207 N Locust St, Forreston, IL 61030 Property Records

Ogle County property record for 207 N Locust St, Forreston, IL 61030

Property Summary

Property Type	Single Family Home
Details	1,921 sqft · built 1890
Lot Size	0.294 acres (12,836 sqft)
Owner	Company Name on Record
Last Sale	$135,000 (Apr 2022)
Tax Bill	$3,412 (2025)
Deeds & Mortgages	Oct 2023 Mortgage Aug 2023 Transfer + 1 more
Flood Zone	Zone X (minimal risk)
APN	`02-28-458-002`

Property Details

APN / Parcel Number

Primary APN	`02-28-458-002`

Interior

Stories	2 Stories
Building Area	1,921 sqft Living Area

Exterior

Year Built	Built 1890
Effective Year Built	Effective 1890
Lot Area	12,836 sqft (0.294 acres)
Lot Dimensions	160 ft deep x 80 ft wide

Location & Zoning

Street Address	207 N LOCUST ST
City	FORRESTON
State	IL
Zip	61030-9237
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	RNG/BLK: TWP:0 SECT/LOT: LOT 2 BLK 16 RAILROAD ADD VIL OF FORRESTON
Legal Subdivision	RAILROAD ADD
Legal Block	16
Legal Lot Number	2
Jurisdiction	OGLE IL
Township / Civil Division	FORRESTON
Census Block Group	3
Census Block	3042
Census Tract	960800

Owner

Source: Ogle County records, as of May 19, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	214 MAIN ST, SAVANNA, IL 61074-1628
Owner Type	Company

Deeds, Mortgages & Sale History

Date	Document
Oct 4, 2023	Deed of Trust, Mortgage · Conventional Mortgage BLACKHAWK AREA CU
Aug 28, 2023	Intrafamily Transfer, Transfer ATTORNEY ONLY, ATTORNEY
Apr 27, 2022	Warranty Deed, Transfer · Conventional Mortgage UNION SAVINGS BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 27, 2022 · Amount on Record
Deed Sale	Apr 27, 2022 · Amount on Record
Deed Document Number	20222514
Last Transfer Date	Aug 21, 2023
Transfer Doc	0000003811
Record Updated	Jun 8, 2026

October 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OGLE IL
Property Address	207 N LOCUST ST, FORRESTON, IL 61030-9237
Transaction Type	Mortgage
Record Updated	Oct 25, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000004401
Date	Oct 4, 2023
Instrument	202304401

Lender

Name	BLACKHAWK AREA CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 1, 2053

August 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	OGLE IL
Recording Date	Aug 28, 2023
Property Address	207 N LOCUST ST, FORRESTON, IL 61030-9237
Document Number	0000003811
Instrument Date	Aug 21, 2023
Instrument	202303811
Transaction Type	Transfer
Record Updated	Sep 20, 2023
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	207 N LOCUST ST, FORRESTON, IL 61030-9237

April 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OGLE IL
Recording Date	Apr 27, 2022
Property Address	207 N LOCUST ST, FORRESTON, IL 61030-9237
Document Number	0000002514
Instrument Date	Apr 22, 2022
Instrument	202202514
Transaction Type	Transfer
Record Updated	May 18, 2022
Title Company	SECURITY FIRST TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$202.50
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	207 N LOCUST ST, FORRESTON, IL 61030-9237

Mortgage

Document Number	0000002515
Date	Apr 27, 2022
Instrument	202202515

Lender

Name	UNION SAVINGS BANK

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Interest

Rate	4.5%

Tax Assessment & Valuation

Source: Ogle County assessment roll, as of April 28, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Ogle County
County Subdivision	Forreston Township
Municipality	Forreston Village
Unified School District	Forrestville Valley Community Unit School District 221 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,412.00 (+19.59%)	$48,004 (+18.07%) Land $4,501 Building $43,503	$144,012 (+18.07%) Land $13,503 Building $130,509
2023		$40,656 (+9.29%) Land $3,835 Building $36,821	$121,968 (+9.29%) Land $11,505 Building $110,463
2022	$2,853.00	$37,200 Land $3,509 Building $33,691	$111,600 Land $10,527 Building $101,073

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective December 30, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 94% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	FORRESTON serves 1,338 people · EPA ID IL1410200
Water Source	Groundwater
Last State Inspection	Mar 2025
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 298 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Surf Internet Fiber	8,000 / 8,000
Frontier Fiber	7,000 / 7,000
Xfinity Cable	1,200 / 35
JCWIFI.com Fixed Wireless	200 / 200
AT&T Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AaroBand, LR Communications.

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