207 NC 126, Morganton, NC 28655 Property Records

Burke County property record for 207 NC 126, Morganton, NC 28655

Property Summary

Property TypeSingle Family Home
Details3 bd · 1.5 ba · 3,288 sqft · built 1967
Lot Size0.83 acres (36,155 sqft)
Owner2 Individual Names on Record
Last Sale$240,000 (Mar 2022)
Tax Bill$1,560 (2026)
Deeds & MortgagesOct 2025 Mortgage
Mar 2022 Sale & Mortgage
Flood ZoneZone AE (high risk)
APN1793079611

Property Details

APN / Parcel Number

Primary APN1793079611
Alternative APN
  • 6220

Interior

Bedrooms3 Beds
Full Baths1.5 Baths
Half Baths1 Half Bath
Plumbing Fixtures5 Plumbing Fixtures
Total Rooms5 Rooms
Stories1 Story
Building Area3,288 sqft Living Area
1st Floor Area1,332 sqft
Basement Area665 sqft
Finished Basement666 sqft
Unfinished Basement665 sqft
FlooringWood
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1967
Effective Year BuiltEffective 1991
Architectural StyleRanch
Exterior MaterialBrick Veneer
Foundation TypeMasonry
Roof MaterialAsphalt
Lot Area36,155 sqft (0.83 acres)

Exterior Amenities

PorchSlab
Porch Area312 sqft
Deck Area104 sqft
Patio Area87 sqft
Shed1 Shed
Shed Area220 sqft
Canopy600 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
SewerSeptic
Water SourceCommercial

Location & Zoning

Street Address207 NC 126
CityMORGANTON
StateNC
Zip28655-8290
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeLOW INTENS
Legal Description207 NC 126 MORGANTON, NC 28655
JurisdictionBURKE NC
Township / Civil DivisionQUAKER MEADOWS
Census Block Group1
Census Block1012
Census Tract20202

Owner

Source: Burke County records, as of October 12, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address207 NC 126, MORGANTON, NC 28655-8290
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Oct 2, 2025Deed of Trust, Mortgage · FHA Mortgage
ROCKET MORTGAGE LLC
Mar 4, 2022Warranty Deed, Transfer · FHA Mortgage
ROCKET MORTGAGE LLC

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleMar 4, 2022 · Amount on Record
Deed SaleMar 4, 2022 · Amount on Record
Deed Document Number202221018204
Deed Book / Page2607 / 956
Prior Transfer DateAug 18, 2008
Prior Transfer Doc0017930320
Record UpdatedOct 29, 2026

October 2025: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionBURKE NC
Property Address207 NC 126, MORGANTON, NC 28655-8290
Transaction TypeMortgage
Record UpdatedApr 3, 2026
Title CompanyFIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address207 NC 126, MORGANTON, NC 28655-8290

Mortgage

Document Number0028300879
DateOct 2, 2025
Book Page2830/879
Instrument2025008011
Lender
NameROCKET MORTGAGE LLC
TypeMortgage Company
AddressDETROIT, MI 48226
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term318 Months
DueApr 1, 2052

March 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionBURKE NC
Recording DateMar 4, 2022
Property Address207 NC 126, MORGANTON, NC 28655-8290
Document Number0026070956
Book / Page2607 / 956
Instrument DateMar 4, 2022
Instrument2022018204
Transaction TypeTransfer
Record UpdatedApr 3, 2026

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$480.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address103 ONES BRANCH CT, MORGANTON, NC 28655-4065

Transferred To (Grantee/Buyer)

NameVerified Name
Address207 126, MORGANTON, NC 28655

Mortgage

Document Number2022018205
DateMar 4, 2022
Instrument2022018205
Lender
NameROCKET MORTGAGE LLC
TypeMortgage Company
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term361 Months
DueApr 1, 2052

Tax Assessment & Valuation

Source: Burke County assessment roll, as of October 12, 2026

Property Jurisdictions

TypeName
StateNorth Carolina
CountyBurke County
Unified School DistrictBurke County Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$1,560.00 (+108.56%)$230,529 (+122.95%) Land $18,675 Building $211,854$230,529 (+122.95%) Land $18,675 Building $211,854
2025$748.00 (-51.24%)$103,398 (-54.26%) Land $18,675 Building $84,723$103,398 (-54.26%) Land $18,675 Building $84,723
2023$1,534.00$226,041 Land $18,675 Building $207,366$226,041 Land $18,675 Building $207,366

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective June 28, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone AE
high risk
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood ElevationVaries along the reach; see FIRM
Flood Insurance RequirementRequired
federally backed loans
Nearby Flood Policies9 in force
Nearby Flood Claims12 (2004–2024)
Claims Outside the SFHA10 of 12
Most Recent ClaimSep 2024 · Tropical Storm Helene
Claims by Event
  • Tropical Storm Helene, Sep 2024 · 10 claims
  • Tropical Storm Frances, Sep 2004 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood0.02% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF MORGANTON
serves 27,221 people · EPA ID NC0112015
Water SourceSurface water
Last State InspectionOct 2025
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting2
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 89 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable
1,000 / 1,000
Compas X-Stream
Cable
1,000 / 50
AT&T
DSL
100 / 20

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