207 Laurel Circle Dr, Black Mountain, NC 28711 Property Records

Buncombe County property record for 207 Laurel Circle Dr, Black Mountain, NC 28711

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,262 sqft · built 1952
Lot Size	0.22 acres (9,583 sqft)
Owner	Company Name on Record
Last Sale	$119,000 (Dec 2010)
Tax Bill	$2,682 (2025)
Deeds & Mortgages	Aug 2018 Line of Credit Dec 2021 Sale
Flood Zone	Zone X (minimal risk)
APN	`649038-2020-202`

Property Details

APN / Parcel Number

Primary APN	`649038-2020-202`
Alternative APNs	`0619-26-2908-00000` `061909261932000` `008246685`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,262 sqft Living Area
1st Floor Area	1,262 sqft
Utility Area	121 sqft
Utility Room	Utility Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1952
Effective Year Built	Effective 1952
Architectural Style	Conventional
Exterior Material	Wood
Foundation Type	Pier/Post & Beam
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	9,583 sqft (0.22 acres)
Porch	Open Porch
Porch Area	150 sqft
Patio Area	635 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	649038-2020-202
Street Address	207 LAUREL CIRCLE DR
City	BLACK MOUNTAIN
State	NC
Zip	28711-3009
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	TR-4
Legal Description	SUBDIV: LAKEWOOD PARK BLOCK: LOT: 9 & 10 SECTION: PLAT: 0012-0029
Legal Subdivision	LAKEWOOD PARK
Legal Block	3
Legal Lot Number	9,10
Jurisdiction	BUNCOMBE NC
Township / Civil Division	BLACK MOUNTAIN
Census Block Group	3
Census Block	3003
Census Tract	3107

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Dougherty Heights Historic District listed 2011 · 54 contributing resources · NRIS 10001132

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Buncombe County records, as of April 16, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Company Name on Record
Mailing Address	PO BOX 5472, CHARLOTTE, NC 28299-5472
Owner Type	Company
Vesting	Limited Liability Company

Deeds, Mortgages & Sale History

Date	Document
Aug 9, 2018	Deed of Trust, Mortgage · Line of Credit FIRST CITIZENS BANK & TRUST CO
Dec 28, 2021	Special Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 29, 2010 · Amount on Record
Deed Sale	Dec 29, 2010 · Amount on Record
Deed Book / Page	4849 / 600
Record Updated	Oct 29, 2026

August 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BUNCOMBE NC
Property Address	207 LAUREL CIRCLE DR, BLACK MOUNTAIN, NC 28711-3009
Transaction Type	Mortgage
Record Updated	Sep 22, 2022
Title Company	STEWART TITLE GUARANTY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0056911219
Date	Aug 9, 2018
Book Page	5691/1219

Lender

Name	FIRST CITIZENS BANK & TRUST CO
Type	Bank
Address	RALEIGH, NC 27611

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

December 2021: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	BUNCOMBE NC
Recording Date	Dec 28, 2021
Property Address	207 LAUREL CIRCLE DR, BLACK MOUNTAIN, NC 28711-3009
Document Number	0061660485
Book / Page	6166 / 485
Map Reference	MB 12 PG 29
Instrument Date	Dec 23, 2021
Transaction Type	Transfer
Record Updated	Sep 22, 2022

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	PO BOX 5472, CHARLOTTE, NC 28299-5472

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 5472, CHARLOTTE, NC 28299-5472

Tax Assessment & Valuation

Source: Buncombe County assessment roll, as of September 22, 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	Buncombe County
Municipality	Black Mountain Town
Unified School District	Buncombe County Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,682.00 (+3.47%)	$309,200 (-) Land $88,100 Building $221,100	$309,200 (-) Land $88,100 Building $221,100
2024	$2,592.00 (+2.37%)
2023	$2,532.00	$309,200	$309,200 (-) Land $88,100 Building $221,100
2021			$309,200 Land $88,100 Building $221,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 9, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.02% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF BLACK MOUNTAIN serves 11,976 people · EPA ID NC0111020
Water Source	Purchased surface water from several systems
Last State Inspection	Mar 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	9 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 338 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T, Verizon.

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