207 N 3rd St, Richmond, VA 23219 Property Records

Richmond City property record for 207 N 3rd St, Richmond, VA 23219

Property Summary

Property Type	Store with Apartments
Details	6,240 sqft · built 1920
Lot Size	0.048 acres (2,091 sqft)
Owner	Company Name on Record
Last Sale	$1,142,226 (Aug 2020)
Tax Bill	$13,560 (2026)
Deeds & Mortgages	Jan 2026 Line of Credit Aug 2020 Sale & Mortgage + 1 more
APN	`W-000-0036-021`

Property Details

APN / Parcel Number

Primary APN	`W-000-0036-021`

Interior

Units	7 Units
Stories	3 Stories
Building Area	6,240 sqft Total Area
Basement Area	2,080 sqft
Unfinished Basement	2,080 sqft

Exterior

Year Built	Built 1920
Effective Year Built	Effective 2010
Construction Type	Wood
Fire Resistance	Wood or Wood & Steel Frame
Lot Area	2,091 sqft (0.048 acres)
Lot Dimensions	79 ft deep x 26 ft wide

Location & Zoning

Street Address	207 N 3RD ST
City	RICHMOND
State	VA
Zip	23219-1727
Property Category	Commercial
Property Type	Commercial > Retail > Store with Apartments
Local Zoning Code	B-4 CENTRA
Legal Description	0026.34X0079.00 0000.000
Jurisdiction	RICHMOND CITY VA
Township / Civil Division	RICHMOND
Census Block Group	1
Census Block	1004
Census Tract	30501

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Fifth and Main Downtown Historic District listed 2006 · 31 contributing resources · NRIS 06000750

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Richmond City records, as of August 10, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	PO BOX 707, RICHMOND, VA 23218-0707
Owner Type	Company
Vesting	Company

Deeds, Mortgages & Sale History

Date	Document
Jan 29, 2026	Deed of Trust, Mortgage · Line of Credit ATLANTIC UNION BANK
Aug 26, 2020	Warranty Deed, Transfer · Commercial Mortgage ATLANTIC UNION BANK
Oct 30, 2019	Deed of Trust, Mortgage VIRGINIA CU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 26, 2020 · Amount on Record
Deed Sale	Aug 26, 2020 · Amount on Record
Prior Sale	Oct 22, 2013 · Amount on Record
Deed Document Number	202019305
Record Updated	Sep 20, 2026

January 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RICHMOND CITY VA
Property Address	207 N 3RD ST, RICHMOND, VA 23219-1898
Transaction Type	Mortgage
Record Updated	Feb 17, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4900 OLD MILLRACE PL, GLEN ALLEN, VA 23059-3415

Mortgage

Document Number	0000001512
Date	Jan 29, 2026
Instrument	260001512

Lender

Name	ATLANTIC UNION BANK
Type	Bank
Address	RICHMOND, VA 23219

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

August 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	RICHMOND CITY VA
Recording Date	Aug 26, 2020
Property Address	207 N 3RD ST, RICHMOND, VA 23219-1898
Document Number	0000019305
Instrument Date	Aug 25, 2020
Instrument	200019305
Transaction Type	Transfer
Record Updated	Sep 6, 2022
Title Company	ATTORNEY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4900 OLDE MILL POND LN, GUM SPRING, VA 23065

Mortgage

Document Number	0000019306
Date	Aug 26, 2020
Instrument	200019306

Lender

Name	ATLANTIC UNION BANK

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

October 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RICHMOND CITY VA
Property Address	207 N 3RD ST, RICHMOND, VA 23219-1898
Document Number	0000022832
Instrument Date	Oct 30, 2019
Transaction Type	Mortgage
Record Updated	Nov 19, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	207 N 3RD ST RICHMOND VA 232191898, RICHMOND, VA 23219-1898

Mortgage

Document Number	0000022832
Date	Oct 31, 2019
Instrument	22832

Lender

Name	VIRGINIA CU
Type	Credit Union

Agreement

Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Richmond City assessment roll, as of August 10, 2026

Property Jurisdictions

Type	Name
State	Virginia
Municipality	Richmond City
Unified School District	Richmond City Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$13,560.00	$1,130,000 (+3.57%) Land $147,000 Building $983,000	$1,130,000 (+3.57%) Land $147,000 Building $983,000
2025	$13,560.00 (+67,7%)
2024		$1,091,000 Land $147,000 Building $944,000
2023			$1,091,000 Land $147,000 Building $944,000
2020	$20.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF RICHMOND serves 233,655 people · EPA ID VA4760100
Water Source	Surface water
Last State Inspection	Feb 2026
Lead	4 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Organic carbon removal Jul 2020
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 764 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880
AT&T Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Zentro.

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