207 Ridge St, Copperas Cove, TX 76522 Property Records

Coryell County property record for 207 Ridge St, Copperas Cove, TX 76522

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,268 sqft · built 1960
Lot Size	0.276 acres (12,000 sqft)
Owner	Individual Name on File
Tax Bill	$1,851 (2025)
Deeds & Mortgages	Jun 2019 Mortgage Sep 2022 Sale + 6 more
Flood Zone	Zone X (minimal risk)
APN	`1-56-21-0000`

Property Details

APN / Parcel Number

Primary APN	`1-56-21-0000`
Alternative APN	`122752`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	1,268 sqft Living Area
Gross Area	1,508 sqft
1st Floor Area	1,268 sqft
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1960
Effective Year Built	Effective 1960
Exterior Material	Siding
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	12,000 sqft (0.276 acres)
Lot Dimensions	120 ft deep x 100 ft wide
Garage Type	Attached
Garage Area	240 sqft
Parking Spaces	1 Parking Space
Porch	Open Porch
Porch Area	80 sqft
Storage Building	216 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	207 RIDGE ST
City	COPPERAS COVE
State	TX
Zip	76522-2433
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	NAUERT SUBD, BLOCK 4, LOT 4, ACRES .2755
Legal Subdivision	NAUERT SUBD
Legal Tract	4
Legal Block	4
Legal Lot Number	4
Jurisdiction	CORYELL TX
Township / Civil Division	COPPERAS COVE
Census Block Group	1
Census Block	1040
Census Tract	10804

Owner

207 Ridge St is owned and occupied by an individual who acquired it in September 2022.

Source: Coryell County records, as of May 26, 2026

Owner of Record	Individual Name on File
Mailing Address	207 RIDGE ST, COPPERAS COVE, TX 76522-2433
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 6, 2019	Deed of Trust, Mortgage · Stand-Alone First Mortgage CREDIT UNION OF TEXAS
Sep 15, 2022	Warranty Deed, Transfer MONTEITH ABSTRACT AND TITLE COMPANY, MONTEITH ABSTRACT & TTL CO I
Sep 6, 2022	Vendor's Lien, Transfer · Stand-Alone First Mortgage FIRST TEXAS BANK
Jan 3, 2022	Warranty Deed, Transfer
Jun 1, 2021	Vendor's Lien, Transfer · Conventional Mortgage ASSURANCE FINANCIAL GROUP LLC
Dec 31, 2019	Vendor's Lien, Transfer · FHA Mortgage GUILD MORTGAGE CO
Apr 19, 2018	Executor's Deed, Transfer COMMUNITY ABSTRACT CORPORATION, COMMUNITY ABSTRACT & TITLE C
Jan 26, 2017	Foreclosure

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 15, 2022
Deed Sale	Sep 15, 2022
Prior Sale	Sep 6, 2022 · Amount on File
Deed Document Number	2022357014
Prior Transfer Date	May 27, 2021
Prior Transfer Doc	0000338778
Record Updated	Sep 20, 2026

June 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CORYELL TX
Property Address	207 RIDGE ST, COPPERAS COVE, TX 76522-2433
Transaction Type	Mortgage
Record Updated	Sep 14, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000317042
Date	Jun 6, 2019
Instrument	317042

Lender

Name	CREDIT UNION OF TEXAS
Type	Credit Union
Address	DALLAS, TX 75251

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record
Term	180 Months
Due	Jun 1, 2034

September 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CORYELL TX
Recording Date	Sep 15, 2022
Property Address	207 RIDGE ST, COPPERAS COVE, TX 76522-2433
Document Number	0000357014
Map Reference	CAB A SL 12
Instrument Date	Sep 13, 2022
Instrument	357014
Transaction Type	Transfer
Record Updated	Oct 14, 2022
Title Company	MONTEITH ABSTRACT AND TITLE COMPANY, MONTEITH ABSTRACT & TTL CO I

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2808 OGLETREE PASS, 2808, COPPERAS COVE, TX 76522-3716

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	207 RIDGE ST, COPPERAS COVE, TX 76522-2433

September 2022: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	CORYELL TX
Recording Date	Sep 6, 2022
Property Address	207 RIDGE ST, COPPERAS COVE, TX 76522-2433
Document Number	0000356653
Map Reference	CAB A SL 12
Instrument Date	Aug 9, 2022
Instrument	356653
Transaction Type	Transfer
Record Updated	Oct 14, 2022

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3007 WESTERN WAY, 3007, ROCKLIN, CA 95765-5503

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 222, KEMPNER, TX 76539-0222

