207 Overbrook Dr, Gaffney, SC 29341 Property Records

Cherokee County property record for 207 Overbrook Dr, Gaffney, SC 29341

Property Summary

Property Type	Single Family Home
Details	794 sqft · built 1940
Lot Size	0.25 acres (10,890 sqft)
Owner	Individual Name on Record
Last Sale	$100,000 (Nov 2020)
Tax Bill	$680 (2025)
Deeds & Mortgages	Nov 2020 Mortgage Aug 2020 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`025063-23-3`

Property Details

APN / Parcel Number

Primary APN	`025063-23-3`
Alternative APNs	`0811400117000 61415789` `081-14-00-117.000` `024938223`

Interior

Stories	1 Story
Building Area	794 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1940
Exterior Material	Siding
Lot Area	10,890 sqft (0.25 acres)
Porch	Porch

Location & Zoning

Old Parcel Number	0811400117000 61415789
Street Address	207 OVERBROOK DR
City	GAFFNEY
State	SC
Zip	29341-1822
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	GF
Legal Description	207 OVERBROOK DR FM BENAVIDES $100,000 FM SPENCER &WALTON $98500
Jurisdiction	CHEROKEE SC
Township / Civil Division	GAFFNEY
Census Block Group	1
Census Block	1001
Census Tract	970201

Owner

Source: Cherokee County records, as of November 19, 2025

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	207 OVERBROOK DR, GAFFNEY, SC 29341-1822
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 4, 2020	Deed of Trust, Mortgage STATE EMPS CU
Aug 27, 2020	Deed of Trust, Mortgage · FHA Mortgage AMERICAN SEC MTG
Aug 28, 2020	Grant Deed, Transfer · FHA Mortgage AMERICAN SEC MTG
Feb 24, 2020	Grant Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 4, 2020 · Amount on Record
Deed Sale	Nov 4, 2020 · Amount on Record
Deed Document Number	0000128441
Record Updated	Jun 8, 2026

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHEROKEE SC
Property Address	207 OVERBROOK DR, GAFFNEY, SC 29341-1822
Document Number	0001280443
Instrument Date	Nov 4, 2020
Transaction Type	Mortgage
Record Updated	Dec 4, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	207 OVERBROOK DR GAFFNEY SC 293411822, GAFFNEY, SC 29341-1822

Mortgage

Document Number	0001280443
Date	Nov 5, 2020
Book Page	000128/000443
Instrument	5995

Lender

Name	STATE EMPS CU
Address	RALEIGH, NC 27611-5279

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Nov 4, 2050

Interest

Rate Type	Adjustable Rate

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHEROKEE SC
Property Address	207 OVERBROOK DR, GAFFNEY, SC 29341-1822
Document Number	0001252985
Instrument Date	Aug 27, 2020
Transaction Type	Mortgage
Record Updated	Sep 15, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	207 OVERBROOK DR GAFFNEY SC 293411822, GAFFNEY, SC 29341-1822

Mortgage

Document Number	0001252985
Date	Aug 28, 2020
Book Page	000125/002985
Instrument	4555

Lender

Name	AMERICAN SEC MTG
Type	Mortgage Company
Address	CHARLOTTE, NC 28211

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 27, 2050

August 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	CHEROKEE SC
Recording Date	Aug 28, 2020
Property Address	207 OVERBROOK DR, GAFFNEY, SC 29341-1822
Document Number	0001252983
Book / Page	000125 / 002983
Instrument Date	Aug 27, 2020
Instrument	4554
Transaction Type	Transfer
Record Updated	Sep 22, 2020
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$364.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	207 OVERBROOK DR GAFFNEY SC 293411822, GAFFNEY, SC 29341-1822

Mortgage

Document Number	1252985
Date	Aug 28, 2020
Book Page	000125/002985
Instrument	4555

Lender

Name	AMERICAN SEC MTG
Type	Mortgage Company
Address	CHARLOTTE, NC 28211

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 27, 2050

February 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	CHEROKEE SC
Recording Date	Feb 24, 2020
Property Address	207 OVERBROOK DR, GAFFNEY, SC 29341-1822
Document Number	0001201014
Book / Page	000120 / 001014
Instrument Date	Feb 20, 2020
Instrument	1036
Transaction Type	Transfer
Record Updated	Mar 10, 2020
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Tax	$146.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	705 POINT LOOKOUT RD CROSS HILL SC 293324742, CROSS HILL, SC 29332-4742

Tax Assessment & Valuation

Source: Cherokee County assessment roll, as of September 13, 2025

Property Jurisdictions

Type	Name
State	South Carolina
County	Cherokee County
Municipality	Gaffney City
Unified School District	Cherokee County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$680.00 (+10.93%)	$3,700 (-) Land $320 Building $3,380	$92,500 (-) Land $8,000 Building $84,500
2023	$613.00	$3,700 Land $320 Building $3,380	$92,500 Land $8,000 Building $84,500

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective March 25, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (2015)
Most Recent Claim	Dec 2015 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.7% of South Carolina
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	GAFFNEY BPW serves 24,290 people · EPA ID SC1110001
Water Source	Surface water
Last State Inspection	Sep 2025
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 217 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 50
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

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