Ellis County property record for 207 Lily Trl, Red Oak, TX 75154
| Property Type | Single Family Home |
|---|---|
| Details | 5 bd · 3.5 ba · 2,936 sqft · built 2019 |
| Lot Size | 0.15 acres (6,534 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $416,177 (Mar 2023) |
| Tax Bill | $7,862 (2025) |
| Deeds & Mortgages | Dec 2025 Mortgage Mar 2023 Mortgage + 5 more |
| Flood Zone | Zone X (minimal risk) |
| APN | R270828 |
| Primary APN | R270828 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 3.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 2,936 sqft Living Area |
| Gross Area | 3,460 sqft |
| 1st Floor Area | 1,753 sqft |
| 2nd Floor Area | 1,183 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2019 |
|---|---|
| Effective Year Built | Effective 2019 |
| Exterior Material | Brick |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 6,534 sqft (0.15 acres) |
| Garage Type | Attached |
| Garage Area | 380 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Covered Porch |
| Porch Area | 160 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Street Address | 207 LILY TRL |
|---|---|
| City | RED OAK |
| State | TX |
| Zip | 75154-8901 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 14 BLK R HARMONY PH 3 .15 AC |
| Legal Subdivision | HARMONY PH 3 |
| Legal Block | R |
| Legal Lot Number | 14 |
| Jurisdiction | ELLIS TX |
| Township / Civil Division | WAXAHACHIE |
| Census Block Group | 1 |
| Census Block | 1001 |
| Census Tract | 60216 |
Source: Ellis County records, as of August 19, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 207 LILY TRL, RED OAK, TX 75154-8901 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Dec 30, 2025 | Deed of Trust, Mortgage · FHA Mortgage PLANET HOME LENDING LLC |
| Mar 10, 2023 | Vendor's Lien, Transfer · FHA Mortgage HIGHLANDS RESIDENTIAL MORTGAGE LTD |
| May 24, 2022 | Deed of Trust, Mortgage · Stand-Alone Second Mortgage FROST BANK |
| Jun 27, 2019 | Grant Deed, Subdivision Related Transfer · FHA Mortgage CARDINAL FIN'L |
| Jun 27, 2019 | Quit Claim Deed, Transfer AMERICAN LAND TITLE |
| Oct 17, 2018 | Loan Modification, Mortgage · Line of Credit INDEPENDENT BK |
| Oct 17, 2018 | Warranty Deed, Transfer AMERICAN LAND TITLE |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Mar 10, 2023 · Amount on Record |
| Deed Sale | Mar 10, 2023 · Amount on Record |
| Prior Sale | Jun 27, 2019 · Amount on Record |
| Deed Document Number | 20236416 |
| Prior Transfer Date | Jun 21, 2019 |
| Prior Transfer Doc | 0000017880 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ELLIS TX |
| Property Address | 207 LILY TRL, RED OAK, TX 75154-8901 |
| Transaction Type | Mortgage |
| Record Updated | Jan 12, 2026 |
| Title Company | RADIAN SETTLEMENT SERVICES INC, RADIAN SETTLEMENT SVCS INC |
| Name | Verified Name |
|---|---|
| Address | 207 LILY TRL, RED OAK, TX 75154-8901 |
| Document Number | 0002543098 |
|---|---|
| Date | Dec 30, 2025 |
| Instrument | 2543098 |
| Name | PLANET HOME LENDING LLC |
|---|---|
| Type | Mortgage Company |
| Address | 321 RESEARCH PKWY STE 303, MERIDEN, CT 06450 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jan 1, 2056 |
| Document Type | Vendor's Lien |
|---|---|
| Jurisdiction | ELLIS TX |
| Recording Date | Mar 10, 2023 |
| Property Address | 207 LILY TRL, RED OAK, TX 75154-8901 |
| Document Number | 0002306416 |
| Map Reference | CAB J SL 181 |
| Instrument Date | Mar 2, 2023 |
| Instrument | 2306416 |
| Transaction Type | Transfer |
| Record Updated | Mar 28, 2023 |
| Title Company | DESIGNATED TITLE, DESIGNATED TITLE LLC |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 116 MORNING GLORY PL, RED OAK, TX 75154-1279 |
| Document Number | 0002306417 |
|---|---|
| Date | Mar 10, 2023 |
| Instrument | 2306417 |
| Name | HIGHLANDS RESIDENTIAL MORTGAGE LTD |
|---|---|
| Type | Mortgage Company |
| Special Notes | Seller Financed |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Apr 1, 2053 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ELLIS TX |
| Property Address | 207 LILY TRL, RED OAK, TX 75154-8901 |
| Transaction Type | Mortgage |
| Record Updated | Jun 14, 2022 |
| Name | Verified Name |
|---|---|
