risk)
APN12-03-454-001

Property Details

APN / Parcel Number

Primary APN12-03-454-001

Interior

Bedrooms3 Beds
Full Baths3 Baths
Total Rooms7 Rooms
Stories2 Stories
Building Area2,330 sqft Living Area
Gross Area3,186 sqft
Basement Area856 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1840
Effective Year BuiltEffective 1840
Lot Area9,000 sqft (0.207 acres)
View / LotCorner
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemCentral

Location & Zoning

Street Address207 S 5TH ST
CityGENEVA
StateIL
Zip60134-2613
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionTHE NORTHERLY 100 FT OF LOT 5 AND THE NORTHERLY 100 FT OF THE WESTERLY 30 FT OF LOT 4 IN BLK 67 OF THE ORIGINAL TOWN OF GENEVA
Legal SubdivisionGENEVA
Legal Block2
Legal Lot Number5,4
JurisdictionKANE IL
Township / Civil DivisionGENEVA
Census Block Group2
Census Block2027
Census Tract852608

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic DistrictWithin the Central Geneva Historic District
listed 1979 · 68 contributing resources · NRIS 79000845

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Kane County records, as of July 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address207 S 5TH ST, GENEVA, IL 60134-2613
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Sep 24, 2021Deed of Trust, Mortgage · Conventional Mortgage
FIRST CENTENNIAL MORTGAGE CORP
May 29, 2018Trustee's Deed, Foreclosure · Conventional Mortgage
TRIUMPH MORTGAGE

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleMay 29, 2018 · Amount on Record
Deed SaleMay 29, 2018 · Amount on Record
Deed Document Number201824729
Prior Transfer DateMay 24, 2018
Prior Transfer Doc0000024729
Record UpdatedOct 29, 2026

September 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionKANE IL
Property Address207 S 5TH ST, GENEVA, IL 60134-2613
Transaction TypeMortgage
Record UpdatedApr 2, 2026
Title CompanyFIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000072745
DateSep 24, 2021
Instrument2021K072745
Lender
NameFIRST CENTENNIAL MORTGAGE CORP
TypeMortgage Company
AddressAURORA, IL 60506
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueOct 1, 2051
Interest
Rate TypeFixed Rate
Rate2.87%

May 2018: Trustee's Deed, Foreclosure

Document TypeTrustee's Deed
JurisdictionKANE IL
Recording DateMay 29, 2018
Property Address207 S 5TH ST, GENEVA, IL 60134-2613
Document Number0000024729
Instrument DateMay 24, 2018
Instrument2018K024729
Transaction TypeForeclosure
Record UpdatedJul 27, 2021
Title CompanyCHICAGO TITLE INSURANCE CO

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$460.00
Amount AccuracyRounded by County
Additional
  • Notice of Foreclosure Sale

Transferred From (Grantor/Seller)

NameVerified Name
Address207 SOUTH ST, 207, GENEVA, IL 60134

Transferred To (Grantee/Buyer)

NameVerified Name
Address207 SOUTH ST, GENEVA, IL 60134

Mortgage

Document Number0000024730
DateMay 29, 2018
Instrument2018K024730
Lender
NameTRIUMPH MORTGAGE
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueJun 1, 2048
Interest
Rate4.12%

Tax Assessment & Valuation

Source: Kane County assessment roll, as of July 23, 2026

Property Jurisdictions

TypeName
StateIllinois
CountyKane County
County SubdivisionGeneva Township
MunicipalityGeneva City
Unified School DistrictGeneva Community Unit School District 304 (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$16,603.00 (+10.97%) Homeowner's exemption$237,886 (+8.5%) Land $52,977 Building $184,909$713,944 (+8.5%) Land $158,995 Building $554,949
2024$219,250 (+18.38%) Land $48,827 Building $170,423$658,013 (+18.43%) Land $146,540 Building $511,474
2022$14,962.00 (+2.95%) Homeowner's exemption$185,205 (+3.86%) Land $41,245 Building $143,960$555,615 (+3.86%) Land $123,735 Building $431,880
2021$14,533.00 Homeowner's exemption$178,322 Land $39,712 Building $138,610$534,966 Land $119,136 Building $415,830

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemGENEVA
serves 21,247 people · EPA ID IL0890350
Water SourceGroundwater
Last State InspectionJun 2023
Lead5 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 387 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Metronet
Fiber		5,120 / 5,120
AT&T
Fiber · DSL · Fixed Wireless in parts of the area		5,000 / 5,000
Xfinity
Cable		2,000 / 250
Verizon
Fixed Wireless		300 / 20
T-Mobile
Fixed Wireless		100 / 20

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