207 Main St, Lowden, IA 52255 Property Records

Cedar County property record for 207 Main St, Lowden, IA 52255

Property Summary

Property TypeSingle Family Home
Details4 bd · 1 ba · 2,422 sqft · built 1913
Lot Size0.188 acres (8,189 sqft)
OwnerIndividual Name on File
Tax Bill$2,614 (2026)
Deeds & MortgagesFeb 2023 Mortgage
Flood ZoneZone X (minimal risk)
APN042008022130010

Property Details

APN / Parcel Number

Primary APN042008022130010
Alternative APN
  • 42004200802213001000

Interior

Bedrooms4 Beds
Full Baths1 Bath
Half Baths1 Half Bath
Total Rooms9 Rooms
Stories2 Stories
Building Area2,422 sqft Living Area
Basement Area960 sqft
Finished Basement500 sqft
Game RoomGame Room
FlooringHardwood
Interior WallsPlaster
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1913
Effective Year BuiltEffective 1913
Exterior MaterialAluminum/Vinyl
Construction TypeFrame
Foundation TypeStone
Roof TypeHip
Roof MaterialAsphalt
Lot Area8,189 sqft (0.188 acres)
Garage TypeDetached
Garage Area572 sqft
Parking Spaces2 Parking Spaces
PorchSlab
Porch Area312 sqft
Patio Area300 sqft

Utilities, Heating & Cooling

Cooling SystemNone
Heating SystemRadiant

Location & Zoning

Street Address207 MAIN ST
CityLOWDEN
StateIA
Zip52255
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionAUG MEYERS N 100' OFOF W 82' BLK 9
Legal SubdivisionAUG MEYERS ADD
Legal Lot Number9
JurisdictionCEDAR IA
Township / Civil DivisionSPRINGFIELD
Census Block Group3
Census Block3044
Census Tract450100

Owner

207 Main St is owned and occupied by an individual who acquired it in April 2025.

Source: Cedar County records, as of October 20, 2026

Owner of RecordIndividual Name on File
Mailing Address207 MAIN ST, LOWDEN, IA 52255
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleFeb 23, 2015
Deed SaleFeb 23, 2015
Deed Document Number20151256 0149
Deed Book / Page1256 / 149
Last Transfer DateApr 18, 2025
Transfer Doc001770/103
Record UpdatedOct 29, 2026

February 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCEDAR IA
Property Address207 MAIN ST, LOWDEN, IA 52255
Transaction TypeMortgage
Record UpdatedMar 8, 2023

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0001683/35
DateFeb 15, 2023
Book Page1683/35
Instrument2023 340
Lender
NameAMERICAN BANK & TRUST
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount on Record

Tax Assessment & Valuation

The 2026 property tax bill for 207 Main St was $2,614 with a homeowner's exemption.

Source: Cedar County assessment roll, as of March 13, 2026

Property Jurisdictions

TypeName
StateIowa
CountyCedar County
MunicipalityLowden City
Unified School DistrictNorth Cedar Community School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$2,614.00 Homeowner's exemption$185,810 (-) Land $16,240 Building $169,570$185,810 (-) Land $16,240 Building $169,570
2025$2,614.00 (+1.95%) Homeowner's exemption$185,810 Land $16,240 Building $169,570$185,810 Land $16,240 Building $169,570
2024$2,564.00
2023$164,520 (+27.08%) Land $16,240 Building $148,280$164,520 Land $16,240 Building $148,280
2022$2,160.00 Homeowner's exemption$129,460 Land $12,630 Building $116,830
2021$129,460 Land $12,630 Building $116,830

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 207 Main St in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 1986.

Source: FEMA National Flood Hazard Layer, effective August 17, 2013 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies6 in force
Nearby Flood Claims2 (1986–2015)
Most Recent ClaimNov 2015 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 207 Main St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.1% of the US · lower than 91% of Iowa
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemLOWDEN WATER SUPPLY
serves 807 people · EPA ID IA1656001
Water SourceGroundwater
Last State InspectionNov 2024
Lead2 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 284 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
F&B Communications
Fiber
2,000 / 2,000
Windstream
Fiber · DSL in parts of the area
2,000 / 2,000
T-Mobile
Fixed Wireless
100 / 20

May also be available: Nextlink.

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Main St

Nearby Streets

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