207 New St, New Bern, NC 28560 Property Records

Craven County property record for 207 New St, New Bern, NC 28560

Property Summary

Property TypeSingle Family Home
Details4 bd · 2.5 ba · 1,200 sqft · built 1907
Lot Size0.092 acres (4,024 sqft)
Owner2 Company Names on Record
Last Sale$625,000 (Jul 2023)
Tax Bill$4,222 (2026)
Deeds & MortgagesDec 2025 Mortgage
Jul 2023 Sale & Mortgage
+ 2 more
Flood ZoneZone AE (high risk)
APN8-002-B-174

Property Details

APN / Parcel Number

Primary APN8-002-B-174
Alternative APNs
  • 111549
  • 135477

Interior

Bedrooms4 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Total Rooms7 Rooms
Stories2 Stories
Building Area1,200 sqft Living Area
1st Floor Area1,200 sqft
Interior WallsFinished/Painted

Exterior

Year BuiltBuilt 1907
Effective Year BuiltEffective 1907
Exterior MaterialAluminum/Vinyl
Foundation TypeMasonry
Roof TypeGable
Roof MaterialMetal
Lot Area4,024 sqft (0.092 acres)

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemHeat Pump

Location & Zoning

Account Number135477
Street Address207 NEW ST
CityNEW BERN
StateNC
Zip28560-4934
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeNR10
Legal Description207 NEW ST
Legal SubdivisionEIGHT TOWNSHIP
JurisdictionCRAVEN NC
Township / Civil Division8
Census Block Group1
Census Block1008
Census Tract960900

Owner

Source: Craven County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Company Names on Record
Mailing Address3815 MONSERATE TER, FALLBROOK, CA 92028-9011
Owner TypeCompany
VestingTrust

Deeds, Mortgages & Sale History

DateDocument
Dec 17, 2025Deed of Trust, Mortgage · Conventional Mortgage
E MORTGAGE CAPITAL INC
Jul 17, 2023Warranty Deed, Transfer · Conventional Mortgage
E MORTGAGE CAPITAL INC
Oct 21, 2020Deed of Trust, Mortgage · Commercial Mortgage
CENTERSTATE BANK NA
Jan 29, 2018Deed of Trust, Mortgage
FIRST CITIZEN B&T CO

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJul 17, 2023 · Amount on Record
Deed SaleJul 17, 2023 · Amount on Record
Prior SaleJul 18, 2016 · Amount on Record
Deed Document Number202310114907
Deed Book / Page3769 / 2095
Last Transfer DateMay 21, 2025
Transfer Doc03838/1075
Record UpdatedOct 29, 2026

December 2025: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCRAVEN NC
Property Address207 NEW ST, NEW BERN, NC 28560-4934
Transaction TypeMortgage
Record UpdatedDec 29, 2025
Title CompanySTEWART TITLE, STEWART TITLE GUARANTY CO

Transferred To (Grantee/Buyer)

NameVerified Name
Address3815 MONSERATE TER, FALLBROOK, CA 92028-9011

Mortgage

Document Number003863/943
DateDec 17, 2025
Book Page3863/943
Instrument10150135
Lender
NameE MORTGAGE CAPITAL INC
TypeMortgage Company
Address3750 S SUSAN ST, SANTA ANA, CA 92704
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueJan 1, 2056

July 2023: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionCRAVEN NC
Recording DateJul 17, 2023
Property Address207 NEW ST, NEW BERN, NC 28560-4934
Document Number03769/2095
Book / Page3769 / 2095
Instrument DateJul 7, 2023
Instrument10114907
Transaction TypeTransfer
Record UpdatedAug 2, 2023

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$1,250.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address27 NEW ST, NEW BERN, NC 28560
InvestorPossibly a Property Investor

Mortgage

Document Number0037692098
DateJul 17, 2023
Instrument3769/2098
Lender
NameE MORTGAGE CAPITAL INC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueAug 1, 2053

October 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCRAVEN NC
Property Address207 NEW ST, NEW BERN, NC 28560-4934
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number3636/351
DateOct 21, 2020
Book Page3636/351
Instrument10063189
Lender
NameCENTERSTATE BANK NA
TypeBank
Agreement
TypeCommercial Mortgage
AmountAmount Recorded

January 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCRAVEN NC
Property Address207 NEW ST, NEW BERN, NC 28560-4934
Transaction TypeMortgage
Record UpdatedFeb 14, 2018

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number, 000010017941
DateJan 29, 2018
Book Page0000003525/0000001164
Instrument000010017941
Lender
NameFIRST CITIZEN B&T CO
Agreement
AmountAmount Recorded

Tax Assessment & Valuation

Source: Craven County assessment roll, as of October 20, 2026

Property Jurisdictions

TypeName
StateNorth Carolina
CountyCraven County
MunicipalityNew Bern City
Unified School DistrictCraven County Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$4,222.00 (+3.53%)$479,970 (-) Land $72,000 Building $407,970$479,970 (-) Land $72,000 Building $407,970
2025$4,078.00 (+1.49%)$479,970 (-) Land $72,000 Building $407,970$479,970 (-) Land $72,000 Building $407,970
2023$4,018.00 (+2.24%)$479,970 (+29.24%) Land $72,000 Building $407,970$479,970 (+29.24%) Land $72,000 Building $407,970
2022$3,930.00$371,370 Land $72,000 Building $299,370
2018$371,370 Land $72,000 Building $299,370

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 17, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone AE
high risk
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood Elevation9.0 ft
Flood Insurance RequirementRequired
federally backed loans
Flood Insurance CostPremium on Record
median of 222 individual policies
Community Rating SystemClass 8 (10% premium discount)
Nearby Flood Policies383 units insured
incl. 161 condo units
Nearby Flood Claims414 (1979–2023)
Claims Outside the SFHA24 of 414
Most Recent ClaimAug 2023 · other causes
Claims by Event
  • Hurricane Florence, Sep 2018 · 187 claims
  • Hurricane Irene, Aug 2011 · 72 claims
  • Hurricane Fran, Oct 1996 · 73 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF NEW BERN
serves 37,884 people · EPA ID NC0425010
Water SourceGroundwater
Last State InspectionSep 2025
LeadUnder 1 ppb (2026–2028)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 194 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Metronet
Fiber
5,120 / 5,120
Brightspeed
Fiber
2,000 / 2,000
Optimum
Cable
940 / 35
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20
AT&T
Fixed Wireless
100 / 20

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