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207 Lora St, Neptune Beach, FL 32266 Property Records

Duval County property record for 207 Lora St, Neptune Beach, FL 32266 · Last verified June 2026

Property Summary

Property TypeSingle Family Home
Details4 bd · 3 ba · 2,466 sqft · built 2024
Lot Size0.108 acres (4,685 sqft)
OwnerCompany Name on File
Last Sale$650,000 (Oct 2021)
Tax Bill$20,824 (2025)
Deeds & MortgagesJun 2022 Mortgage
Oct 2021 Sale
+ 1 more
Flood ZoneZone X (minimal risk)
APN173436-0500

Property Details

APN / Parcel Number

Primary APN173436-0500
Alternative APN
  • 1725950000

Interior

Bedrooms4 Beds
Full Baths3 Baths
Stories2 Stories
Building Area2,466 sqft Living Area
Gross Area3,122 sqft
1st Floor Area1,207 sqft
FlooringCarpet

Exterior

Year BuiltBuilt 2024
Effective Year BuiltEffective 2024
Exterior MaterialCombination
Roof TypeGable/Hip
Roof MaterialAsphalt
Lot Area4,685 sqft (0.108 acres)
Lot Dimensions110 ft deep x 42 ft wide
Garage TypeAttached
Garage Area465 sqft
Pool Area1 sqft
PorchFinished/Open Porch

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C

Location & Zoning

Old Parcel Number1725950000
Street Address207 LORA ST
CityNEPTUNE BEACH
StateFL
Zip32266-4940
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal Description72-104 28-2S-29E GUZZINO LANE LOT 1
Legal Range29E
Legal Township02S
Legal Section28
Legal SubdivisionGUIZZINO LANE
Legal Lot Number1
JurisdictionDUVAL FL
Township / Civil DivisionJACKSONVILLE BEACHES
Census Block Group2
Census Block2015
Census Tract14001

Owner

Source: Duval County records · APN 173436-0500

Assessment roll updated June 3, 2026 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on File
Mailing Address13873 BELLA RIVA LN, JACKSONVILLE, FL 32225-5434
Owner TypeCompany
VestingLimited Liability Company

Deeds, Mortgages & Sale History

DateDocument
Jun 03, 2022Deed of Trust, Mortgage · Conventional Mortgage
REGIONS BANK
Oct 29, 2021Warranty Deed, Transfer
GIBRALTAR TITLE COMPANY, GIBRALTAR TITLE SERVICES LLC
Oct 26, 2020Warranty Deed, Transfer
LANDMARK TITLE

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleOct 29, 2021 · Amount on Record
Deed SaleOct 29, 2021 · Amount on Record
Prior SaleOct 26, 2020 · Amount on Record
Deed Document Number2021285163
Deed Book / Page19982 / 1786
Prior Transfer DateMay 01, 2019
Prior Transfer Doc0187761349
Record UpdatedSep 20, 2026

June 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionDUVAL FL
Property Address207 LORA ST, NEPTUNE BEACH, FL 32266-4940
Transaction TypeMortgage
Record UpdatedDec 01, 2025

Transferred To (Grantee/Buyer)

NameVerified Name
Address13873 BELLA RIVA LN, JACKSONVILLE, FL 32225-5434
InvestorPossibly a Property Investor

Mortgage

Document Number0203090491
DateJun 03, 2022
Book Page20309/491
Instrument2022149660
Lender
NameREGIONS BANK
TypeBank
AddressBIRMINGHAM, AL 35244
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueJun 01, 2052

October 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionDUVAL FL
Recording DateOct 29, 2021
Property Address207 LORA ST, NEPTUNE BEACH, FL 32266-4940
Document Number0199821786
Book / Page19982 / 1786
Map ReferenceMB 72 PG 104
Instrument DateOct 20, 2021
Instrument2021285163
Transaction TypeTransfer
Record UpdatedDec 01, 2025
Title CompanyGIBRALTAR TITLE COMPANY, GIBRALTAR TITLE SERVICES LLC

Transaction

AmountAmount Recorded
Tax$4,550.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address4722 ETON LN, JACKSONVILLE, FL 32210-7547

Transferred To (Grantee/Buyer)

NameVerified Name
Address13873 BELLA RIVA LN, JACKSONVILLE, FL 32225-5434
InvestorPossibly a Property Investor

October 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionDUVAL FL
Recording DateOct 26, 2020
Property Address207 LORA ST, NEPTUNE BEACH, FL 32266-4940
Document Number0194261281
Book / Page019426 / 001281
Instrument DateOct 15, 2020
Instrument237997
Transaction TypeTransfer
Record UpdatedNov 10, 2020
Title CompanyLANDMARK TITLE

Transaction

AmountAmount Recorded
Tax$3,360.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipMarried Couple
Address1835 ELIZABETH PL JACKSONVILLE FL 322059125, JACKSONVILLE, FL 32205-9125

Tax Assessment & Valuation

Source: Duval County records · Assessment roll updated June 3, 2026 · Last verified June 2026

Property Jurisdictions

TypeName
StateFlorida
CountyDuval County
MunicipalityNeptune Beach City
Unified School DistrictDuval County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2026$1,272,259 (+8.85%) Land $512,249 Building $760,010$1,272,259 (+8.85%) Land $512,249 Building $760,010
2025$20,824.00 (+61.35%)$1,168,847 (+108.62%) Land $405,720 Building $763,127$1,168,847 (+108.62%) Land $405,720 Building $763,127
2024$12,906.00 (+27.76%)
2023$10,102.00 (+9.18%)$560,280 (+3.57%) Land $560,280$560,280 (+3.57%) Land $560,280
2022$9,253.00$540,960 Land $540,960$540,960 Land $540,960

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Duval County (12031C), updated June 11, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 120310140012, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Flood Insurance CostPremium on Record
median of 163 individual NFIP policies nearby
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies163 in force
Nearby Flood Claims37 (1979–2024)
Claims Outside the SFHA33 of 37
Most Recent ClaimSep 2024, rainfall accumulation
Claims By Storm
  • Hurricane Irma, Sep 2017 · 5 claims
  • Hurricane Matthew, Oct 2016 · 2 claims
  • Tropical Storm Debby, Jun 2012 · 2 claims

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 688 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
IQ Fiber Intermediate HoldingsFiber5,000 / 5,000
AT&TFiber5,000 / 5,000
XfinityCable2,000 / 250
VerizonFixed Wireless300 / 20
T-Mobile USAFixed Wireless100 / 20
AT&TDSL100 / 20

Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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