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207 Locust St, Findlay, OH 45840 Property Records

Hancock County property record for 207 Locust St, Findlay, OH 45840

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,692 sqft · built 1991
Lot Size0.23 acres (10,001 sqft)
OwnerIndividual Name on File
Tax Bill$2,544 (2025)
Deeds & MortgagesMay 2023 Sale & Mortgage
Dec 2021 Line of Credit
+ 1 more
Flood ZoneZone X (minimal risk)
APN1010-244-10-007.000

Property Details

APN / Parcel Number

Primary APN1010-244-10-007.000
Alternative APN
  • 560000173040

Interior

Bedrooms3 Beds
Full Baths2 Baths
Plumbing Fixtures3 Plumbing Fixtures
Total Rooms8 Rooms
Stories2 Stories
Building Area1,692 sqft Living Area
1st Floor Area1,002 sqft
2nd Floor Area690 sqft
Upper Floors Area690 sqft
Basement Area1,002 sqft
Unfinished Basement1,002 sqft
FlooringTile
Interior WallsPlaster

Exterior

Year BuiltBuilt 1991
Effective Year BuiltEffective 1991
Exterior MaterialAluminum/Vinyl
Construction TypeFrame
Roof TypeGable
Roof MaterialShingle
Lot Area10,001 sqft (0.23 acres)
Lot Dimensions200 ft deep x 50 ft wide
Garage Area768 sqft
Parking Spaces3 Parking Spaces

Exterior Amenities

PorchSlab
Porch Area96 sqft
Deck Area476 sqft
Patio Area476 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
SewerMunicipal
Water SourceCommercial

Location & Zoning

Street Address207 LOCUST ST
CityFINDLAY
StateOH
Zip45840-2229
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionBARNDS 1ST & 2ND ADD LOT 1422
Legal SubdivisionBARNDS 1ST & 2ND ADD
Legal Lot Number1422
JurisdictionHANCOCK OH
Township / Civil DivisionFINDLAY
Census Block Group4
Census Block4000
Census Tract1000

Owner

Source: Hancock County records · APN 1010-244-10-007.000

Assessment roll updated May 29, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address207 LOCUST ST, FINDLAY, OH 45840-2229
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
May 04, 2023Warranty Deed, Transfer · FHA Mortgage
LOANDEPOT.COM LLC
Dec 03, 2021Intrafamily Transfer, Transfer · Line of Credit
MISSION LOANS LLC
Jun 15, 2018Warranty Deed, Transfer · Conventional Mortgage
CITYWIDE HOME LOANS

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleMay 04, 2023
Deed SaleMay 04, 2023
Prior SaleJun 15, 2018 · Amount on Record
Deed Document Number20232891
Deed Book / Page2602 / 4479
Prior Transfer DateNov 12, 2021
Prior Transfer Doc02589/3603
Record UpdatedSep 20, 2026

May 2023: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionHANCOCK OH
Recording DateMay 04, 2023
Property Address207 LOCUST ST, FINDLAY, OH 45840-2229
Document Number02602/4479
Book / Page2602 / 4479
Instrument DateApr 21, 2023
Instrument202300002891
Transaction TypeTransfer
Record UpdatedMay 19, 2023
Title CompanyMID S TITLE AGENCY, MID AM TITLE AGENCY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address207 LOCUST ST, FINDLAY, OH 45840-2229

Mortgage

Document Number202300002892
DateMay 04, 2023
Instrument202300002892
Lender
NameLOANDEPOT.COM LLC
TypeMortgage Company
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term360 Months
DueMay 01, 2053

December 2021: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionHANCOCK OH
Recording DateDec 03, 2021
Property Address207 LOCUST ST, FINDLAY, OH 45840-2229
Document Number02589/3603
Book / Page2589 / 3603
Instrument DateNov 12, 2021
Instrument202100013867
Transaction TypeTransfer
Record UpdatedDec 15, 2021
Title CompanyMORTGAGE CONNECT LP

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipRight of Survivorship
Address207 LOCUST ST, FINDLAY, OH 45840-2229

Mortgage

Document Number202100013868
DateDec 03, 2021
Instrument202100013868
Lender
NameMISSION LOANS LLC
TypeMortgage Company
Agreement
TypeLine of Credit
AmountAmount Recorded
Term239 Months
DueNov 01, 2041

June 2018: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionHANCOCK OH
Recording DateJun 15, 2018
Property Address207 LOCUST ST, FINDLAY, OH 45840-2229
Document Number02540/0129
Book / Page2540 / 0129
Instrument DateJun 07, 2018
Instrument201800004826
Transaction TypeTransfer
Record UpdatedApr 25, 2022
Title CompanyFIRST OHIO TITLE INSURANCE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address00000

Transferred To (Grantee/Buyer)

NameVerified Name
Address207 LOCUST ST, FINDLAY, OH 45840-2229

Mortgage

Document Number201800004827
DateJun 15, 2018
Instrument201800004827
Lender
NameCITYWIDE HOME LOANS
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueJul 01, 2048

Tax Assessment & Valuation

Source: Hancock County records · Assessment roll updated May 29, 2026 · Last verified August 2026

Property Jurisdictions

TypeName
StateOhio
CountyHancock County
MunicipalityFindlay City
Unified School DistrictFindlay City School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$2,544.00 (+9.56%) Homeowner's exemption$82,990 (+26.92%) Land $9,730 Building $73,260$237,120 (+26.93%) Land $27,810 Building $209,310
2024$2,322.00 (-0.17%)$65,390 (-) Land $7,670 Building $57,720
2023$2,326.00 Homeowner's exemption$65,390 Land $7,670 Building $57,720
2022$186,810 Land $21,900 Building $164,910

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of June 2, 2011 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Wildfire

Wildfire RiskNot rated
no burnable land within ember reach

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

ProviderMax Down / Up (Mbps)
Metronet Holdings
Fiber		5,120 / 5,120
Spectrum
Cable		1,000 / 1,000
Benton Ridge Telephone Company
Fixed Wireless		400 / 40
Verizon
Fixed Wireless		300 / 20
HDER Link
Fixed Wireless		100 / 100
AT&T
DSL · Fiber, Fixed Wireless in parts of the area		100 / 20

May also be available: Amplex Electric, BCI Mississippi Broadband, Defiance Holdings.

Based on FCC filings for 591 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water SystemFINDLAY CITY PWS
serves 54,040 people
Water SourceSurface water
Last State InspectionJun 2024
Lead2 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ. The full violation and enforcement history is in the system's EPA record.

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