207 N 7th St, Beresford, SD 57004 Property Records

Union County property record for 207 N 7th St, Beresford, SD 57004

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,200 sqft · built 1910
Lot Size	0.258 acres (11,250 sqft)
Owner	Individual Name on File
Last Sale	$128,000 (Aug 2019)
Tax Bill	$2,624 (2026)
Deeds & Mortgages	Aug 2019 Sale & Mortgage May 2017 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`02.05.04.1005`

Property Details

APN / Parcel Number

Primary APN	`02.05.04.1005`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,200 sqft Living Area
Basement Area	720 sqft
Unfinished Basement	720 sqft
Interior Walls	Wood

Exterior

Year Built	Built 1910
Effective Year Built	Effective 1910
Exterior Material	Aluminum/Vinyl
Construction Type	Wood
Foundation Type	Wood
Roof Material	Composition Shingle
Lot Area	11,250 sqft (0.258 acres)
Lot Dimensions	150 ft deep x 75 ft wide
Garage Type	Detached
Garage Area	768 sqft
Parking Spaces	3 Parking Spaces
Deck Area	Deck Area

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Central

Location & Zoning

Street Address	207 N 7TH ST
City	BERESFORD
State	SD
Zip	57004-1603
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	S1/2 OF NE1/4 BLK 4 THORSON'S 2ND ADD BERES CITY
Legal Subdivision	THORSON'S 2ND ADD
Legal Block	4
Legal Unit	1
Jurisdiction	UNION SD
Township / Civil Division	BERESFORD
Census Block Group	2
Census Block	2048
Census Tract	20100

Owner

207 N 7th St is owned and occupied by an individual who bought it in August 2019.

Source: Union County records, as of October 20, 2026

Owner of Record	Individual Name on File
Mailing Address	207 N 7TH ST, BERESFORD, SD 57004-1603
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 8, 2019	Warranty Deed, Transfer · Conventional Mortgage GREAT WESTERN BANK
May 17, 2017	Warranty Deed, Transfer · Conventional Mortgage SIOUX FALLS FCU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 8, 2019 · Amount on File
Deed Sale	Aug 8, 2019 · Amount on File
Prior Sale	May 17, 2017 · Amount on File
Deed Document Number	20193224
Deed Book / Page	109 / 508
Record Updated	Oct 29, 2026

August 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	UNION SD
Recording Date	Aug 8, 2019
Property Address	207 N 7TH ST, BERESFORD, SD 57004-1603
Document Number	00109/0508
Book / Page	109 / 0508
Instrument Date	Aug 5, 2019
Instrument	193224
Transaction Type	Transfer
Record Updated	Dec 14, 2021

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	507 BROAD ST, 507, ALCESTER, SD 57001-2208

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	207 N 7TH ST, BERESFORD, SD 57004-1603

Mortgage

Document Number	0000193225
Date	Aug 8, 2019
Instrument	193225

Lender

Name	GREAT WESTERN BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Sep 1, 2049

May 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	UNION SD
Recording Date	May 17, 2017
Property Address	207 N 7TH ST, BERESFORD, SD 57004-1603
Document Number	00107/0237
Book / Page	107 / 0237
Instrument Date	May 9, 2017
Instrument	171029
Transaction Type	Transfer
Record Updated	Dec 14, 2021

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	207 N 7TH ST, BERESFORD, SD 57004-1603

Mortgage

Document Number	0000171830
Date	May 17, 2017
Instrument	171830

Lender

Name	SIOUX FALLS FCU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	181 Months
Due	Jun 1, 2032

Tax Assessment & Valuation

The 2026 property tax bill for 207 N 7th St was $2,624, up % from the year before.

Source: Union County assessment roll, as of October 6, 2025

Property Jurisdictions

Type	Name
State	South Dakota
Municipality	Beresford City
County	Union County
Unified School District	Beresford School District 61-2 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026	$2,624.00 (+0.04%)	$191,461 (-) Land $28,350 Building $163,111
2025	$2,623.00 (-1.17%)	$191,461 Land $28,350 Building $163,111
2024	$2,654.00 (+2.55%)
2023	$2,588.00 (+17.85%)	$176,651 Land $28,350 Building $148,301
2022	$2,196.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 207 N 7th St in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2014.

Source: FEMA National Flood Hazard Layer, effective May 31, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	1 (2014)
Most Recent Claim	Jun 2014 · Severe Storms, Tornadoes, And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 207 N 7th St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 96% of South Dakota
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BERESFORD serves 2,359 people · EPA ID SD4600386
Water Source	Purchased groundwater from LEWIS AND CLARK REGIONAL WATER SYSTE
Last State Inspection	Aug 2025
Also Mapped Here	CLAY RURAL WATER SYSTEM
Lead	4 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 322 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Beresford Municipal Telephone Company Fiber	1,000 / 1,000
Midco Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Rise Broadband, Verizon.

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