207 N Beach St, Bancroft, MI 48414 Property Records

Shiawassee County property record for 207 N Beach St, Bancroft, MI 48414

Property Summary

Property Type	Single Family Home
Details	1 bd · 1 ba · 534 sqft · built 1960
Lot Size	0.16 acres (6,999 sqft)
Owner	Individual Name on File
Last Sale	$72,500 (Nov 2023)
Tax Bill	$682 (2025)
Deeds & Mortgages	Nov 2023 Mortgage Nov 2023 Sale & Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`011-60-004-009`

Property Details

APN / Parcel Number

Primary APN	`011-60-004-009`
Alternative APN	`0116000400900`

Interior

Bedrooms	1 Bed
Full Baths	1 Bath
Building Area	534 sqft Living Area
1st Floor Area	534 sqft

Exterior

Year Built	Built 1960
Effective Year Built	Effective 1960
Lot Area	6,999 sqft (0.16 acres)

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Street Address	207 N BEACH ST
City	BANCROFT
State	MI
Zip	48414-7701
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	VILLAGE OF BANCROFT ORIGINAL PLAT LOT 9 BLK 4 ALSO E 12 OF VACATED ALLEY ADJ THERETO
Legal Subdivision	BANCROFT VILLAGE
Legal Block	4
Legal Lot Number	9
Jurisdiction	SHIAWASSEE MI
Township / Civil Division	SHIAWASSEE
Census Block Group	3
Census Block	3042
Census Tract	31302

Owner

207 N Beach St is owned and occupied by an individual who bought it in November 2023.

Source: Shiawassee County records, as of October 20, 2026

Owner of Record	Individual Name on File
Mailing Address	207 N BEACH ST, BANCROFT, MI 48414-7701
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 15, 2023	Deed of Trust, Mortgage · Stand-Alone First Mortgage MICHIGAN STATE HOUSING DEVELOPMENT AUTHO
Nov 7, 2023	Warranty Deed, Transfer · FHA Mortgage LEGACY MORTGAGE
Nov 21, 2022	Quit Claim Deed, Transfer Quitclaim
Apr 28, 2021	Quit Claim Deed, Transfer Quitclaim
Aug 14, 2020	Quit Claim Deed, Transfer NOT AVAILABLE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 7, 2023 · Amount on File
Deed Sale	Nov 7, 2023 · Amount on File
Prior Sale	Nov 21, 2022 · Amount on File
Deed Document Number	20233376253
Deed Book / Page	1312 / 87
Record Updated	Oct 29, 2026

November 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SHIAWASSEE MI
Property Address	207 N BEACH ST, BANCROFT, MI 48414-7701
Transaction Type	Mortgage
Record Updated	Dec 1, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10267 LAPEER RD, DAVISON, MI 48423-8172

Mortgage

Document Number	0013120270
Date	Nov 15, 2023
Book Page	1312/270
Instrument	3376437

Lender

Name	MICHIGAN STATE HOUSING DEVELOPMENT AUTHO
Type	Non-Lending Institution
Address	735 E MICHIGAN AVE, LANSING, MI 48912

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record

November 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SHIAWASSEE MI
Recording Date	Nov 7, 2023
Property Address	207 N BEACH ST, BANCROFT, MI 48414-7701
Document Number	0013120087
Book / Page	1312 / 87
Map Reference	LB 1 PG 63
Instrument Date	Nov 6, 2023
Instrument	3376253
Transaction Type	Transfer
Record Updated	Nov 22, 2023
Title Company	ATA NATIONAL TITLE GROUP LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$543.75
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	207 N BEACH ST, BANCROFT, MI 48414-7701

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10267 LAPEER RD, DAVISON, MI 48423-8172

Mortgage

Document Number	0013120269
Date	Nov 15, 2023
Book Page	1312/269
Instrument	3376436

Lender

Name	LEGACY MORTGAGE
Type	Mortgage Company
Address	1537 E HIII RD #100 100, GRAND BLANC, MI 48439

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Dec 1, 2053

November 2022: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SHIAWASSEE MI
Recording Date	Nov 21, 2022
Property Address	207 N BEACH ST, BANCROFT, MI 48414-7701
Document Number	0013020367
Book / Page	1302 / 367
Instrument Date	Nov 21, 2022
Instrument	3366384
Transaction Type	Transfer
Record Updated	Dec 13, 2022

Transaction

Amount	Amount on Record
Tax	$157.50
Amount Accuracy	Full Amount Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	11747 MARIE BESFORD, WEBBERVILLE, MI 48892

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	121 S MAIN ST, BANCROFT, MI 48414-7737

April 2021: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SHIAWASSEE MI
Recording Date	Apr 28, 2021
Property Address	207 N BEACH ST, BANCROFT, MI 48414-7701
Document Number	0012810954
Book / Page	1281 / 954
Instrument Date	Aug 17, 2020
Instrument	3345721
Transaction Type	Transfer
Record Updated	Dec 13, 2022

Transaction

Amount	Amount on Record
Tax	$71.25
Amount Accuracy	Full Amount Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1245 BRIGGSVILLE RD, FOWLERVILLE, MI 48836-8229

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	11747 BRIMLEY RD, WEBBERVILLE, MI 48892-9551

August 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SHIAWASSEE MI
Recording Date	Aug 14, 2020
Property Address	207 N BEACH ST, BANCROFT, MI 48414-7701
Document Number	0012710862
Book / Page	001271 / 000862
Instrument Date	Dec 20, 2017
Instrument	3335517
Transaction Type	Transfer
Record Updated	Sep 10, 2020
Title Company	NOT AVAILABLE

Transaction

Amount	Amount on Record
Tax	$90.00
Amount Accuracy	Confirmed
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1245 BRIGGSVILLE RD FOWLERVILLE MI 488368229, FOWLERVILLE, MI 48836-8229

Tax Assessment & Valuation

The 2025 property tax bill for 207 N Beach St was $682 with a homeowner's exemption, down 2.7% from the year before.

Source: Shiawassee County assessment roll, as of July 16, 2026

Property Jurisdictions

Type	Name
State	Michigan
Municipality	Bancroft Village
County	Shiawassee County
County Subdivision	Shiawassee Township
Unified School District	Durand Area Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$20,700 (-)	$41,400 (-)
2025	$682.00 (-2.71%) Homeowner's exemption	$20,700	$41,400
2024	$701.00 (+7.85%)
2023	$650.00 Homeowner's exemption Additional exemption filed	$13,600	$27,200

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 207 N Beach St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective April 12, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 207 N Beach St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 89% of Michigan
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	VILLAGE OF BANCROFT serves 616 people · EPA ID MI0000370
Water Source	Groundwater
Last State Inspection	Jan 2025
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	4 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 116 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000

May also be available: DayStarr, Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

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