207 N Spring Rd, Westerville, OH 43081 Property Records

Franklin County property record for 207 N Spring Rd, Westerville, OH 43081

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,372 sqft · built 1974
Lot Size	0.234 acres (10,202 sqft)
Owner	2 Individual Names on File
Last Sale	$75,900 (Nov 1991)
Tax Bill	$5,770 (2024)
Deeds & Mortgages	Feb 2026 Line of Credit Dec 2022 Transfer + 1 more
Flood Zone	Zone X (minimal risk)
APN	`080-004900`

Property Details

APN / Parcel Number

Primary APN	`080-004900`
Alternative APN	`08000490000`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Plumbing Fixtures	5 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,372 sqft Living Area
1st Floor Area	1,372 sqft
Family Room	Family Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1974
Effective Year Built	Effective 1974
Architectural Style	Ranch
Exterior Material	Brick/Stone
Lot Area	10,202 sqft (0.234 acres)
Lot Dimensions	120 ft deep x 85 ft wide
View / Lot	Traffic
Garage Type	Attached
Garage Area	480 sqft
Parking Spaces	2 Parking Spaces
Deck Area	96 sqft
Patio Area	96 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Electric
Water Source	Commercial

Location & Zoning

Street Address	207 N SPRING RD
City	WESTERVILLE
State	OH
Zip	43081-1854
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LAKELAND SUBDIV 5 SPRING ROAD LOT 255
Legal Subdivision	LAKELAND SUB NO 5
Legal Lot Number	255
Jurisdiction	FRANKLIN OH
Township / Civil Division	WESTERVILLE
Census Block Group	1
Census Block	1000
Census Tract	7020

Owner

207 N Spring Rd is owned and occupied by two individuals who acquired it in December 2022.

Source: Franklin County records, as of March 24, 2026

Owner of Record	2 Individual Names on File
Mailing Address	207 N SPRING RD, WESTERVILLE, OH 43081-1854
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Feb 10, 2026	Deed of Trust, Mortgage · Line of Credit THE HUNTINGTON NATIONAL BANK
Dec 22, 2022	Intrafamily Transfer, Transfer
Jan 26, 2017	Deed of Trust, Mortgage · Line of Credit THE HUNTINGTON NATIONAL BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 26, 1991 · Amount on File
Deed Sale	Nov 26, 1991 · Amount on File
Prior Sale	Aug 26, 1987
Last Transfer Date	Dec 1, 2022
Transfer Doc	0000172200
Record Updated	Jun 8, 2026

February 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FRANKLIN OH
Property Address	207 N SPRING RD, WESTERVILLE, OH 43081-1854
Transaction Type	Mortgage
Record Updated	Feb 20, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	207 N SPRING RD, WESTERVILLE, OH 43081-1854

Mortgage

Document Number	0000015390
Date	Feb 10, 2026
Instrument	202602100015390

Lender

Name	THE HUNTINGTON NATIONAL BANK
Type	Bank
Address	COLUMBUS, OH 43231

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Feb 2, 2056

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

December 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	FRANKLIN OH
Recording Date	Dec 22, 2022
Property Address	207 N SPRING RD, WESTERVILLE, OH 43081-1854
Document Number	0000172200
Map Reference	MB 45 PG 70
Instrument Date	Dec 15, 2022
Instrument	202212220172200
Transaction Type	Transfer
Record Updated	Jan 2, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	207 N SPRING RD, WESTERVILLE, OH 43081-1854

January 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FRANKLIN OH
Property Address	207 N SPRING RD, WESTERVILLE, OH 43081-1854
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000012812
Date	Jan 26, 2017
Instrument	201701260012812

Lender

Name	THE HUNTINGTON NATIONAL BANK
Type	Bank
Address	COLUMBUS, OH 43229

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Jan 10, 2047

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

Source: Franklin County assessment roll, as of January 21, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Franklin County
Municipality	Westerville City
Unified School District	Westerville City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$101,540 (-) Land $30,240 Building $71,300	$290,100 Land $86,400 Building $203,700
2024	$5,770.00 (+2.16%) Homeowner's exemption	$101,540 (-) Land $30,240 Building $71,300
2023	$5,648.00 (+10.64%) Homeowner's exemption	$101,540 (+44.91%) Land $30,240 Building $71,300	$290,100 Land $86,400 Building $203,700
2022	$5,105.00 Homeowner's exemption	$70,070 Land $17,850 Building $52,220
2020			$200,200 Land $51,000 Building $149,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 207 N Spring Rd in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2024.

Source: FEMA National Flood Hazard Layer, effective June 4, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (2024)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Apr 2024 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 207 N Spring Rd has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WESTERVILLE CITY PWS serves 39,000 people · EPA ID OH2503411
Water Source	Surface water
Last State Inspection	Apr 2024
Lead	1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 401 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Breezeline Cable	1,000 / 50
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless · DSL · Fiber in parts of the area	100 / 20

May also be available: Verizon.

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