Franklin County property record for 207 Lyons Dr, Frankfort, KY 40601
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1.5 ba · 336 sqft · built 1945 |
| Lot Size | 0.365 acres (15,930 sqft) |
| Owner | Individual Name on File |
| Last Sale | $202,000 (Oct 2023) |
| Tax Bill | $2,419 (2025) |
| Deeds & Mortgages | Jun 2023 Mortgage Nov 2023 Mortgage + 5 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 075-30-18-014.00 |
| Primary APN | 075-30-18-014.00 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 1 Story |
| Building Area | 336 sqft Living Area |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1945 |
|---|---|
| Effective Year Built | Effective 1945 |
| Exterior Material | Stone |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 15,930 sqft (0.365 acres) |
| Lot Dimensions | 218 ft deep x 75 ft wide |
| Terrain | Rolling |
| View / Lot | Flood Plain/Flood Zone |
| Garage Type | Attached |
| Driveway | Asphalt Driveway |
| Parking Spaces | 1 Parking Space |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Sewer | Connected |
| Account Number | 78820 |
|---|---|
| Street Address | 207 LYONS DR |
| City | FRANKFORT |
| State | KY |
| Zip | 40601-3618 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 225 |
| Legal Subdivision | FRANKLIN HEIGHTS |
| Legal Phase | 1 |
| Legal Lot Number | 225 |
| Jurisdiction | FRANKLIN KY |
| Township / Civil Division | FRANKFORT |
| Census Block Group | 1 |
| Census Block | 1007 |
| Census Tract | 70602 |
207 Lyons Dr is owned and occupied by an individual who bought it in October 2023.
Source: Franklin County records, as of March 27, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 207 LYONS DR, FRANKFORT, KY 40601-3618 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jun 30, 2023 | Deed of Trust, Mortgage · Commercial Mortgage CITY NATIONAL BANK OF WEST VIRGINIA |
| Nov 14, 2023 | Deed of Trust, Mortgage · Closed-End Mortgage WESBANCO BANK INC |
| Sep 1, 2006 | Deed of Trust, Mortgage · Conventional Mortgage PNC BANK NA |
| Oct 5, 2023 | Deed, Transfer · Conventional Mortgage WESBANCO BANK INC |
| Aug 23, 2022 | Deed, Transfer · Commercial Mortgage CITIZENS COMMERCE BANK |
| Jun 27, 2022 | Deed, Transfer |
| Apr 4, 2017 | Deed, Transfer CAPITAL TITLE/TX LLC, CAPITAL TITLE LLC |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Oct 5, 2023 · Amount on File |
| Deed Sale | Oct 5, 2023 · Amount on File |
| Prior Sale | Jul 26, 2023 · Amount on File |
| Deed Document Number | 2023697821 |
| Deed Book / Page | 623 / 601 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FRANKLIN KY |
| Property Address | 207 LYONS DR, FRANKFORT, KY 40601-3618 |
| Transaction Type | Mortgage |
| Record Updated | Mar 27, 2026 |
| Name | Verified Name |
|---|---|
| Address | 862 EDGEWATER DR, LEXINGTON, KY 40502-3160 |
| Document Number | 0M1708/550 |
|---|---|
| Date | Jun 30, 2023 |
| Book Page | M1708/550 |
| Instrument | 691299 |
| Name | CITY NATIONAL BANK OF WEST VIRGINIA |
|---|---|
| Type | Bank |
| Address | FRANKFORT, KY 40601 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 299 Months |
| Due | May 25, 2048 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FRANKLIN KY |
| Property Address | 207 LYONS DR, FRANKFORT, KY 40601-3618 |
| Transaction Type | Mortgage |
| Record Updated | Mar 27, 2026 |
| Name | Verified Name |
|---|
| Document Number | 0M1722/187 |
|---|---|
| Date | Nov 14, 2023 |
| Book Page | M1722/187 |
| Instrument | 757242 |
| Name | WESBANCO BANK INC |
|---|---|
| Type | Bank |
| Address | WHEELING, WV 26003 |
| Type | Closed-End Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 180 Months |
| Due | Nov 1, 2038 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | 6 Months |
| Index | 5-Year CMT |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FRANKLIN KY |
| Property Address | 207 LYONS DR, FRANKFORT, KY 40601-3618 |
| Transaction Type | Mortgage |
| Record Updated | Mar 27, 2026 |
| Name | Verified Name |
|---|
| Document Number | 0M1027/247 |
|---|---|
| Date | Sep 1, 2006 |
| Book Page | M1027/247 |
| Instrument | 303325 |
| Name | PNC BANK NA |
|---|---|
| Type | Bank |
| Address | LOUISVILLE, KY 40223 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Document Type | Deed |
