Union County property record for 207 N Douglas St, Elk Point, SD 57025
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 872 sqft · built 1890 |
| Lot Size | 0.207 acres (9,000 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $74,000 (Sep 2021) |
| Tax Bill | $1,296 (2026) |
| Deeds & Mortgages | Oct 2021 Sale & Mortgage |
| Flood Zone | Zone A (high risk) |
| APN | 03.01.13.1005 |
| Primary APN | 03.01.13.1005 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 872 sqft Living Area |
| Interior Walls | Wood |
| Year Built | Built 1890 |
|---|---|
| Effective Year Built | Effective 1890 |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Wood |
| Foundation Type | Wood |
| Roof Material | Composition Shingle |
| Lot Area | 9,000 sqft (0.207 acres) |
| Lot Dimensions | 100 ft deep x 90 ft wide |
| Porch | Covered Porch |
| Deck Area | Deck Area |
| Cooling System | HVAC |
|---|---|
| Heating System | Central |
| Street Address | 207 N DOUGLAS ST |
|---|---|
| City | ELK POINT |
| State | SD |
| Zip | 57025-2427 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOTS 1-2 EXC N60' BLK 13 ORIG E P CITY |
| Legal Subdivision | ORIGINAL CITY OF ELK POINT |
| Legal Block | 13 |
| Legal Lot Number | 1-2 |
| Legal Unit | 1 |
| Jurisdiction | UNION SD |
| Township / Civil Division | ELK POINT |
| Census Block Group | 2 |
| Census Block | 2021 |
| Census Tract | 20200 |
207 N Douglas St is owned and occupied by two individuals who bought it in September 2021.
Source: Union County records, as of October 20, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 207 N DOUGLAS ST, ELK POINT, SD 57025-2427 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Sep 24, 2021 · Amount on File |
| Deed Sale | Sep 24, 2021 · Amount on File |
| Prior Sale | May 21, 2015 · Amount on File |
| Record Updated | Oct 29, 2026 |
| Document Type | Conservator's Deed |
|---|---|
| Jurisdiction | UNION SD |
| Recording Date | Oct 1, 2021 |
| Property Address | 207 N DOUGLAS ST, ELK POINT, SD 57025-2427 |
| Document Number | 000111/625 |
| Book / Page | 111 / 625 |
| Instrument Date | Sep 24, 2021 |
| Instrument | 214241 |
| Transaction Type | Transfer |
| Record Updated | Oct 6, 2025 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $74.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 207 N DOUGLAS ST, ELK POINT, SD 57025-2427 |
| Document Number | 0001781018 |
|---|---|
| Date | Oct 1, 2021 |
| Instrument | 178/1018 |
| Name | SIOUXLAND FCU |
|---|---|
| Type | Credit Union |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Oct 1, 2051 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 2.99% |
| Type Change Date | Oct 1, 2027 |
| Change Frequency | Annually |
| Min Rate At Change | 2.99% |
| Max Rate At Change | 4.99% |
| Index | 1-Year CMT |
| Margin | 3 |
| Max Rate | 8.99% |
The 2026 property tax bill for 207 N Douglas St was $1,296, up 0.1% from the year before.
Source: Union County assessment roll, as of October 6, 2025
| Type | Name |
|---|---|
| State | South Dakota |
| County | Union County |
| Municipality | Elk Point City |
| Unified School District | Elk Point-Jefferson School District 61-7 (PK - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $1,296.00 (+0.08%) | $77,724 (-) Land $17,842 Building $59,882 |
| 2025 | $1,295.00 (+6.23%) | $77,724 Land $17,842 Building $59,882 |
| 2024 | $1,219.00 (-2.48%) | |
| 2023 | $1,250.00 (-1.88%) | $72,307 Land $17,842 Building $54,465 |
| 2022 | $1,274.00 |
Assessed value is set for property tax purposes and is not a market price estimate.
FEMA maps place 207 N Douglas St in Zone A, a high-risk flood area; flood insurance is required for federally backed loans.
Source: FEMA National Flood Hazard Layer, effective May 31, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone A high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | Not determined for this zone |
| Flood Insurance Requirement | Required federally backed loans |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 207 N Douglas St is low, with a 0.02% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 67% of the US · lower than 81% of South Dakota |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ELK POINT serves 2,124 people · EPA ID SD4600116 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Aug 2023 |
| Also Mapped Here | CLAY RURAL WATER SYSTEM |
| Lead | 2 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 256 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Midco Fiber · Fixed Wireless in parts of the area | 5,000 / 5,000 |
| Bluepeak Cable · Fiber in parts of the area | 1,000 / 30 |
| Verizon Fixed Wireless | 300 / 20 |
May also be available: Long Lines Metro.
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