207 Oak St, Morganton, NC 28655 Property Records

Burke County property record for 207 Oak St, Morganton, NC 28655 · Last verified April 2026

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,692 sqft · built 1940
Lot Size0.27 acres (11,761 sqft)
Owner2 Individual Names on File
Last Sale$180,000 (Jul 2023)
Tax Bill$955 (2025)
Deeds & MortgagesJul 2023 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN2704414691

Property Details

APN / Parcel Number

Primary APN2704414691
Alternative APN
  • 4993

Interior

Bedrooms3 Beds
Full Baths2 Baths
Plumbing Fixtures6 Plumbing Fixtures
Total Rooms6 Rooms
Stories1 Story
Building Area1,692 sqft Living Area
1st Floor Area925 sqft
Basement Area231 sqft
Unfinished Basement231 sqft

Exterior

Year BuiltBuilt 1940
Effective Year BuiltEffective 1975
Architectural StyleConventional
Exterior MaterialBrick Veneer
Roof MaterialAsphalt
Lot Area11,761 sqft (0.27 acres)
Garage TypeCarport
Garage Area432 sqft
CarportCarport
Carport Area432 sqft
Parking Spaces2 Parking Spaces

Exterior Amenities

PorchSlab
Porch Area126 sqft
Deck Area50 sqft
Patio Area216 sqft
Canopy216 sqft
Lean-To264 sqft

Utilities, Heating & Cooling

Cooling SystemNone
Heating SystemCentral

Location & Zoning

Street Address207 OAK ST
CityMORGANTON
StateNC
Zip28655-2854
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal Description207 OAK ST MORGANTON, NC 28655
JurisdictionBURKE NC
Township / Civil DivisionMORGANTON
Census Block Group5
Census Block5018
Census Tract20600

Owner

Source: Burke County records · APN 2704414691

Assessment roll updated September 25, 2025 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address204 PINE ST, MORGANTON, NC 28655-2818
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleJul 11, 2023 · Amount on Record
Deed SaleJul 11, 2023 · Amount on Record
Deed Document Number202323006313
Deed Book / Page2694 / 662
Prior Transfer DateAug 01, 2007
Prior Transfer Doc0017000030
Record UpdatedJun 08, 2026

July 2023: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionBURKE NC
Recording DateJul 11, 2023
Property Address207 OAK ST, MORGANTON, NC 28655-2854
Document Number0026940662
Book / Page2694 / 662
Map ReferenceM K4 PG 600
Instrument DateJul 11, 2023
Instrument2023006313
Transaction TypeTransfer
Record UpdatedJul 26, 2023

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$360.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address204 CHARLES AVE, MORGANTON, NC 28655-9058

Transferred To (Grantee/Buyer)

NameVerified Name
Address207 OAK ST, MORGANTON, NC 28655-2854

Mortgage

Document Number2023006314
DateJul 11, 2023
Instrument2023006314
Lender
NameFIRST HORIZON BANK
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueAug 01, 2053

Tax Assessment & Valuation

Source: Burke County records · Assessment roll updated September 25, 2025 · Last verified April 2026

Property Jurisdictions

TypeName
StateNorth Carolina
CountyBurke County
MunicipalityMorganton City
Unified School DistrictBurke County Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$955.00 (+4.49%)$154,623 (+4.8%) Land $10,969 Building $143,654$154,623 (+4.8%) Land $10,969 Building $143,654
2023$914.00 (+19.95%)$147,541 (+50.76%) Land $10,969 Building $136,572$147,541 (+50.76%) Land $10,969 Building $136,572
2022$762.00$97,867 Land $8,775 Building $89,092$97,867 Land $8,775 Building $89,092

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Burke County (37023C), updated June 28, 2017 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

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