DuPage County property record for 207 Orchard Rd, Wheaton, IL 60189
| Property Type | Single Family Home |
|---|---|
| Details | 5 bd · 2.5 ba · 2,714 sqft · built 1970 |
| Lot Size | 0.28 acres (12,197 sqft) |
| Owner | 2 Individuals on Record |
| Last Sale | $405,000 (Aug 2007) |
| Tax Bill | $13,928 (2025) |
| Deeds & Mortgages | Jun 2023 Mortgage Oct 2021 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 05-29-106-011 |
| Primary APN | 05-29-106-011 |
|---|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 9 Rooms |
| Stories | 2 Stories |
| Building Area | 2,714 sqft Living Area |
| Gross Area | 4,402 sqft |
| Basement Area | 1,288 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1970 |
|---|---|
| Effective Year Built | Effective 1970 |
| Architectural Style | Traditional |
| Construction Type | Frame |
| Roof Type | Gambrel |
| Roof Material | Asphalt |
| Lot Area | 12,197 sqft (0.28 acres) |
| Lot Dimensions | 13.5 ft deep x 9 ft wide |
| Garage Type | Attached |
| Garage Area | 400 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Open Porch |
| Porch Area | 300 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Water Source | Commercial |
| Street Address | 207 ORCHARD RD |
|---|---|
| City | WHEATON |
| State | IL |
| Zip | 60189-8176 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R |
| Legal Description | HIGH KNOB UNIT 1 |
| Legal Subdivision | HIGH KNOB |
| Legal Lot Number | 11 |
| Legal Unit | 1 |
| Jurisdiction | DU PAGE IL |
| Township / Civil Division | MILTON |
| Census Block Group | 2 |
| Census Block | 2004 |
| Census Tract | 842602 |
Source: DuPage County assessment roll, as of August 17, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individuals on Record |
|---|---|
| Mailing Address | 207 ORCHARD RD, WHEATON, IL 60189-8176 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Tenants by the Entirety |
| Date | Document |
|---|---|
| Jun 22, 2023 | Deed of Trust, Mortgage · Commercial Mortgage DISCOVER BANK |
| Oct 12, 2021 | Deed of Trust, Mortgage · Conventional Mortgage WELLS FARGO BANK NA |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Aug 8, 2007 · Amount on Record |
| Deed Sale | Aug 8, 2007 · Amount on Record |
| Deed Document Number | 2007147378 |
| Prior Transfer Date | Jul 18, 2000 |
| Prior Transfer Doc | 0000110024 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DU PAGE IL |
| Property Address | 207 ORCHARD RD, WHEATON, IL 60189-8176 |
| Transaction Type | Mortgage |
| Record Updated | Jul 10, 2023 |
| Name | Verified Name |
|---|
| Document Number | 0000039077 |
|---|---|
| Date | Jun 22, 2023 |
| Instrument | R2023-039077 |
| Name | DISCOVER BANK |
|---|---|
| Type | Bank |
| Address | GREENWOOD, DE 19950 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jun 22, 2053 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 9.99% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DU PAGE IL |
| Property Address | 207 ORCHARD RD, WHEATON, IL 60189-8176 |
| Transaction Type | Mortgage |
| Record Updated | Dec 14, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000149839 |
|---|---|
| Date | Oct 12, 2021 |
| Instrument | R2021-149839 |
| Name | WELLS FARGO BANK NA |
|---|---|
| Type | Bank |
| Address | SIOUX FALLS, SD 57104 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Nov 1, 2051 |
Source: DuPage County assessment roll, as of August 17, 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | DuPage County |
| County Subdivision | Milton Township |
| Municipality | Wheaton City |
| Unified School District | Community Unit School District 200 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $13,928.00 (+8.8%) | $237,947 (+24.67%) Land $40,098 Building $197,849 | $713,841 (+24.67%) Land $120,294 Building $593,547 |
| 2022 | $12,802.00 Homeowner's exemption | $190,860 Land $32,160 Building $158,700 | $572,580 Land $96,480 Building $476,100 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective September 1, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 3 in force |
| Nearby Flood Claims | 2 (1978–2025) |
| Claims Outside the SFHA | 1 of 2 |
| Most Recent Claim | Jun 2025 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 71% of Illinois |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | IL AMERICAN-ARROWHEAD private · serves 1,581 people · EPA ID IL0435150 |
|---|---|
| Water Source | Purchased surface water from WHEATON |
| Last State Inspection | Jun 2023 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 280 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless · DSL · Fiber in parts of the area | 100 / 20 |
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