Charlevoix County property record for 207 Prospect St, Charlevoix, MI 49720
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,736 sqft · built 2011 |
| Lot Size | 0.798 acres (34,761 sqft) |
| Owner | Individual on Record |
| Tax Bill | $8,746 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | 052-126-056-00 |
| Primary APN | 052-126-056-00 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Building Area | 1,736 sqft Living Area |
| 1st Floor Area | 1,736 sqft |
| Basement Area | 1,736 sqft |
| Unfinished Basement | 1,736 sqft |
| Year Built | Built 2011 |
|---|---|
| Effective Year Built | Effective 2011 |
| Architectural Style | Ranch |
| Exterior Material | Brick |
| Lot Area | 34,761 sqft (0.798 acres) |
| Garage Area | 1,120 sqft |
| Parking Spaces | 4 Parking Spaces |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 207 PROSPECT ST |
|---|---|
| City | CHARLEVOIX |
| State | MI |
| Zip | 49720-1173 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1 |
| Legal Description | BEG AT A PT ON W LI PROSPECT ST 313FT N OF N LI DIXON AVE TH N 118FT TH W 148.5 FT TH S 118FT TH E 148.5FT TO POB BEING PT OF |
| Legal Range | 08W |
| Legal Township | 34N |
| Legal Section | 26 |
| Legal Subdivision | FOX & EATON'S UNRECD PLAT |
| Legal Lot Number | 2 |
| Jurisdiction | CHARLEVOIX MI |
| Township / Civil Division | CHARLEVOIX |
| Census Block Group | 3 |
| Census Block | 3014 |
| Census Tract | 1500 |
Source: Charlevoix County assessment roll, as of June 18, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual on Record |
|---|---|
| Mailing Address | 575 N GREEN RIDGE ST, ADDISON, IL 60101-1923 |
| Owner Type | Individual |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Oct 14, 2005 |
| Deed Sale | Oct 14, 2005 |
| Record Updated | Sep 20, 2026 |
Source: Charlevoix County assessment roll, as of June 18, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Charlevoix County |
| Municipality | Charlevoix City |
| Unified School District | Charlevoix Public Schools (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $330,200 (-5.47%) | $660,400 (-5.47%) | |
| 2025 | $8,746.00 (+1.82%) | $349,300 (+39.16%) | $698,600 (+39.16%) |
| 2024 | $8,590.00 (+8.51%) | ||
| 2023 | $251,000 | $502,000 | |
| 2022 | $7,916.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 15, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 51% of Michigan |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CHARLEVOIX serves 3,124 people · EPA ID MI0001330 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | May 2022 |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 324 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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