207 McCullough, Norman, OK 73069 Property Records

Cleveland County property record for 207 McCullough, Norman, OK 73069

Property Summary

Property Type	Commercial
Details	3 bd · 6 ba · 2,352 sqft · built 1940
Lot Size	0.09 acres (3,920 sqft)
Owner	Company Name on File
Last Sale	$192,500 (Jun 2014)
Tax Bill	$3,491 (2025)
Deeds & Mortgages	Mar 2021 Mortgage Sep 2020 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`R0045569`

Property Details

APN / Parcel Number

Primary APN	`R0045569`
Alternative APNs	`NCT3STAU1 2 15002` `NC29STAU1 2 15002` `45569`

Interior

Bedrooms	3 Beds
Full Baths	6 Baths
Units	2 Units
Stories	2 Stories
Building Area	2,352 sqft Gross Area
1st Floor Area	1,176 sqft
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1940
Effective Year Built	Effective 2000
Architectural Style	Duplex Single
Exterior Material	Siding
Construction Type	Steel Frame
Roof Type	Hip
Roof Material	Asphalt
Lot Area	3,920 sqft (0.09 acres)
View / Lot	Business Cluster
Porch	Porch
Porch Area	144 sqft
Deck Area	Deck Area

Utilities, Heating & Cooling

Cooling System	Window A/C
Heating System	Floor/Wall Furnace
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	45569
Street Address	207 MCCULLOUGH
City	NORMAN
State	OK
Zip	73069-5839
Property Category	Commercial
Property Type	Commercial > Retail
Local Zoning Code	R3
Legal Description	STATE UNIVERSITY LOT S 80 LTS 15-16 BLK 2
Legal Range	02W
Legal Township	09
Legal Section	32
Legal Subdivision	STATE UNIVERSITY 1
Legal Block	2
Legal Lot Number	15
Jurisdiction	CLEVELAND OK
Township / Civil Division	NORMAN
Census Block Group	1
Census Block	1005
Census Tract	200500

Owner

207 McCullough, a commercial property, is owned by a company that bought it in June 2014.

Source: Cleveland County records, as of April 16, 2026

Owner of Record	Company Name on File
Mailing Address	11501 S MILLER AVE, OKLAHOMA CITY, OK 73170-2627
Owner Type	Company
Vesting	Limited Liability Company

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 16, 2021	Warranty Deed, Transfer · Conventional Mortgage NTFN INC
Sep 25, 2020	Deed of Trust, Mortgage FIRST NAT'L BK&TR/ARDMORE
May 8, 2020	Loan Modification, Mortgage PROSPERITY BK
May 8, 2018	Deed of Trust, Mortgage · Line of Credit PROSPERITY BK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 12, 2014 · Amount on File
Deed Sale	Jun 12, 2014 · Amount on File
Deed Document Number	201419407
Deed Book / Page	5302 / 431
Record Updated	Jun 8, 2026

March 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CLEVELAND OK
Recording Date	Mar 16, 2021
Property Address	207 MCCULLOUGH, NORMAN, OK 73069-5839
Document Number	R202110057
Book / Page	6206 / 1230
Instrument Date	Mar 12, 2021
Instrument	R 2021 10057
Transaction Type	Transfer
Record Updated	Feb 9, 2026
Title Company	FIRST AMERICAN TITLE INSURANCE COMPANY NC, FIRST AMERICAN TITLE INS CO

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	11501 S MILLER AVE, OKLAHOMA CITY, OK 73170-2627

Mortgage

Document Number	R202110058
Date	Mar 16, 2021
Instrument	R 2021 10058

Lender

Name	NTFN INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2051

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLEVELAND OK
Property Address	207 MCCULLOUGH, NORMAN, OK 73069-5839
Document Number	0000035418
Instrument Date	Sep 25, 2020
Transaction Type	Mortgage
Record Updated	Oct 13, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	209 MCCULLOUGH NORMAN OK 730695839, NORMAN, OK 73069-5839

Mortgage

Document Number	0000035418
Date	Sep 29, 2020
Book Page	006124/001421
Instrument	35418

Lender

Name	FIRST NAT'L BK&TR/ARDMORE
Type	Bank
Address	NORMAN, OK 73069

Agreement

Amount	Amount on Record
Term	60 Months
Due	Sep 28, 2025

May 2020: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	CLEVELAND OK
Property Address	207 MCCULLOUGH, NORMAN, OK 73069-5839
Document Number	0000020730
Instrument Date	May 8, 2020
Transaction Type	Mortgage
Record Updated	Jul 30, 2020
Title Company	NOT AVAILABLE

Transaction

Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	11501 S MILLER AVE OKLAHOMA CITY OK 731702627, OKLAHOMA CITY, OK 73170-2627

Mortgage

Document Number	0000020730
Date	Jun 26, 2020
Book Page	006076/000089
Instrument	20730

Lender

Name	PROSPERITY BK
Type	Bank
Address	NORMAN, OK 73072

Agreement

Amount	Amount on Record
Term	24 Months
Due	Jun 25, 2022

May 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLEVELAND OK
Property Address	207 MCCULLOUGH, NORMAN, OK 73069-5839
Document Number	0000014081
Instrument Date	May 8, 2018
Transaction Type	Mortgage
Record Updated	Jul 30, 2020
Title Company	FIRST AMERICAN TITLE

Transaction

Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	11501 S MILLER AVE OKLAHOMA CITY OK 731702627, OKLAHOMA CITY, OK 73170-2627

Mortgage

Document Number	0000014081
Date	May 9, 2018
Book Page	005798/001200
Instrument	14081

Lender

Name	PROSPERITY BK
Type	Bank
Address	NORMAN, OK 73072

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	24 Months
Due	May 8, 2020

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2025 property tax bill for 207 McCullough was $3,491.

Source: Cleveland County assessment roll, as of February 9, 2026

Property Jurisdictions

Type	Name
State	Oklahoma
County	Cleveland County
Municipality	Norman City
Unified School District	Norman Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,491.00	$29,099 Land $9,508 Building $19,591	$459,058 Land $150,000 Building $309,058
2023	$3,170.00	$26,393 Land $5,466 Building $20,927	$482,870 Land $100,000 Building $382,870

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 207 McCullough in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective February 20, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 207 McCullough has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NORMAN UTILITIES AUTHORITY serves 104,868 people · EPA ID OK1020801
Water Source	Surface water
Last State Inspection	Sep 2022
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 512 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless	5,000 / 5,000
Cox Communications Cable · Fiber in parts of the area	2,000 / 100
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

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