207 Letcher St, Henderson, KY 42420 Property Records

Henderson County property record for 207 Letcher St, Henderson, KY 42420

Property Summary

Property TypeGrocery, Supermarket
Detailsbuilt 1944
Lot Size0.125 acres (5,445 sqft)
OwnerCompany Name on File
Last Sale$171,000 (Sep 2022)
Tax Bill$1,785 (2025)
Deeds & MortgagesSep 2022 Sale & Line of Credit
Apr 2020 Mortgage
Flood ZoneZone X (minimal risk)
APN2-18-9-1

Property Details

APN / Parcel Number

Primary APN2-18-9-1
Alternative APNs
  • 42589
  • 51162

Interior

Stories2 Stories

Exterior

Year BuiltBuilt 1944
Exterior MaterialConcrete Block
Construction TypeMasonry / Concrete Block
Foundation TypeConcrete
Roof TypeFlat
Roof MaterialOther
Lot Area5,445 sqft (0.125 acres)
Lot Dimensions82.5 ft deep x 66 ft wide

Utilities, Heating & Cooling

SewerConnected

Location & Zoning

Account Number51162
Street Address207 LETCHER ST
CityHENDERSON
StateKY
Zip42420-3718
Property CategoryCommercial
Property TypeCommercial > Retail > Grocery, Supermarket
Legal DescriptionGROCERY
Legal SubdivisionAUDUBON
Legal Block4
Legal Lot Number38
JurisdictionHENDERSON KY
Township / Civil DivisionHENDERSON
Census Block Group1
Census Block1034
Census Tract20300

Owner

207 Letcher St, a commercial property, is owned by a company that bought it in September 2022.

Source: Henderson County records, as of November 24, 2025

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of RecordCompany Name on File
Mailing Address305 S MAIN ST, HENDERSON, KY 42420-3524
Owner TypeCompany

Deeds, Mortgages & Sale History

DateDocument
Sep 9, 2022Deed, Transfer · Line of Credit
FARMERS BANK & TRUST
Apr 1, 2020Deed of Trust, Mortgage · Commercial Mortgage
INDEPENDENCE BANK OF KENTUCKY

Assessor's Deed Record

Deed NamesName on Deed
Last SaleSep 9, 2022 · Amount on File
Deed SaleSep 9, 2022 · Amount on File
Deed Document Number2022009430
Deed Book / PageRE662 / 97
Record UpdatedJun 8, 2026

September 2022: Deed, Transfer

Document TypeDeed
JurisdictionHENDERSON KY
Recording DateSep 9, 2022
Property Address207 LETCHER ST, HENDERSON, KY 42420-3718
Document Number00RE662/97
Book / PageRE662 / 97
Map ReferenceMB 4 PG 366
Instrument DateAug 3, 2022
Instrument2022009430
Transaction TypeTransfer
Record UpdatedSep 29, 2022

Transaction

AmountAmount on Record
Loan-to-Value (LTV)LTV on Record
Tax$171.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name
Address430 2ND ST, 430, HENDERSON, KY 42420-3221

Transferred To (Grantee/Buyer)

NameVerified Name
Address3055 MAIN STREET, HENDERSON, KY 42420

Mortgage

Document Number2022009431
DateSep 9, 2022
Instrument2022009431
Lender
NameFARMERS BANK & TRUST
TypeBank
Agreement
TypeLine of Credit
AmountAmount on Record
Term59 Months
DueAug 3, 2027

April 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHENDERSON KY
Property Address207 LETCHER ST, HENDERSON, KY 42420-3718
Transaction TypeMortgage
Record UpdatedNov 23, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document NumberMT1308/253
DateApr 1, 2020
Book PageMT 1308/253
Instrument2020003134
Lender
NameINDEPENDENCE BANK OF KENTUCKY
TypeBank
AddressHENDERSON, KY 42420
Agreement
TypeCommercial Mortgage
AmountAmount on Record
Term59 Months
DueMar 23, 2025

Tax Assessment & Valuation

The 2025 property tax bill for 207 Letcher St was $1,785.

Source: Henderson County assessment roll, as of April 1, 2025

Property Jurisdictions

TypeName
StateKentucky
CountyHenderson County
MunicipalityHenderson City
Unified School DistrictHenderson County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$1,785.00$161,000$161,000
2023$1,799.00$161,000$161,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 207 Letcher St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective May 8, 2024

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 207 Letcher St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemHENDERSON WATER UTILITY/NORTH
serves 31,705 people · EPA ID KY0510188
Water SourceSurface water
Last State InspectionOct 2025
LeadUnder 1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 576 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Henderson Municipal Power & Light
Fiber
5,000 / 5,000
Spectrum
Cable
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20

May also be available: AT&T, Watch TV.

Nearby Properties on Letcher St

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