207 N Thomas St, Tupelo, MS 38801 Property Records

Lee County property record for 207 N Thomas St, Tupelo, MS 38801

Property Summary

Property TypeSingle Family Home
Details1 ba · 1,902 sqft · built 1991
Lot Size0.251 acres (10,966 sqft)
OwnerIndividual Name on File
Tax Bill$2,175 (2025)
Deeds & MortgagesFeb 2024 Line of Credit
Apr 2023 Mortgage
Flood ZoneZone X (minimal risk)
APN077J-35-002-00

Property Details

APN / Parcel Number

Primary APN077J-35-002-00
Alternative APNs
  • 027869
  • 27869

Interior

Full Baths1 Bath
Total Rooms5 Rooms
Building Area1,902 sqft Heated Area
1st Floor Area1,902 sqft
FlooringCarpet
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1991
Effective Year BuiltEffective 1991
Exterior MaterialBrick Veneer
Roof TypeHip
Roof MaterialAsphalt
Lot Area10,966 sqft (0.251 acres)
Utility Building240 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemHVAC

Location & Zoning

Street Address207 N THOMAS ST
CityTUPELO
StateMS
Zip38801-3011
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOT 38 PT SE1/4 NW1/4
Legal Range05E
Legal Township09S
Legal Section35
Legal SubdivisionWINFIELD PLACE 1-4
Legal Lot Number38
JurisdictionLEE MS
Township / Civil Division2
Census Block Group2
Census Block2013
Census Tract950602

Owner

207 N Thomas St is owned and occupied by an individual who acquired it in May 2012.

Source: Lee County records, as of October 30, 2025

Owner of RecordIndividual Name on File
Mailing Address207 N THOMAS ST, TUPELO, MS 38801-3011
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Feb 12, 2024Deed of Trust, Mortgage · Line of Credit
FIGURE LENDING LLC
Apr 10, 2023Deed of Trust, Mortgage · FHA Mortgage
ROCKET MORTGAGE LLC

Assessor's Deed Record

Deed NamesName on Deed
Last SaleMay 22, 2012
Deed SaleMay 22, 2012
Prior SaleMar 28, 2007
Deed Document Number20126915
Prior Transfer DateFeb 7, 2007
Prior Transfer Doc2007002200
Record UpdatedJun 8, 2026

February 2024: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionLEE MS
Property Address207 N THOMAS ST, TUPELO, MS 38801-3011
Transaction TypeMortgage
Record UpdatedFeb 23, 2024

Transferred To (Grantee/Buyer)

NameVerified Name
Address207 N THOMAS ST, TUPELO, MS 38801-3011

Mortgage

Document Number2024001453
DateFeb 12, 2024
Instrument2024001453
Lender
NameFIGURE LENDING LLC
TypeMortgage Company
Agreement
TypeLine of Credit
AmountAmount on Record
Term181 Months
DueMar 5, 2039

April 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionLEE MS
Property Address207 N THOMAS ST, TUPELO, MS 38801-3011
Transaction TypeMortgage
Record UpdatedNov 8, 2023

Transferred To (Grantee/Buyer)

NameVerified Name
Address207 N THOMAS ST, TUPELO, MS 38801-3011

Mortgage

Document Number2023003893
DateApr 10, 2023
Instrument2023003893
Lender
NameROCKET MORTGAGE LLC
TypeMortgage Company
Agreement
TypeFHA Mortgage
AmountAmount on Record
Term361 Months
DueMay 1, 2053

Tax Assessment & Valuation

The 2025 property tax bill for 207 N Thomas St was $2,175 with a homeowner's exemption.

Source: Lee County assessment roll, as of October 30, 2025

Property Jurisdictions

TypeName
StateMississippi
CountyLee County
MunicipalityTupelo City
Unified School DistrictTupelo Public School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$2,175.00 Homeowner's exemption$15,999$159,990 Land $32,000 Building $127,990
2023$1,992.00 Homeowner's exemption$14,885$148,850 Land $32,000 Building $116,850

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 207 N Thomas St in Zone X, an area of minimal flood risk, though there have been 12 flood claims nearby since 2002.

Source: FEMA National Flood Hazard Layer, effective November 27, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 9 (5% premium discount)
Nearby Flood Policies2 in force
Nearby Flood Claims12 (2002–2025)
Claims Outside the SFHA4 of 12
Most Recent ClaimJun 2025 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 207 N Thomas St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.1% of the US · lower than 99.3% of Mississippi
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF TUPELO
serves 37,000 people · EPA ID MS0410015
Water SourcePurchased surface water from N. E. MS. REGIONAL W/S
Last State InspectionApr 2021
LeadUnder 1 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting2
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 204 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · Fixed Wireless in parts of the area
5,000 / 5,000
Xfinity
Cable
1,200 / 35
C Spire Wireless
Fixed Wireless · Fiber in parts of the area
100 / 20

May also be available: Tombigbee Fiber.

Nearby Properties on N Thomas St

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