207 Mockingbird Ln, Lincolnton, NC 28092 Property Records

Lincoln County property record for 207 Mockingbird Ln, Lincolnton, NC 28092

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,643 sqft · built 1981
Lot Size	0.574 acres (25,003 sqft)
Owner	2 Individual Names on File
Last Sale	$296,000 (Nov 2017)
Tax Bill	$4,175 (2026)
Deeds & Mortgages	Aug 2020 Mortgage Nov 2017 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`3633-10-6496`

Property Details

APN / Parcel Number

Primary APN	`3633-10-6496`
Alternative APNs	`363317106496` `265303` `15686`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,643 sqft Living Area
Basement Area	1,643 sqft
Finished Basement	1,364 sqft
Unfinished Basement	279 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1981
Effective Year Built	Effective 1981
Architectural Style	Ranch
Exterior Material	Brick
Construction Type	Masonry / Concrete Block
Lot Area	25,003 sqft (0.574 acres)

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump

Location & Zoning

Account Number	265303
Street Address	207 MOCKINGBIRD LN
City	LINCOLNTON
State	NC
Zip	28092-3264
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-15
Legal Description	#2-F GARLAND ACRES
Legal Subdivision	GARLAND ACRES
Jurisdiction	LINCOLN NC
Township / Civil Division	LINCOLNTON
Census Block Group	4
Census Block	4000
Census Tract	70100

Owner

207 Mockingbird Ln is owned and occupied by two individuals who bought it in November 2017.

Source: Lincoln County records, as of August 27, 2026

Owner of Record	2 Individual Names on File
Mailing Address	207 MOCKINGBIRD LN, LINCOLNTON, NC 28092-3264
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 31, 2020	Deed of Trust, Mortgage · Conventional Mortgage C&F MORTGAGE CORP
Nov 28, 2017	Warranty Deed, Transfer · FHA Mortgage FIDELITY BK MTG
Jul 20, 2017	Quit Claim Deed, Transfer Quitclaim
Apr 24, 2017	Deed of Trust, Mortgage · Conventional Mortgage NEW YORK CMNTY BK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 28, 2017 · Amount on File
Deed Sale	Nov 28, 2017 · Amount on File
Prior Sale	Oct 1, 2008 · Amount on File
Deed Document Number	2017571140
Deed Book / Page	2708 / 781
Record Updated	Oct 29, 2026

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LINCOLN NC
Property Address	207 MOCKINGBIRD LN, LINCOLNTON, NC 28092-3264
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2944837
Date	Aug 31, 2020
Book Page	2944/837
Instrument	614967

Lender

Name	C&F MORTGAGE CORP
Type	Mortgage Company
Address	MIDLOTHIAN, VA 23113

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Sep 1, 2050

November 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LINCOLN NC
Recording Date	Nov 28, 2017
Property Address	207 MOCKINGBIRD LN, LINCOLNTON, NC 28092-3264
Document Number	2708781
Book / Page	002708 / 000781
Instrument Date	Nov 28, 2017
Instrument	571140
Transaction Type	Transfer
Record Updated	Dec 11, 2017
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$592.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	207 MOCKINGBIRD LN LINCOLNTON NC 280923264, LINCOLNTON, NC 28092-3264

Mortgage

Document Number	2708784
Date	Nov 28, 2017
Book Page	002708/000784
Instrument	571141

Lender

Name	FIDELITY BK MTG
Type	Bank
Address	ATLANTA, GA 30329

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Nov 27, 2047

July 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	LINCOLN NC
Recording Date	Jul 20, 2017
Property Address	207 MOCKINGBIRD LN, LINCOLNTON, NC 28092-3264
Document Number	2679565
Book / Page	002679 / 000565
Instrument Date	Jul 19, 2017
Instrument	565502
Transaction Type	Transfer
Record Updated	Aug 1, 2017

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	207 MOCKINGBIRD LN LINCOLNTON NC 280923264, LINCOLNTON, NC 28092-3264

April 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LINCOLN NC
Property Address	207 MOCKINGBIRD LN, LINCOLNTON, NC 28092-3264
Document Number	2661669
Book / Page	002661 / 000669
Instrument Date	Apr 24, 2017
Transaction Type	Mortgage
Record Updated	May 23, 2017
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	207 MOCKINGBIRD LN LINCOLNTON NC 280923264, LINCOLNTON, NC 28092-3264

Mortgage

Document Number	2661669
Date	Apr 28, 2017
Book Page	002661/000669
Instrument	562002

Lender

Name	NEW YORK CMNTY BK
Type	Bank
Address	CLEVELAND, OH 44114

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Apr 27, 2047

Tax Assessment & Valuation

The 2026 property tax bill for 207 Mockingbird Ln was $4,175.

Source: Lincoln County assessment roll, as of August 27, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Lincoln County
Municipality	Lincolnton City
Unified School District	Lincoln County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,175.00	$403,948 Land $39,000 Building $364,948	$403,948 Land $39,000 Building $364,948
2023	$4,155.00	$403,948 Land $39,000 Building $364,948	$403,948 Land $39,000 Building $364,948

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 207 Mockingbird Ln in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective January 21, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	1 (2013)
Most Recent Claim	Jul 2013 · Severe Storms, Flooding, Landslides, Mudslides

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 207 Mockingbird Ln is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF LINCOLNTON serves 16,309 people · EPA ID NC0155010
Water Source	Surface water
Last State Inspection	Feb 2026
Lead	Under 1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 45 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

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