207 N Ridgeway Dr, Cleburne, TX 76033 Property Records

Johnson County property record for 207 N Ridgeway Dr, Cleburne, TX 76033

Property Summary

Property TypeCommercial
Details10,209 sqft · built 1968
Lot Size0.459 acres (19,994 sqft)
OwnerIndividual Name on Record
Last Sale$337,500 (Dec 2011)
Tax Bill$15,584 (2025)
Deeds & MortgagesOct 2022 Line of Credit
Feb 2017 Loan Modification
Flood ZoneZone X (minimal risk)
APN126-2978-00190

Property Details

APN / Parcel Number

Primary APN126-2978-00190
Alternative APN
  • R000044071

Interior

Building Area10,209 sqft Total Area

Exterior

Year BuiltBuilt 1968
Effective Year BuiltEffective 1968
Lot Area19,994 sqft (0.459 acres)
PorchBreezeway
Porch Area865 sqft
BreezewayBreezeway

Location & Zoning

Account NumberR000044071
Street Address207 N RIDGEWAY DR
CityCLEBURNE
StateTX
Zip76033-4114
Property CategoryCommercial
Property TypeCommercial > Retail
Legal DescriptionLOT 1 BLK 5 RIDGEWAY PLAZA 126.5528.15100
Legal SubdivisionRIDGEWAY PLAZA
Legal Block5
Legal Lot Number1
JurisdictionJOHNSON TX
Township / Civil DivisionCLEBURNE
Census Block Group1
Census Block1018
Census Tract130302

Owner

Source: Johnson County records, as of September 9, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing AddressPO BOX 702, CLEBURNE, TX 76033-0540
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Oct 3, 2022Deed of Trust, Mortgage · Line of Credit
COGENT BANK
Feb 22, 2017Loan Modification, Mortgage
NORTH STAR BK

Assessor's Deed Record

Deed NamesName on Deed
Last SaleDec 30, 2011 · Amount on Record
Deed SaleDec 30, 2011 · Amount on Record
Deed Document Number201131195
Prior Transfer DateDec 28, 2011
Prior Transfer Doc0000031195
Record UpdatedOct 29, 2026

October 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionJOHNSON TX
Property Address207 N RIDGEWAY DR, CLEBURNE, TX 76033-4114
Transaction TypeMortgage
Record UpdatedMar 2, 2023

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000034653
DateOct 3, 2022
Instrument2022-34653
Lender
NameCOGENT BANK
TypeBank
AddressCLEBURNE, TX 76033
Agreement
TypeLine of Credit
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

February 2017: Loan Modification, Mortgage

Document TypeLoan Modification
JurisdictionJOHNSON TX
Property Address207 N RIDGEWAY DR, CLEBURNE, TX 76033-4114
Document Number0000005940
Instrument DateFeb 22, 2017
Transaction TypeMortgage
Record UpdatedMay 4, 2017

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000005940
DateMar 13, 2017
Instrument5940
Lender
NameNORTH STAR BK
TypeBank
AddressFORT WORTH, TX 76107
Agreement
AmountAmount Recorded
Term240 Months
DueMar 12, 2037
Interest
Rate TypeFixed Rate
Rate4%

Tax Assessment & Valuation

Source: Johnson County assessment roll, as of August 25, 2025

Property Jurisdictions

TypeName
StateTexas
MunicipalityCleburne City
CountyJohnson County
Unified School DistrictCleburne Independent School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$15,584.00 (+28.51%)$688,450 (-) Land $97,000 Building $591,450$688,450 (-) Land $97,000 Building $591,450
2023$688,450 Land $97,000 Building $591,450$688,450 Land $97,000 Building $591,450
2021$12,127.00 (-11.71%)
2018$13,736.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 2, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 100 ft
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 8 (10% premium discount)
Nearby Flood Policies2 in force
Nearby Flood Claims11 (1986–2015)
Claims Outside the SFHA4 of 11
Most Recent ClaimMay 2015 · Severe Storms, Tornadoes, Straight-line Winds And Flooding
Claims by Event
  • Severe Storms, Tornadoes, Straight-line Winds And Flooding, May 2015 · 3 claims
  • Severe Storms, Tornadoes & Flooding, Jun 1989 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 98% of the US · lower than 98.8% of Texas
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF CLEBURNE
serves 34,075 people · EPA ID TX1260003
Water SourceSurface water
Last State InspectionMay 2024
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting3
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 227 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · Fixed Wireless · DSL in parts of the area
5,000 / 5,000
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000
Nextlink
Fixed Wireless
500 / 100
T-Mobile
Fixed Wireless
100 / 20

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