Chesapeake City property record for 207 McCosh Dr, Chesapeake, VA 23320
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,410 sqft · built 1965 |
| Lot Size | 0.234 acres (10,193 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $365,000 (Jun 2026) |
| Tax Bill | $2,999 (2025) |
| Deeds & Mortgages | Jun 2026 Sale & Mortgage Apr 2021 Refinance + 2 more |
| APN | 0271009000630 |
| Primary APN | 0271009000630 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 7 Rooms |
| Stories | 1 Story |
| Building Area | 1,410 sqft Living Area |
| 1st Floor Area | 1,410 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1965 |
|---|---|
| Effective Year Built | Effective 2025 |
| Exterior Material | Brick |
| Construction Type | Frame |
| Roof Type | Hip |
| Roof Material | Asphalt |
| Lot Area | 10,193 sqft (0.234 acres) |
| Lot Width | 80 ft Width |
| Garage Type | Attached |
| Garage Area | 700 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
|---|---|
| Porch Area | 60 sqft |
| Deck Area | 350 sqft |
| Patio Area | 290 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 207 MCCOSH DR |
|---|---|
| City | CHESAPEAKE |
| State | VA |
| Zip | 23320-6017 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R8S: RESID |
| Legal Description | 63 PRINCETON HALLS SEC 2 |
| Legal Subdivision | PRINCETON HALLS |
| Jurisdiction | CHESAPEAKE CITY VA |
| Township / Civil Division | CHESAPEAKE |
| Census Block Group | 1 |
| Census Block | 1001 |
| Census Tract | 20905 |
Source: Chesapeake City records, as of October 13, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 207 MCCOSH DR, CHESAPEAKE, VA 23320-6017 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jun 23, 2026 | Bargain and Sale Deed, Transfer · VA Mortgage KIND LENDING LLC |
| Apr 2, 2021 | Deed of Trust, Mortgage · Stand-Alone Refinance ATLANTIC BAY MORTGAGE GROUP LLC |
| Apr 2, 2021 | Intrafamily Transfer, Transfer · Stand-Alone Refinance ATLANTIC BAY MORTGAGE GROUP LLC |
| Nov 3, 2017 | Warranty Deed, Transfer · Conventional Mortgage ATLANTIC BAY MORTGAGE GROUP LLC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jun 23, 2026 · Amount on Record |
| Deed Sale | Jun 23, 2026 · Amount on Record |
| Prior Sale | Nov 3, 2017 · Amount on Record |
| Deed Document Number | 202616104 |
| Deed Book / Page | 10993 / 875 |
| Prior Transfer Date | Apr 1, 2021 |
| Prior Transfer Doc | 10345/254 |
| Record Updated | Oct 29, 2026 |
| Document Type | Bargain and Sale Deed |
|---|---|
| Jurisdiction | CHESAPEAKE CITY VA |
| Recording Date | Jun 23, 2026 |
| Property Address | 207 MCCOSH DR, CHESAPEAKE, VA 23320-6017 |
| Document Number | 0000016104 |
| Book / Page | 10993 / 875 |
| Instrument Date | Jun 18, 2026 |
| Instrument | 202616104 |
| Transaction Type | Transfer |
| Record Updated | Jul 7, 2026 |
| Title Company | LANDMARK TITLE |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $36,865.00 |
| Amount Accuracy | Calculated from Transfer Tax |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 207 MCCOSH DR, CHESAPEAKE, VA 23320-6017 |
| Document Number | 0000016105, |
|---|---|
| Date | Jun 23, 2026 |
| Instrument | 202616105 |
| Name | KIND LENDING LLC |
|---|
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jul 1, 2056 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 6.37% |
| Initial Type | Adjustable Rate |
| Adjustable | Adjustable Rate Rider |
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHESAPEAKE CITY VA |
| Property Address | 207 MCCOSH DR, CHESAPEAKE, VA 23320-6017 |
| Transaction Type | Mortgage |
| Record Updated | Sep 22, 2023 |
| Name | Verified Name |
|---|---|
| Investor | Possibly a Property Investor |
| Document Number | 010345/259 |
|---|---|
| Date | Apr 2, 2021 |
| Book Page | 10345/259 |
| Instrument | 210015436 |
| Name | ATLANTIC BAY MORTGAGE GROUP LLC |
|---|
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Apr 1, 2051 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | CHESAPEAKE CITY VA |
| Recording Date | Apr 2, 2021 |
| Property Address | 207 MCCOSH DR, CHESAPEAKE, VA 23320-6017 |
| Document Number | 10345/254 |
| Book / Page | 10345 / 254 |
| Instrument Date | Apr 1, 2021 |
| Instrument | 210015435 |
| Transaction Type | Transfer |
| Record Updated | Sep 20, 2021 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 207 MCCOSH DR, CHESAPEAKE, VA 23320-6017 |
| Document Number | 010345/259 |
|---|---|
| Date | Apr 2, 2021 |
| Book Page | 10345/259 |
| Instrument | 210015436 |
| Name | ATLANTIC BAY MORTGAGE GROUP LLC |
|---|
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Apr 1, 2051 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CHESAPEAKE CITY VA |
| Recording Date | Nov 3, 2017 |
| Property Address | 207 MCCOSH DR, CHESAPEAKE, VA 23320-6017 |
| Document Number | 9852/666 |
| Book / Page | 9852 / 666 |
| Instrument Date | Oct 30, 2017 |
| Instrument | 170030681 |
| Transaction Type | Transfer |
| Record Updated | Sep 20, 2021 |
| Title Company | TITLE RESOURCES GUARANTY COMPANY, TITLE RESOURCES GUARANTY CO |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 207 MCCOSH DR, CHESAPEAKE, VA 23320-6017 |
| Document Number | 170030682 |
|---|---|
| Date | Nov 3, 2017 |
| Instrument | 170030682 |
| Name | ATLANTIC BAY MORTGAGE GROUP LLC |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
Source: Chesapeake City assessment roll, as of October 13, 2026
| Type | Name |
|---|---|
| State | Virginia |
| Municipality | Chesapeake City |
| Unified School District | Chesapeake City Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $357,100 (+20.28%) Land $130,000 Building $227,100 | $357,100 (+20.28%) Land $130,000 Building $227,100 | |
| 2025 | $2,999.00 (+9.57%) | $296,900 (+20.3%) Land $120,000 Building $176,900 | $296,900 (+20.3%) Land $120,000 Building $176,900 |
| 2024 | $2,737.00 (+36.51%) | ||
| 2023 | $246,800 (+9.79%) Land $95,000 Building $151,800 | $246,800 (+9.79%) Land $95,000 Building $151,800 | |
| 2022 | $224,800 Land $85,000 Building $139,800 | $224,800 Land $85,000 Building $139,800 | |
| 2019 | $2,005.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Not on file |
|---|---|
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 5 in force |
| Nearby Flood Claims | 2 (1999) |
| Claims Outside the SFHA | 1 of 2 |
| Most Recent Claim | Oct 1999 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 99% of Virginia |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF CHESAPEAKE - NORTHWEST RIVER SYS serves 165,240 people · EPA ID VA3550051 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jun 2025 |
| Lead | 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 368 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Cox Communications Cable | 2,000 / 100 |
| Verizon Fiber · Fixed Wireless in parts of the area | 980 / 880 |
| AT&T Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless · Fiber in parts of the area | 100 / 20 |
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