207 Placid Dr, Schenectady, NY 12303 Property Records

Albany County and Guilderland Town property record for 207 Placid Dr, Schenectady, NY 12303

Property Summary

Property TypeSingle Family Home
Details4 bd · 2.5 ba · 2,328 sqft · built 1989
Lot Size0.372 acres (16,206 sqft)
Owner2 Individual Names on Record
Last Sale$353,500 (Apr 2009)
Tax Bill$10,625 (2026)
Deeds & MortgagesMay 2021 Line of Credit
May 2021 Transfer
+ 2 more
Flood ZoneZone X (minimal risk)
APN013089 27.11-3-65

Property Details

APN / Parcel Number

Primary APN013089 27.11-3-65
Alternative APNs
  • 308902701100030650000000
  • 02701100030650000000

Interior

Bedrooms4 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Total Rooms8 Rooms
Stories2 Stories
Building Area2,328 sqft Living Area
1st Floor Area1,208 sqft
2nd Floor Area1,120 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1989
Effective Year BuiltEffective 1989
Architectural StyleColonial
Exterior MaterialAluminum/Vinyl
Lot Area16,206 sqft (0.372 acres)
Lot Dimensions155 ft deep x 104 ft wide
Garage TypeAttached
Garage Area572 sqft
Parking Spaces2 Parking Spaces

Exterior Amenities

Pool TypeIn-Ground Vinyl Pool
Pool Area629 sqft
PorchSlab
Porch Area248 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
Heating FuelGas
SewerMunicipal
Water SourceCommercial

Location & Zoning

Account Number02701100030650000000
Street Address207 PLACID DR
CitySCHENECTADY
StateNY
Zip12303-5120
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR15
Legal DescriptionLPV SEC 5 LOT 207
Legal SubdivisionLONE PINE VILLAGE SECTION #5
Legal Block3
Legal Lot Number65.000
JurisdictionALBANY NY
Township / Civil DivisionGUILDERLAND
Census Block Group1
Census Block1016
Census Tract14616

Owner

Source: Albany County and Guilderland Town records, as of September 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address207 PLACID DR, SCHENECTADY, NY 12303-5120
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
May 11, 2021Deed of Trust, Mortgage · Line of Credit
STATE EMPLOYEES FCU
May 4, 2021Intrafamily Transfer, Transfer
Sep 2, 2020Deed of Trust, Mortgage · Conventional Mortgage
QUICKEN LOANS LLC
Mar 24, 2017Deed of Trust, Mortgage · Line of Credit
SEFCU

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleApr 13, 2009 · Amount on Record
Deed SaleApr 13, 2009 · Amount on Record
Deed Document Number200910389315
Deed Book / Page2946 / 1143
Last Transfer DateMar 8, 2021
Transfer Doc0000003444
Record UpdatedOct 29, 2026

May 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionALBANY NY
Property Address207 PLACID DR, SCHENECTADY, NY 12303-5120
Transaction TypeMortgage
Record UpdatedJun 22, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000004254
DateMay 11, 2021
InstrumentR2021-14254
Lender
NameSTATE EMPLOYEES FCU
TypeCredit Union
AddressALBANY, NY 12206
Agreement
TypeLine of Credit
AmountAmount Recorded
Term300 Months
DueMay 10, 2046
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

May 2021: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionALBANY NY
Recording DateMay 4, 2021
Property Address207 PLACID DR, SCHENECTADY, NY 12303-5120
Document Number0000003444
Map ReferenceMAP 6530 DR 172
Instrument DateMar 8, 2021
InstrumentR2021-13444
Transaction TypeTransfer
Record UpdatedApr 7, 2022

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address207 PLACID DR, SCHENECTADY, NY 12303-5120

September 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionALBANY NY
Property Address207 PLACID DR, SCHENECTADY, NY 12303-5120
Transaction TypeMortgage
Record UpdatedFeb 5, 2021
Title CompanyPRIORITY 1 ABSTRACT

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000019372
DateSep 2, 2020
InstrumentR2020-19372
Lender
NameQUICKEN LOANS LLC
TypeMortgage Company
AddressDETROIT, MI 48226
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term170 Months
DueNov 1, 2034

March 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionALBANY NY
Property Address207 PLACID DR, SCHENECTADY, NY 12303-5120
Document Number0000007608
Instrument DateMar 24, 2017
Transaction TypeMortgage
Record UpdatedAug 21, 2018

Transferred To (Grantee/Buyer)

NameVerified Name
Address207 PLACID DR SCHENECTADY NY 123035120, SCHENECTADY, NY 12303-5120

Mortgage

Document Number0000007608
DateMar 31, 2017
Instrument7608
Lender
NameSEFCU
TypeCredit Union
AddressALBANY, NY 12206
Agreement
TypeLine of Credit
AmountAmount Recorded
Term300 Months
DueMar 30, 2042
Interest
Rate TypeAdjustable Rate

Tax Assessment & Valuation

Source: Albany County and Guilderland Town assessment roll, as of March 17, 2026

Property Jurisdictions

TypeName
StateNew York
CountyAlbany County
County SubdivisionGuilderland Town
Unified School DistrictGuilderland Central School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$10,625.00 (+4.82%) Homeowner's exemption
2025$10,136.00 (+12.77%) Homeowner's exemption$374,000 (-) Land $75,000 Building $299,000$498,667 (+13.33%) Land $100,000 Building $398,667
2023$374,000 (-) Land $75,000 Building $299,000$440,000 (+7.06%) Land $88,235 Building $351,765
2022$374,000 Land $75,000 Building $299,000$410,989 Land $82,418 Building $328,571
2021$8,988.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 6, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 54% of New York
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemGUILDERLAND TOWN WD
serves 30,000 people · EPA ID NY0100205
Water SourceSurface water
Last State InspectionAug 2022
Lead3 ppb (2021–2023)
action level 15 ppb

Violations Reported to EPA

Water QualityTotal trihalomethanes
resolved · Jan 2022
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 270 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable
1,000 / 1,000
Verizon
Fiber
980 / 880
Hudson Valley Wireless
Fixed Wireless
200 / 20
T-Mobile
Fixed Wireless
100 / 20

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