|---|---|
| Jurisdiction | FRANKLIN KY |
| Recording Date | Oct 5, 2023 |
| Property Address | 207 LYONS DR, FRANKFORT, KY 40601-3618 |
| Document Number | 00D623/601 |
| Book / Page | D623 / 601 |
| Instrument Date | Sep 29, 2023 |
| Instrument | 697821 |
| Transaction Type | Transfer |
| Record Updated | Mar 27, 2026 |
| Title Company | CLEAR TITLE RECORDINGS |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $202.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 862 EDGEWATER DR, LEXINGTON, KY 40502-3160 |
| Name | Verified Name |
|---|---|
| Address | 207 LYONS DR, FRANKFORT, KY 40601-3618 |
| Document Number | 0000697822 |
|---|---|
| Date | Oct 5, 2023 |
| Instrument | 697822 |
| Name | WESBANCO BANK INC |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Oct 1, 2053 |
| Document Type | Deed |
|---|---|
| Jurisdiction | FRANKLIN KY |
| Recording Date | Aug 23, 2022 |
| Property Address | 207 LYONS DR, FRANKFORT, KY 40601-3618 |
| Document Number | 000D615/90 |
| Book / Page | D615 / 90 |
| Map Reference | MB 90 SL 278 |
| Instrument Date | Aug 18, 2022 |
| Instrument | 672073 |
| Transaction Type | Transfer |
| Record Updated | Mar 27, 2026 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $90.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 172 WOODLARK RD, VERSAILLES, KY 40383-9174 |
| Name | Verified Name |
|---|---|
| Address | 862 EDGEWATER DR, LEXINGTON, KY 40502-3160 |
| Document Number | 0000672074 |
|---|---|
| Date | Aug 23, 2022 |
| Instrument | 672074 |
| Name | CITIZENS COMMERCE BANK |
|---|---|
| Type | Bank |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 120 Months |
| Due | Aug 18, 2032 |
| Document Type | Deed |
|---|---|
| Jurisdiction | FRANKLIN KY |
| Recording Date | Jun 27, 2022 |
| Property Address | 207 LYONS DR, FRANKFORT, KY 40601-3618 |
| Document Number | 00D613/468 |
| Book / Page | D613 / 468 |
| Map Reference | DD 90 SL 278 |
| Instrument Date | Jun 24, 2022 |
| Instrument | 667674 |
| Transaction Type | Transfer |
| Record Updated | Mar 27, 2026 |
| Amount | Amount on Record |
|---|---|
| Tax | $70.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 172 WOODLARK RD, VERSAILLES, KY 40383-9174 |
| Document Type | Deed |
|---|---|
| Jurisdiction | FRANKLIN KY |
| Recording Date | Apr 4, 2017 |
| Property Address | 207 LYONS DR, FRANKFORT, KY 40601-3618 |
| Document Number | 00D568/417 |
| Book / Page | D568 / 417 |
| Map Reference | DD90 PG278 |
| Instrument Date | Mar 31, 2017 |
| Instrument | 457936 |
| Transaction Type | Transfer |
| Record Updated | Mar 27, 2026 |
| Title Company | CAPITAL TITLE/TX LLC, CAPITAL TITLE LLC |
| Amount | Amount on Record |
|---|---|
| Tax | $30.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 431 COLDSTREAM DR, DANVILLE, KY 40422-1013 |
| Name | Verified Name |
|---|---|
| Address | 131 PLEASANT HILL DR, FRANKFORT, KY 40601-1119 |
| Investor | Possibly a Property Investor |
Source: Franklin County assessment roll, as of March 27, 2026
| Type | Name |
|---|---|
| State | Kentucky |
| County | Franklin County |
| Municipality | Frankfort City |
| Unified School District | Franklin County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,419.00 (+125.02%) | $202,000 (+124.44%) Land $15,000 Building $187,000 | $202,000 (+124.44%) Land $15,000 Building $187,000 |
| 2023 | $1,075.00 (+21.06%) | $90,000 (+2%) | $90,000 (+2%) |
| 2022 | $888.00 | $75,000 | $75,000 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
FEMA maps place 207 Lyons Dr in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective December 21, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 207 Lyons Dr is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 63% of Kentucky |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | FRANKFORT PLANT BOARD serves 52,153 people · EPA ID KY0370143 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Mar 2024 |
| Lead | 2 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 283 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frankfort Plant Board Fiber | 5,000 / 5,000 |
| AT&T Fiber | 5,000 / 5,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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