207 Red Snapper Dr, Emerald Isle, NC 28594 Property Records

Carteret County property record for 207 Red Snapper Dr, Emerald Isle, NC 28594

Property Summary

Property TypeSingle Family Home
Details3 bd · 2.5 ba · 2,389 sqft · built 1989
Lot Size0.323 acres (14,070 sqft)
OwnerIndividual Name on Record
Last Sale$4,996,000 (Mar 2018)
Tax Bill$3,356 (2025)
Deeds & MortgagesFeb 2020 Mortgage
Mar 2018 Sale & Mortgage
Flood ZoneZone AE (high risk)
APN5373.15.54.1133000

Property Details

APN / Parcel Number

Primary APN5373.15.54.1133000
Alternative APNs
  • 512522
  • 46363

Interior

Bedrooms3 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Stories1 Story
Building Area2,389 sqft Heated Area
Gross Area3,441 sqft
1st Floor Area2,158 sqft
Utility Area40 sqft
SunroomSunroom
FlooringCarpet
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1989
Effective Year BuiltEffective 1996
Architectural StyleRanch
Exterior MaterialWood
Foundation TypeBlock
Roof TypeHip
Roof MaterialWood Shingle
Lot Area14,070 sqft (0.323 acres)
Lot Dimensions168 ft deep x 85 ft wide
Garage TypeFinished
Garage Area670 sqft

Exterior Amenities

PorchSlab
Porch Area30 sqft
Deck Area78 sqft
Utility Building16 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
Heating FuelElectric

Location & Zoning

Account Number46363
Street Address207 RED SNAPPER DR
CityEMERALD ISLE
StateNC
Zip28594-2143
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionL303 LANDS END WEST
Legal SubdivisionLANDS END
Legal Block54
Legal Lot Number303
JurisdictionCARTERET NC
Township / Civil DivisionWHITE OAK
Census Block Group2
Census Block2000
Census Tract970904

Owner

Source: Carteret County records, as of September 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address207 RED SNAPPER DR, EMERALD ISLE, NC 28594-2143
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Feb 26, 2020Deed of Trust, Mortgage · Conventional with PMI
UNION HM MTG CORP
Mar 27, 2018Warranty Deed, Transfer · Conventional Mortgage
UNION HOME MORTGAGE CORP

Assessor's Deed Record

Deed NamesName on Deed
Last SaleMar 27, 2018 · Amount on Record
Deed SaleMar 27, 2018 · Amount on Record
Prior SaleJun 16, 2005 · Amount on Record
Deed Document Number20181603412
Deed Book / Page1603 / 412
Record UpdatedOct 29, 2026

February 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCARTERET NC
Property Address207 RED SNAPPER DR, EMERALD ISLE, NC 28594-2143
Document Number0016640417
Instrument DateFeb 26, 2020
Transaction TypeMortgage
Record UpdatedJun 19, 2020
Title CompanyPRIORITY TITLE COMPANY, PRIORITY TITLE & ESCROW INC

Transferred To (Grantee/Buyer)

NameVerified Name
Address207 RED SNAPPER DR EMERALD ISLE NC 285942143, EMERALD ISLE, NC 28594-2143

Mortgage

Document Number0016640417
DateMar 3, 2020
Book Page001664/000417
Lender
NameUNION HM MTG CORP
AddressSTRONGSVILLE, OH 44136
Agreement
TypeConventional with PMI
AmountAmount Recorded
Term360 Months
DueMar 2, 2050

March 2018: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionCARTERET NC
Recording DateMar 27, 2018
Property Address207 RED SNAPPER DR, EMERALD ISLE, NC 28594-2143
Document Number0016030412
Book / Page1603 / 412
Map ReferenceMB26 PG133&134
Instrument DateMar 13, 2018
Instrument1603412
Transaction TypeTransfer
Record UpdatedSep 16, 2021

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$9,992.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address305 NEIGHBORLY WAY, 305, SOMERSET, KY 42503-9656

Transferred To (Grantee/Buyer)

NameVerified Name
Address207 RED SNAPPER DR, EMERALD ISLE, NC 28594-2143

Mortgage

Document Number1603413
DateMar 27, 2018
Instrument1603413
Lender
NameUNION HOME MORTGAGE CORP
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueApr 1, 2048

Tax Assessment & Valuation

Source: Carteret County assessment roll, as of November 24, 2025

Property Jurisdictions

TypeName
StateNorth Carolina
CountyCarteret County
MunicipalityEmerald Isle Town
Unified School DistrictCarteret County Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$885,937 (-) Land $325,035 Building $560,902$885,937 (-) Land $325,035 Building $560,902
2025$3,356.00 (+41.6%)$885,937 (+105.57%) Land $325,035 Building $560,902$885,937 (+105.57%) Land $325,035 Building $560,902
2023$430,956 Land $170,000 Building $260,956$430,956 Land $170,000 Building $260,956
2022$2,370.00

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective January 17, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone AE
high risk
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood Elevation9.0 ft
Flood Insurance RequirementRequired
federally backed loans
Flood Insurance CostPremium on Record
median of 604 individual policies
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies1,140 units insured
incl. 536 condo units
Nearby Flood Claims86 (1996–2024)
Claims Outside the SFHA27 of 86
Most Recent ClaimSep 2024 · Potential Tropical Cyclone Eight
Claims by Event
  • Hurricane Florence, Sep 2018 · 68 claims
  • Hurricane Irene, Aug 2011 · 2 claims
  • Hurricane Ophelia, Sep 2005 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 98% of the US · lower than 99% of North Carolina
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemBOGUE BANKS WATER CORPORATION
private · serves 4,995 people · EPA ID NC0416028
Water SourceGroundwater
Last State InspectionJun 2025
Lead4 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityTotal trihalomethanes
resolved · Apr 2020
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting6
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 217 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20

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