| Address | 207 LILY TRL, RED OAK, TX 75154-8901 |
| Document Number | 0002221732 |
|---|---|
| Date | May 24, 2022 |
| Instrument | 2221732 |
| Name | FROST BANK |
|---|---|
| Type | Bank |
| Address | SAN ANTONIO, TX 78296 |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount Recorded |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | ELLIS TX |
| Recording Date | Jun 27, 2019 |
| Property Address | 207 LILY TRL, RED OAK, TX 75154-8901 |
| Document Number | 0000017881 |
| Instrument Date | Jun 21, 2019 |
| Instrument | 17881 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | Jul 10, 2019 |
| Title Company | AMERICAN LAND TITLE |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 207 LILY TRL RED OAK TX 751548901, RED OAK, TX 75154-8901 |
| Document Number | 17882 |
|---|---|
| Date | Jun 27, 2019 |
| Instrument | 17882 |
| Name | CARDINAL FIN'L |
|---|---|
| Type | Funding / Finance Company |
| Address | CHARLOTTE, NC 28273 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jun 26, 2049 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | ELLIS TX |
| Recording Date | Jun 27, 2019 |
| Property Address | 207 LILY TRL, RED OAK, TX 75154-8901 |
| Document Number | 0000017880 |
| Instrument Date | Jun 21, 2019 |
| Instrument | 17880 |
| Transaction Type | Transfer |
| Record Updated | Jul 10, 2019 |
| Title Company | AMERICAN LAND TITLE |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 5763 S STATE HIGHWAY 205 #100 ROCKWALL TX 750322601, 100, ROCKWALL, TX 75032-2601 |
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | ELLIS TX |
| Recording Date | Oct 17, 2018 |
| Property Address | 207 LILY TRL, RED OAK, TX 75154-8901 |
| Instrument Date | Oct 12, 2018 |
| Instrument | 30278 |
| Transaction Type | Mortgage |
| Record Updated | Nov 1, 2018 |
| Title Company | AMERICAN LAND TITLE |
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 5763 S STATE HIGHWAY 205 #100 ROCKWALL TX 750322601, 100, ROCKWALL, TX 75032-2601 |
| Investor | Possibly a Property Investor |
| Document Number | 0000030278 |
|---|---|
| Date | Oct 17, 2018 |
| Instrument | 30278 |
| Name | INDEPENDENT BK |
|---|---|
| Type | Bank |
| Address | 400 N CARROLL BLVD, DENTON, TX 76201-9011 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ELLIS TX |
| Recording Date | Oct 17, 2018 |
| Property Address | 207 LILY TRL, RED OAK, TX 75154-8901 |
| Document Number | 0000030277 |
| Instrument Date | Oct 12, 2018 |
| Instrument | 30277 |
| Transaction Type | Transfer |
| Record Updated | Nov 1, 2018 |
| Title Company | AMERICAN LAND TITLE |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 5763 S STATE HIGHWAY 205 #100 ROCKWALL TX 750322601, 100, ROCKWALL, TX 75032-2601 |
| Investor | Possibly a Property Investor |
Source: Ellis County assessment roll, as of August 19, 2026
| Type | Name |
|---|---|
| State | Texas |
| County | Ellis County |
| Municipality | Red Oak City |
| Unified School District | Red Oak Independent School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $413,624 (-10.23%) Land $60,500 Building $353,124 | $413,624 (-10.23%) Land $60,500 Building $353,124 | |
| 2025 | $7,862.00 (-4.38%) Homeowner's exemption | $460,742 (-12.34%) Land $60,500 Building $400,242 | $460,742 (-12.34%) Land $60,500 Building $400,242 |
| 2024 | $8,222.00 (-24.61%) | ||
| 2023 | $10,906.00 (+1,705.63%) | $525,626 Land $60,500 Building $465,126 | $525,626 Land $60,500 Building $465,126 |
| 2018 | $604.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective October 9, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 96% of the US · lower than 97.9% of Texas |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF RED OAK serves 18,577 people · EPA ID TX0700031 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Jun 2024 |
| Lead | Under 1 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 611 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL in parts of the area | 5,000 / 5,000 |
| Spectrum Fiber · Cable in parts of the area | 1,000 / 1,000 |
| Nextlink Fixed Wireless | 500 / 100 |
| Element8 Fixed Wireless | 500 / 100 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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