207 Prospect St, Ansonia, CT 06401 Property Records

Ansonia City property record for 207 Prospect St, Ansonia, CT 06401

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 728 sqft · built 1991
Lot Size	0.47 acres (20,473 sqft)
Owner	Individual Name on Record
Last Sale	$130,000 (Jul 2018)
Tax Bill	$3,848 (2026)
Deeds & Mortgages	Jul 2018 Sale & Second Mortgage
Flood Zone	Zone X (minimal risk)
APN	`44871`

Property Details

APN / Parcel Number

Primary APN	`44871`
Alternative APN	`ANSO M:063 B:0036 L:0002`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	4 Rooms
Stories	1 Story
Building Area	728 sqft Living Area
Gross Area	1,524 sqft
1st Floor Area	728 sqft
Basement Area	700 sqft
Unfinished Basement	700 sqft

Exterior

Year Built	Built 1991
Effective Year Built	Effective 1991
Architectural Style	Conventional
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	20,473 sqft (0.47 acres)
Garage Type	Basement
Parking Spaces	2 Parking Spaces
Deck Area	Deck Area

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Gas
Sewer	Septic

Location & Zoning

Account Number	44871
Street Address	207 PROSPECT ST
City	ANSONIA
State	CT
Zip	06401-1523
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	B
Legal Block	36
Legal Lot Number	2
Jurisdiction	ANSONIA CT
Township / Civil Division	ANSONIA
Census Block Group	2
Census Block	2002
Census Tract	125200

Owner

Source: Ansonia City records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	207 PROSPECT ST, ANSONIA, CT 06401-1523
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 25, 2018 · Amount on Record
Deed Sale	Jul 25, 2018 · Amount on Record
Deed Document Number	20181695750001
Deed Book / Page	562 / 100
Record Updated	Oct 29, 2026

July 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ANSONIA CT
Recording Date	Jul 25, 2018
Property Address	207 PROSPECT ST, ANSONIA, CT 06401-1523
Document Number	562-100
Book / Page	562 / 100
Instrument	1695750001
Transaction Type	Transfer
Record Updated	May 21, 2021

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$36.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	5620120
Date	Jul 25, 2018
Instrument	00562/0120

Lender

Name	CT HOUSING FINANCE AUTHORITY
Type	Government Agency

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 25, 2048

Mortgage

Document Number	562-101
Date	Jul 25, 2018
Book Page	562/101
Instrument	1695760019

Lender

Name	GUARANTEED RATE INC
Type	Non-Lending Institution

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 1, 2048

Tax Assessment & Valuation

Source: Ansonia City assessment roll, as of September 25, 2026

Property Jurisdictions

Type	Name
State	Connecticut
County Subdivision / Municipality	Ansonia City
Unified School District	Ansonia School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,848.00 (+3.19%)	$130,620 (-) Land $43,610 Building $87,010	$270,135 (+195.44%)
2025	$3,729.00	$130,620 (-) Land $43,610 Building $87,010	$91,434 Land $30,527 Building $60,907
2024	$3,729.00 (+8.81%)
2023	$3,427.00 (-7.3%)	$130,620 (+33.56%) Land $43,610 Building $87,010
2022	$3,697.00	$97,800 Land $48,200 Building $49,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 25, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 55% of Connecticut
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	REGIONAL WATER AUTHORITY serves 418,900 people · EPA ID CT0930011
Water Source	Surface water
Last State Inspection	Jun 2024
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 264 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
GoNetspeed Fiber	2,000 / 2,000
Xfinity Cable	2,000 / 250

May also be available: Verizon.

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