Mortgage

Document Number	0000356654
Date	Sep 6, 2022
Instrument	356654

Lender

Name	FIRST TEXAS BANK
Type	Bank
Special Notes	Seller Financed

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record
Term	239 Months
Due	Aug 8, 2042

January 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CORYELL TX
Recording Date	Jan 3, 2022
Property Address	207 RIDGE ST, COPPERAS COVE, TX 76522-2433
Document Number	0000347329
Map Reference	CAB A SL 12
Instrument Date	Dec 29, 2021
Instrument	347329
Transaction Type	Transfer
Record Updated	Oct 14, 2022

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	5039 S WINGSPAN LN, 5039, GREENFIELD, WI 53228-3148

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	21102 BOGGY FORD RD, LAGO VISTA, TX 78645-6925

June 2021: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	CORYELL TX
Recording Date	Jun 1, 2021
Property Address	207 RIDGE ST, COPPERAS COVE, TX 76522-2433
Document Number	0000338778
Map Reference	CAB A SL 12
Instrument Date	May 27, 2021
Instrument	338778
Transaction Type	Transfer
Record Updated	Oct 14, 2022

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	11412 NE 67TH ST, KIRKLAND, WA 98033-7124

Mortgage

Document Number	0000338779
Date	Jun 1, 2021
Instrument	338779

Lender

Name	ASSURANCE FINANCIAL GROUP LLC
Type	Lending Institution
Special Notes	Seller Financed

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jun 1, 2051

December 2019: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	CORYELL TX
Recording Date	Dec 31, 2019
Property Address	207 RIDGE ST, COPPERAS COVE, TX 76522-2433
Document Number	0000322763
Map Reference	CAB A SL 12
Instrument Date	Dec 26, 2019
Instrument	322763
Transaction Type	Transfer
Record Updated	Oct 14, 2022

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	207 RIDGE ST, COPPERAS COVE, TX 76522-2433

Mortgage

Document Number	0000322764
Date	Dec 31, 2019
Instrument	322764

Lender

Name	GUILD MORTGAGE CO
Type	Mortgage Company
Special Notes	Seller Financed

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2050

April 2018: Executor's Deed, Transfer

Document Type	Executor's Deed
Jurisdiction	CORYELL TX
Recording Date	Apr 19, 2018
Property Address	207 RIDGE ST, COPPERAS COVE, TX 76522-2433
Document Number	0000306222
Map Reference	VOL 1 PG 12
Instrument Date	Apr 18, 2018
Instrument	306222
Transaction Type	Transfer
Record Updated	Oct 14, 2022
Title Company	COMMUNITY ABSTRACT CORPORATION, COMMUNITY ABSTRACT & TITLE C

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2222 PHYLLIS DR, 2222, COPPERAS COVE, TX 76522-4301

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	207 RIDGE ST, COPPERAS COVE, TX 76522-2433

January 2017: Foreclosure

Document Type	Foreclosure
Jurisdiction	CORYELL TX
Recording Date	Jan 26, 2017
Property Address	207 RIDGE ST, COPPERAS COVE, TX 76522-2433
Document Number	0000294862
Map Reference	VOL 2 PG 34
Instrument Date	Jan 3, 2017
Instrument	294862
Transaction Type	Foreclosure
Record Updated	Sep 14, 2023

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3476 STATEVIEW BLVD, FORT MILL, SC 29715-7203
Mail Care Of	WELLS FARGO BANK N A

Tax Assessment & Valuation

The 2025 property tax bill for 207 Ridge St was $1,851 with exemptions applied, down 45.3% from the year before.

Source: Coryell County assessment roll, as of May 26, 2026

Property Jurisdictions

Type	Name
State	Texas
County	Coryell County
Municipality	Copperas Cove City
Unified School District	Copperas Cove Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,851.00 (-45.33%)	$164,310 Land $20,000 Building $144,310	$164,310 Land $20,000 Building $144,310
2024	$3,386.00 (-0.7%)
2023	$3,410.00 (+21.48%) Homeowner's exemption	$173,220 Land $20,000 Building $153,220	$173,220 Land $20,000 Building $153,220
2022	$2,807.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 207 Ridge St in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2019.

Source: FEMA National Flood Hazard Layer, effective August 24, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	2 in force
Nearby Flood Claims	1 (2019)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Jun 2019 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 207 Ridge St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 98.8% of Texas
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF COPPERAS COVE serves 41,669 people · EPA ID TX0500001
Water Source	Purchased surface water from BELL COUNTY WCID 1
Last State Inspection	Feb 2026
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 317 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Brightspeed Fiber	2,000 / 2,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Altitude ISP, Nextlink.

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