207 Old Mountain Rd, Chattanooga, TN 37409 Property Records

Hamilton County property record for 207 Old Mountain Rd, Chattanooga, TN 37409

Property Summary

Property Type	Townhouse
Details	1.5 ba · 988 sqft · built 2021
Lot Size	0.392 acres (17,100 sqft)
Owner	2 Individual Names on File
Tax Bill	$1,483 (2025)
Deeds & Mortgages	Jul 2025 Transfer Nov 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`155O D 001 C106`

Property Details

APN / Parcel Number

Primary APN	`155O D 001 C106`
Alternative APN	`0000390745`

Interior

Full Baths	1.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	988 sqft Living Area

Exterior

Year Built	Built 2021
Effective Year Built	Effective 2021
Architectural Style	Townhouse
Exterior Material	Wood Shingle
Construction Type	Wood
Roof Type	Gable/Hip
Roof Material	Metal
Lot Area	17,100 sqft (0.392 acres)

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	0000390745
Street Address	207 OLD MOUNTAIN RD
City	CHATTANOOGA
State	TN
Zip	37409-1225
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Townhouse
Local Zoning Code	R2
Legal Description	LT 17 UNIT 6 ELISHA KIRKLIN INCLINE TOWNHOMES PB 6 PG 25 REV 115-131
Legal Subdivision	KIRKLINS ELISHA
Legal Lot Number	17
Legal Unit	6
Jurisdiction	HAMILTON TN
Township / Civil Division	6
Census Block Group	1
Census Block	1015
Census Tract	1800

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Chickamauga and Chattanooga National Military Park listed 1966 · 859 contributing resources · NRIS 66000274
Listed Area	Within Lookout Mountain Incline Railway listed 1973 · 1 contributing resources · NRIS 73001774

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

207 Old Mountain Rd, a townhouse, is owned by two individuals who acquired it in May 2024.

Source: Hamilton County records, as of August 13, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	3819 LONGVIEW DR, CHATTANOOGA, TN 37409-1223
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Jul 14, 2025	Quit Claim Deed, Transfer Quitclaim
Nov 4, 2021	Intrafamily Transfer, Transfer · Conventional Mortgage ARK-LA-TEX FINANCIAL SERVICES LLC
Apr 20, 2021	Warranty Deed, Transfer FIRST CHOICE TITLE, FIRST CHOICE TITLE INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Transfer Date	May 28, 2024
Transfer Doc	0000000187
Record Updated	Sep 20, 2026

July 2025: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	HAMILTON TN
Recording Date	Jul 14, 2025
Property Address	207 OLD MOUNTAIN RD, CHATTANOOGA, TN 37409-1225
Document Number	0000000221
Book / Page	13981 / 454
Map Reference	MB 12364 PG 829
Instrument Date	Jul 11, 2025
Instrument	2025071400221
Transaction Type	Transfer
Record Updated	Sep 25, 2025

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	3819 LONGVIEW DR, CHATTANOOGA, TN 37409-1223

November 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	HAMILTON TN
Recording Date	Nov 4, 2021
Property Address	207 OLD MOUNTAIN RD, CHATTANOOGA, TN 37409-1225
Document Number	0000000240
Book / Page	12721 / 560
Map Reference	MB 12364 PG 829
Instrument Date	Nov 1, 2021
Instrument	2021110400240
Transaction Type	Transfer
Record Updated	Sep 25, 2025

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3819 LONGVIEW DR, CHATTANOOGA, TN 37409-1223

Mortgage

Document Number	0012721563
Date	Nov 4, 2021
Instrument	12721/563

Lender

Name	ARK-LA-TEX FINANCIAL SERVICES LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Dec 1, 2051

April 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HAMILTON TN
Recording Date	Apr 20, 2021
Property Address	207 OLD MOUNTAIN RD, CHATTANOOGA, TN 37409-1225
Document Number	0000000296
Book / Page	12453 / 231
Map Reference	MB 12364 PG 829
Instrument Date	Apr 19, 2021
Instrument	2021042000296
Transaction Type	Transfer
Record Updated	Sep 25, 2025
Title Company	FIRST CHOICE TITLE, FIRST CHOICE TITLE INC

Transaction

Amount	Amount on Record
Tax	$1,035.63
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3819 LONGVIEW DR, CHATTANOOGA, TN 37409-1223

Tax Assessment & Valuation

The 2025 property tax bill for 207 Old Mountain Rd was $1,483, down 0.2% from the year before.

Source: Hamilton County assessment roll, as of January 2, 2026

Property Jurisdictions

Type	Name
State	Tennessee
County	Hamilton County
Municipality	Chattanooga City
Unified School District	Hamilton County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,483.00 (-0.2%)	$97,850 (+47.31%)	$391,400 (+47.31%) Land $80,000 Building $311,400
2024	$1,486.00	$66,425 (-)	$265,700 (-) Land $45,000 Building $220,700
2023	$1,486.00	$66,425 (-)	$265,700 (-) Land $45,000 Building $220,700
2022	$1,486.00	$66,425	$265,700 Land $45,000 Building $220,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 207 Old Mountain Rd in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 1979.

Source: FEMA National Flood Hazard Layer, effective August 30, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	2 (1979–1990)
Most Recent Claim	Feb 1990 · Severe Storms & Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 207 Old Mountain Rd is low, with a 0.04% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 65% of the US · above 51% of Tennessee
Wildfire Likelihood	0.04% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TENNESSEE AMERICAN WATER private · serves 207,046 people · EPA ID TN0000107
Water Source	Surface water
Last State Inspection	Dec 2025
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 240 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
EPB Fiber	100,000 / 100,000
Xfinity Cable	1,200 / 35
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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