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207 Pond Rd, Cottontown, TN 37048 Property Records

Sumner County property record for 207 Pond Rd, Cottontown, TN 37048

Property Summary

Property TypeSingle Family Home
Details3 ba · 1,889 sqft · built 2005
Lot Size0.5 acres (21,780 sqft)
Owner2 Owner Names on Record
Last Sale$182,300 (Feb 2012)
Tax Bill$1,400 (2025)
Deeds & MortgagesNov 2020 Mortgage
Jan 2017 Mortgage
Flood ZoneZone X (minimal risk)
APN083074 14700

Property Details

APN / Parcel Number

Primary APN083074 14700
Alternative APN
  • 074 14700

Interior

Full Baths3 Baths
Plumbing Fixtures7 Plumbing Fixtures
Stories2 Stories
Building Area1,889 sqft Living Area
1st Floor Area1,637 sqft
Upper Floors Area420 sqft
FlooringCarpet
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 2005
Effective Year BuiltEffective 2009
Exterior MaterialBrick
Foundation TypeFooting
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Lot Area21,780 sqft (0.5 acres)
Lot Dimensions309 ft deep x 131 ft wide
TerrainRolling
Garage TypeFinished
Garage Area420 sqft
DrivewayDriveway
Driveway Area1,410 sqft
Parking Spaces2 Parking Spaces

Exterior Amenities

PorchEnclosed Porch
Porch Area75 sqft
Deck Area192 sqft
Patio Area192 sqft

Utilities, Heating & Cooling

Cooling SystemPackage A/C
Heating SystemHVAC

Location & Zoning

Street Address207 POND RD
CityCOTTONTOWN
StateTN
Zip37048-4618
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionPLAT: 22-22 PAGE: 256-173 BLOCK: LOT: 1-1 SUBD: MARK TRIPLET SUB RESUB
Legal SubdivisionMARK TRIPLET SUB RES
Legal Lot Number1-1 1
JurisdictionSUMNER TN
Township / Civil Division12
Census Block Group1
Census Block1004
Census Tract20405

Owner

Source: Sumner County records, as of January 19, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Owner Names on Record
Mailing Address207 POND RD, COTTONTOWN, TN 37048-4618
OccupancyOwner Occupied

Deeds, Mortgages & Sale History

DateDocument
Nov 12, 2020Deed of Trust, Mortgage · VA Mortgage
VILLAGE CAPITAL & INVESTMENT LLC
Jan 17, 2017Deed of Trust, Mortgage · VA Mortgage
KS STATEBANK

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleFeb 21, 2012 · Amount on Record
Deed SaleFeb 21, 2012 · Amount on Record
Prior SaleJul 28, 2005 · Amount on Record
Deed Document Number0003539728
Deed Book / Page3539 / 728
Last Transfer DateFeb 23, 2012
Transfer Doc0035390728
Record UpdatedJun 8, 2026

November 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSUMNER TN
Property Address207 POND RD, COTTONTOWN, TN 37048-4618
Transaction TypeMortgage
Record UpdatedSep 1, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0054030205
DateNov 12, 2020
Book Page5403/205
Instrument1337248
Lender
NameVILLAGE CAPITAL & INVESTMENT LLC
TypeMortgage Company
AddressHENDERSON, NV 89052
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term360 Months
DueNov 1, 2050

January 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSUMNER TN
Property Address207 POND RD, COTTONTOWN, TN 37048-4618
Document Number0044660509
Book / Page004466 / 000509
Instrument DateJan 17, 2017
Transaction TypeMortgage
Record UpdatedJan 30, 2017

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address207 POND RD COTTONTOWN TN 370484618, COTTONTOWN, TN 37048-4618

Mortgage

Document Number0044660509
DateJan 23, 2017
Book Page004466/000509
Instrument1182961
Lender
NameKS STATEBANK
AddressMANHATTAN, KS 66502
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term360 Months
DueJan 22, 2047

Tax Assessment & Valuation

Source: Sumner County assessment roll, as of May 20, 2025

Property Jurisdictions

TypeName
StateTennessee
CountySumner County
Unified School DistrictSumner County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$1,400.00 (-5.66%)$98,525 (+49.56%) Land $11,925 Building $86,600
2024$394,100 (+49.56%) Land $47,700 Building $346,400
2023$1,484.00 (-0.4%)$65,875 (-) Land $7,500 Building $58,375
2022$1,490.00$65,875 Land $7,500 Building $58,375
2021$263,500 Land $30,000 Building $233,500

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective July 12, 2024

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 72% of Tennessee
Wildfire Likelihood0.01% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemWHITE HOUSE UTILITY DISTRICT
serves 130,411 people · EPA ID TN0000745
Water SourceSurface water
Last State InspectionMar 2025
Lead1 ppb (2026–2028)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 18 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable		2,000 / 250
Cumberland Connect
Fiber		1,000 / 1,000

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