207 N 3rd St, Henderson, IL 61439 Property Records

Knox County property record for 207 N 3rd St, Henderson, IL 61439

Property Summary

Property Type	Single Family Home
Details	1,696 sqft · built 1969
Lot Size	0.46 acres (20,038 sqft)
Owner	Individual Name on File
Tax Bill	$3,230 (2025)
Deeds & Mortgages	Oct 2025 Line of Credit Jan 2021 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`05-14-402-002`

Property Details

APN / Parcel Number

Primary APN	`05-14-402-002`

Interior

Stories	1 Story
Building Area	1,696 sqft Base Area
1st Floor Area	1,696 sqft
Basement Area	320 sqft
Unfinished Basement	320 sqft

Exterior

Year Built	Built 1969
Effective Year Built	Effective 1969
Construction Type	Frame
Foundation Type	No Foundation
Lot Area	20,038 sqft (0.46 acres)
Lot Dimensions	200 ft deep x 100 ft wide
Garage Area	576 sqft
Parking Spaces	2 Parking Spaces

Location & Zoning

Street Address	207 N 3RD ST
City	HENDERSON
State	IL
Zip	61439-5046
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	R L JOHNSON SUB DIVISION S D PT LTS 30 & 31 IN WM MCMURTRYS ADDN LT 1 VILLAGE OF HENDERSON
Legal Subdivision	R L JOHNSON SUB
Legal Lot Number	30-1
Jurisdiction	KNOX IL
Township / Civil Division	HENDERSON
Census Block Group	2
Census Block	2038
Census Tract	200

Owner

207 N 3rd St is owned and occupied by an individual.

Source: Knox County records, as of June 18, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	207 N 3RD ST, HENDERSON, IL 61439-5046
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 27, 2025	Deed of Trust, Mortgage · Line of Credit CONNEXUS CU
Jan 19, 2021	Deed of Trust, Mortgage · Conventional Mortgage HERITAGE CU
Dec 18, 2020	Quit Claim Deed, Transfer ATTORNEY ONLY
Mar 23, 2018	Deed of Trust, Mortgage · Line of Credit HERITAGE CU

Assessor's Deed Record

Deed Names	Name on Deed
Record Updated	Sep 20, 2026

October 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KNOX IL
Property Address	207 N 3RD ST, HENDERSON, IL 61439-5046
Transaction Type	Mortgage
Record Updated	Nov 12, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0001102154
Date	Oct 27, 2025
Instrument	1102154

Lender

Name	CONNEXUS CU
Type	Credit Union

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Oct 26, 2055

January 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KNOX IL
Property Address	207 N 3RD ST, HENDERSON, IL 61439-5046
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0001069124
Date	Jan 19, 2021
Instrument	1069124

Lender

Name	HERITAGE CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	264 Months
Due	Jan 28, 2043

Interest

Rate Type	Fixed Rate

December 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	KNOX IL
Recording Date	Dec 18, 2020
Property Address	207 N 3RD ST, HENDERSON, IL 61439-5046
Document Number	0001068432
Instrument Date	Nov 23, 2020
Instrument	1068432
Transaction Type	Transfer
Record Updated	Jan 8, 2021
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	207 N 3RD ST HENDERSON IL 614395046, HENDERSON, IL 61439-5046

March 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KNOX IL
Property Address	207 N 3RD ST, HENDERSON, IL 61439-5046
Document Number	0001047746
Instrument Date	Mar 23, 2018
Transaction Type	Mortgage
Record Updated	Apr 17, 2018
Title Company	WESTERN ILLINOIS TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	207 N 3RD ST HENDERSON IL 614395046, HENDERSON, IL 61439-5046

Mortgage

Document Number	0001047746
Date	Apr 10, 2018
Instrument	1047746

Lender

Name	HERITAGE CU
Type	Credit Union
Address	MADISON, WI 53704

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	264 Months
Due	Apr 9, 2040

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2025 property tax bill for 207 N 3rd St was $3,230 with a homeowner's exemption.

Source: Knox County assessment roll, as of June 18, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Knox County
County Subdivision	Henderson Township
Municipality	Henderson Village
Unified School District	Galesburg Community Unit School District 205 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,230.00	$47,250 Land $3,170 Building $44,080	$141,750 Land $9,510 Building $132,240
2022	$2,153.00	$32,860 Land $2,540 Building $30,320	$98,580 Land $7,620 Building $90,960

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 207 N 3rd St in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 1993.

Source: FEMA National Flood Hazard Layer, effective August 2, 2011 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	2 (1993)
Most Recent Claim	Jul 1993 · Severe Storms & Flooding
Claims by Event	Severe Storms & Flooding, Jul 1993 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 207 N 3rd St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 79% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HENDERSON serves 375 people · EPA ID IL0950250
Water Source	Purchased groundwater from GALESBURG
Last State Inspection	Dec 2023
Lead	Under 1 ppb (2024) action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator for missed monitoring and reporting.

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	14 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 53 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Nextlink Fixed Wireless	1,000 / 1,000
Mediacom Xtream Cable	1,000 / 50

May also be available: Verizon.

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