Ottawa County property record for 207 N Cherry St, Commerce, OK 74339 · Last verified February 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 3 Beds |
| Bathrooms | 2 Baths |
| Architecture Style | Traditional |
| Year Built | Built 1999 |
| Square Footage | 1,144 sqft Living Area |
| Garage | Detached, 624 sqft |
| Occupancy | Owner Occupied |
| Tax Bill | $626.00 (2025) |
| Primary APN | 20239 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 8 Rooms |
| Building Area | 1,144 sqft Living Area |
| 1st Floor | 1,144 sqft 1st Floor |
| Stories | 1 Stories |
| Year Built | Built 1999 |
|---|---|
| Architectural Style | Traditional Style |
| Exterior Material | Aluminum/Vinyl Exterior |
| Construction Type | Frame Construction |
| Roof Material | Composition Shingle Roof |
| Garage Type | Detached Garage |
| Garage Area | 624 sqft Garage |
| Shed | 1 Shed |
|---|---|
| Shed Area | 120 sqft Shed |
| Porch | Covered Porch |
| Porch Area | 60 sqft Porch |
| Cooling System | Central Cooling |
|---|---|
| Heating System | Central Heating |
| Account Number | 20239 |
|---|---|
| Street Address | 207 N CHERRY ST |
| City | COMMERCE |
| State | OK |
| Zip | 74339-1625 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | S 32' LT 6 & N 16' LT 7, BLK 59 FIRST ADDN TO NORTH MIAMI NOW COMMERCE |
| Legal Range | 23E |
| Legal Township | 28N |
| Legal Section | 06 |
| Legal Subdivision | FIRST ADDN TO NORTH MIAMI NOW COMMERCE |
| Legal Block | 59 |
| Legal Lot Number | 6,7 |
| Jurisdiction | OTTAWA OK |
| Minor Civil Division | MIAMI |
| Census Blockgroup | 3 |
| Census Block | 3045 |
| Census Tract | 574200 |
Source: Ottawa County records · APN 20239
Assessment roll updated October 1, 2025 · Last verified February 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 207 N CHERRY ST, COMMERCE, OK 74339-1625 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Record Refreshed | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OTTAWA OK |
| Property Address | 207 N CHERRY ST, COMMERCE, OK 74339-1625 |
| Transaction Type | Mortgage |
| Record Updated | Mar 18, 2022 |
| Title Company | BUFFALO LAND ABSTRACT COMPANY, BUFFALO LAND ABSTRACT COMPAN |
| Name | Verified Name |
|---|
| Document Number | 001064/554 |
|---|---|
| Date | Feb 09, 2018 |
| Book Page | 1064/554 |
| Instrument | 2018-000538 |
| Name | SOUTHWEST MISSOURI BANK |
|---|---|
| Type | Bank |
| Address | CARTHAGE, MO 64836 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
Source: Ottawa County records · Assessment roll updated October 1, 2025 · Last verified February 2026
| Type | Name |
|---|---|
| State | Oklahoma |
| County | Ottawa County |
| Municipality | Commerce City |
| Unified School District | Commerce Public Schools (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $626.00 (+0.97%) Homeowner's exemption | $7,449 (+3%) Land $201 Building $7,248 | $116,351 (+17.49%) Land $1,819 Building $114,532 |
| 2024 | $620.00 (+14.6%) Homeowner's exemption | $7,232 (+3.01%) Land $195 Building $7,037 | $99,030 (-) Land $1,819 Building $97,211 |
| 2023 | $541.00 (+1.88%) Homeowner's exemption | $7,021 (+2.99%) Land $194 Building $6,827 | $99,030 (-) Land $1,819 Building $97,211 |
| 2022 | $531.00 Homeowner's exemption | $6,817 Land $194 Building $6,623 | $99,030 Land $1,819 Building $97,211 |
207 N Cherry St is in FEMA Zone X, outside the Special Flood Hazard Area, with no wildfire exposure.
Source: FEMA National Flood Hazard Layer · Ottawa County (40115C), updated September 13, 2019
| FEMA Flood Zone | Zone X minimal flood hazard · outside the 0.2% annual chance floodplain |
|---|---|
| Special Flood Hazard Area | No |
Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020
| Wildfire Risk to Homes | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach of burnable land |
Values are read at the parcel center point; lenders make the official flood determination.
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