Fayette County property record for 207 Main St, Elgin, IA 52141 · Last verified April 2026
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1.5 ba · 1,172 sqft · built 1948 |
| Lot Size | 0.234 acres (10,209 sqft) |
| Owner | Individual Name on File |
| Last Sale | $100,500 (Apr 2024) |
| Tax Bill | $946 (2025) |
| Deeds & Mortgages | Aug 2010 Foreclosure |
| Flood Zone | Zone AE (high risk) |
| APN | 0814426009 |
| Primary APN | 0814426009 |
|---|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,172 sqft Living Area |
| 1st Floor Area | 868 sqft |
| Attic | Attic |
| Attic Area | 304 sqft |
| Basement Area | 868 sqft |
| Unfinished Basement | 832 sqft |
| Game Room | Game Room |
| Flooring | Carpet |
| Interior Walls | Plaster |
| Year Built | Built 1948 |
|---|---|
| Effective Year Built | Effective 1948 |
| Exterior Material | Vinyl |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 10,209 sqft (0.234 acres) |
| Lot Dimensions | 125 ft deep x 81 ft wide |
| Garage Type | Attached |
| Garage Area | 364 sqft |
| Parking Spaces | 1 Parking Space |
| Deck Area | Deck Area |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Water Source | Commercial |
| Street Address | 207 MAIN ST |
|---|---|
| City | ELGIN |
| State | IA |
| Zip | 52141-9611 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOTS 4 & 5, BLK 4, ELGIN & ALLEY BTN & LOT 5 PER SURVEY OF SUB DIV IN NE SE, SURVEY 6/194-196, EX TO CITY & EX W10' LOT 5, |
| Legal Subdivision | ELGIN |
| Legal Block | 4 |
| Legal Lot Number | 4,5 |
| Jurisdiction | FAYETTE IA |
| Township / Civil Division | PLEASANT VALLEY |
| Census Block Group | 3 |
| Census Block | 3035 |
| Census Tract | 80600 |
Source: Fayette County records · APN 0814426009
Assessment roll updated October 6, 2025 · Last verified April 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 207 MAIN ST, ELGIN, IA 52141-9611 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Apr 11, 2024 · Amount on Record |
| Deed Sale | Apr 11, 2024 · Amount on Record |
| Prior Sale | Aug 20, 2010 · Amount on Record |
| Deed Document Number | 2024852 |
| Deed Book / Page | 2024 / 852 |
| Prior Transfer Date | Mar 19, 2012 |
| Prior Transfer Doc | 2012/1031 |
| Record Updated | Jun 08, 2026 |
| Document Type | Legal Action/Court Order |
|---|---|
| Jurisdiction | FAYETTE IA |
| Recording Date | Aug 20, 2010 |
| Property Address | 207 MAIN ST, ELGIN, IA 52141-9611 |
| Document Number | 02010/2254 |
| Book / Page | 2010 / 2254 |
| Map Reference | MB6 PG194-196 |
| Instrument Date | Aug 16, 2010 |
| Instrument | 2010 2254 |
| Transaction Type | Foreclosure |
| Record Updated | Apr 03, 2026 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $63.20 |
| Amount Accuracy | Rounded by County |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 207 MAIN ST, ELGIN, IA 52141-9611 |
| Document Number | 0020102255 |
|---|---|
| Date | Aug 20, 2010 |
| Instrument | 2010 2255 |
| Name | BANK OF THE WEST |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | Sep 01, 2025 |
Source: Fayette County records · Assessment roll updated October 6, 2025 · Last verified April 2026
| Type | Name |
|---|---|
| State | Iowa |
| County | Fayette County |
| Municipality | Elgin City |
| Unified School District | North Fayette Valley Community School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $946.00 Homeowner's exemption | $80,270 (+13.02%) Land $9,640 Building $70,630 | $80,270 (+13.02%) Land $9,640 Building $70,630 |
| 2024 | $946.00 (-1.25%) | ||
| 2023 | $71,020 (+27.05%) Land $9,640 Building $61,380 | $71,020 (+27.05%) Land $9,640 Building $61,380 | |
| 2022 | $958.00 Homeowner's exemption | $55,900 Land $8,040 Building $47,860 | |
| 2021 | $55,900 Land $8,040 Building $47,860 |
Source: FEMA National Flood Hazard Layer, Fayette County (19065C), updated March 13, 2024 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone AE |
|---|---|
| Flood Hazard | High |
| 100-Year Floodplain | Yes 1% annual chance |
| Special Flood Hazard Area | Yes |
| Flood Insurance Requirement | Required (federally backed mortgages) |
| Floodway | No |
| Base Flood Elevation | Varies along the reach; see FIRM |
| Wildfire Risk | Low above 20% of the US · above 49% of Iowa |
|---|---|
| Wildfire Likelihood | About 1 in 9,091 per year |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values are read at the parcel center point; lenders make the official flood determination.
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