Suffolk City property record for 207 Oak St, Suffolk, VA 23434
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,200 sqft · built 2025 |
| Lot Size | 0.11 acres (4,792 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $275,000 (May 2025) |
| Tax Bill | $2,948 (2025) |
| Deeds & Mortgages | Aug 2024 Construction Loan May 2025 Sale & Mortgage + 1 more |
| APN | 34G25(1)6*4 |
| Primary APN | 34G25(1)6*4 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Building Area | 1,200 sqft Living Area |
| Year Built | Built 2025 |
|---|---|
| Effective Year Built | Effective 2025 |
| Lot Area | 4,792 sqft (0.11 acres) |
| Account Number | 351120000 |
|---|---|
| Street Address | 207 OAK ST |
| City | SUFFOLK |
| State | VA |
| Zip | 23434-3917 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RES MEDIUM |
| Legal Description | L 4, BL 6 207 OAK ST |
| Legal Subdivision | THE ELMS |
| Jurisdiction | SUFFOLK CITY VA |
| Township / Civil Division | SUFFOLK |
| Census Block Group | 4 |
| Census Block | 4003 |
| Census Tract | 65500 |
207 Oak St is owned and occupied by two individuals who bought it in May 2025.
Source: Suffolk City records, as of September 23, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 207 OAK ST, SUFFOLK, VA 23434-3917 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Tenants by the Entirety |
| Date | Document |
|---|---|
| Aug 20, 2024 | Deed of Trust, Mortgage · Construction Mortgage TOWNEBANK |
| May 1, 2025 | Warranty Deed, Subdivision Related Transfer · Conventional Mortgage VETERANS UNITED HOME LOANS |
| Oct 31, 2019 | Sheriff's Deed, Foreclosure |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | May 1, 2025 · Amount on File |
| Deed Sale | May 1, 2025 · Amount on File |
| Prior Sale | Oct 31, 2019 |
| Deed Document Number | 20254630 |
| Prior Transfer Date | Oct 15, 2019 |
| Prior Transfer Doc | 0000012245 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SUFFOLK CITY VA |
| Property Address | 207 OAK ST, SUFFOLK, VA 23434-3917 |
| Transaction Type | Mortgage |
| Record Updated | Dec 25, 2025 |
| Name | Verified Name |
|---|
| Document Number | 0240008670 |
|---|---|
| Date | Aug 20, 2024 |
| Instrument | 240008670 |
| Name | TOWNEBANK |
|---|
| Type | Construction Mortgage |
|---|---|
| Amount | Amount on Record |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | SUFFOLK CITY VA |
| Recording Date | May 1, 2025 |
| Property Address | 207 OAK ST, SUFFOLK, VA 23434-3917 |
| Document Number | 0250004630 |
| Instrument Date | Apr 24, 2025 |
| Instrument | 250004630 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | Dec 25, 2025 |
| Title Company | COLE TITLE, NOBLE TITLE & ESCROW INC |
| Amount | Amount on Record |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 207 OAK ST, SUFFOLK, VA 23434-3917 |
| Document Number | 0250004631 |
|---|---|
| Date | May 1, 2025 |
| Instrument | 250004631 |
| Name | VETERANS UNITED HOME LOANS |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 359 Months |
| Due | Apr 1, 2055 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Sheriff's Deed |
|---|---|
| Jurisdiction | SUFFOLK CITY VA |
| Recording Date | Oct 31, 2019 |
| Property Address | 207 OAK ST, SUFFOLK, VA 23434-3917 |
| Document Number | 0190012245 |
| Instrument Date | Oct 15, 2019 |
| Instrument | 190012245 |
| Transaction Type | Foreclosure |
| Record Updated | Dec 25, 2025 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 424 MARKET ST STE 205, 205, SUFFOLK, VA 23434-5249 |
The 2025 property tax bill for 207 Oak St was $2,948, up 57% from the year before.
Source: Suffolk City assessment roll, as of December 26, 2025
| Type | Name |
|---|---|
| State | Virginia |
| Municipality | Suffolk City |
| Unified School District | Suffolk City Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $233,500 (+466.75%) Land $41,200 Building $192,300 | ||
| 2025 | $2,948.00 (+57%) | $233,500 (+466.75%) Land $41,200 Building $192,300 | $41,200 Land $41,200 |
| 2024 | $440.00 (+2.8%) | $41,200 (+4.83%) Land $41,200 | |
| 2023 | $428.00 | $39,300 Land $39,300 | $39,300 Land $39,300 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
FEMA has no flood map on file for 207 Oak St; 1 flood insurance policy is in force nearby.
Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Not on file |
|---|---|
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 207 Oak St is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 71% of Virginia |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF SUFFOLK serves 69,822 people · EPA ID VA3800805 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jul 2025 |
| Lead | 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 381 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Glo Fiber Fiber | 8,000 / 8,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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