207 Mathews Dr, Gilbert, IA 50105 Property Records

Story County property record for 207 Mathews Dr, Gilbert, IA 50105

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 864 sqft · built 1963
Lot Size	0.34 acres (14,797 sqft)
Owner	Individual Name on File
Last Sale	$140,000 (Apr 2015)
Tax Bill	$3,744 (2025)
Deeds & Mortgages	May 2019 Refinance Aug 2021 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`05-04-465-210`

Property Details

APN / Parcel Number

Primary APN	`05-04-465-210`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	864 sqft Living Area
1st Floor Area	864 sqft
Basement Area	864 sqft
Finished Basement	825 sqft
Unfinished Basement	39 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1963
Effective Year Built	Effective 1963
Architectural Style	A-Frame
Exterior Material	Wood Siding
Construction Type	Wood
Roof Type	Hip
Roof Material	Asphalt
Lot Area	14,797 sqft (0.34 acres)
Lot Dimensions	158 ft deep x 97.3 ft wide
Garage Type	Detached
Garage Area	576 sqft
Parking Spaces	2 Parking Spaces
Deck Area	601 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	207 MATHEWS DR
City	GILBERT
State	IA
Zip	50105-7714
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SECTION:04 TOWNSHIP:84 RANGE:24 LOT E SL1 L3 SW SE & BEG 7.3 W OF SE CORLOT D SL1 L3 E7.3' N120' SWLY TO BEG GILBERT
Legal Range	24W
Legal Township	84N
Legal Section	04
Legal Subdivision	50504
Legal Lot Number	E
Jurisdiction	STORY IA
Township / Civil Division	FRANKLIN
Census Block Group	1
Census Block	1030
Census Tract	103

Owner

207 Mathews Dr is owned and occupied by an individual who bought it in April 2015.

Source: Story County records, as of September 1, 2026

Owner of Record	Individual Name on File
Mailing Address	207 MATHEWS DR, GILBERT, IA 50105-7714
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 13, 2019	Deed of Trust, Mortgage · Stand-Alone Refinance FIRST NATIONAL BANK
Aug 24, 2021	Deed of Trust, Mortgage · Conventional Mortgage FIRST NATIONAL BANK AMES

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 2, 2015 · Amount on File
Deed Sale	Apr 2, 2015 · Amount on File
Prior Sale	Oct 17, 2011 · Amount on File
Deed Document Number	20152698
Record Updated	Oct 29, 2026

May 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	STORY IA
Property Address	207 MATHEWS DR, GILBERT, IA 50105-7714
Transaction Type	Mortgage
Record Updated	Oct 10, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0201903657
Date	May 13, 2019
Instrument	2019-03657

Lender

Name	FIRST NATIONAL BANK
Type	Bank

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	STORY IA
Property Address	207 MATHEWS DR, GILBERT, IA 50105-7714
Transaction Type	Mortgage
Record Updated	Oct 10, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0202110880
Date	Aug 24, 2021
Instrument	2021-10880

Lender

Name	FIRST NATIONAL BANK AMES
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Sep 1, 2051

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

The 2025 property tax bill for 207 Mathews Dr was $3,744 with a homeowner's exemption, up 5.9% from the year before.

Source: Story County assessment roll, as of September 30, 2025

Property Jurisdictions

Type	Name
State	Iowa
County	Story County
Municipality	Gilbert City
Unified School District	Gilbert Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,744.00 (+5.94%) Homeowner's exemption	$225,400 Land $59,200 Building $166,200	$225,400 Land $59,200 Building $166,200
2024	$3,534.00
2023		$200,200 Land $52,800 Building $147,400	$200,200 Land $52,800 Building $147,400
2022	$2,944.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 207 Mathews Dr in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective May 25, 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 100 ft
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 207 Mathews Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 82% of Iowa
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	GILBERT WATER SUPPLY serves 1,211 people · EPA ID IA8531083
Water Source	Groundwater
Last State Inspection	Mar 2024
Also Mapped Here	XENIA RWD (BOONE)
Lead	Under 1 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	31 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 231 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Verizon Fixed Wireless	300 / 20
CenturyLink DSL · Fiber in parts of the area	100 / 100

May also be available: GigFire.

Cell Coverage

5G (outdoors only) and 4G LTE

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