207 Keystone Dr, Chatham, IL 62629 Property Records

Sangamon County property record for 207 Keystone Dr, Chatham, IL 62629

Property Summary

Property Type	Single Family Home
Lot Size	0.28 acres (12,325 sqft)
Owner	2 Individual Names on File
Last Sale	$245,000 (Jul 2007)
Tax Bill	$6,521 (2025)
Deeds & Mortgages	Sep 2023 Line of Credit Apr 2018 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`29-07.0-448-010`

Property Details

APN / Parcel Number

Primary APN	`29-07.0-448-010`
Alternative APN	`29070448010 (CHECK DIGIT = 3)`

Exterior

Lot Area	12,325 sqft (0.28 acres)
Lot Dimensions	85 ft deep x 145 ft wide

Location & Zoning

Account Number	29070448010
Street Address	207 KEYSTONE DR
City	CHATHAM
State	IL
Zip	62629-9666
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 403 BRECKENRIDGE ESTATES PLAT 4 (85 X 145)
Legal Subdivision	BRECKENRIDGE ESTATES
Legal Lot Number	403
Jurisdiction	SANGAMON IL
Township / Civil Division	BALL
Census Block Group	5
Census Block	5013
Census Tract	3203

Owner

207 Keystone Dr is owned and occupied by two individuals who acquired it in June 2025.

Source: Sangamon County records, as of September 28, 2026

Owner of Record	2 Individual Names on File
Mailing Address	207 KEYSTONE DR, CHATHAM, IL 62629-9666
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 22, 2023	Deed of Trust, Mortgage · Line of Credit HEARTLAND CU
Apr 18, 2018	Deed of Trust, Mortgage · Conventional Mortgage HEARTLAND CU
Jul 23, 2007	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 23, 2007 · Amount on File
Deed Sale	Jul 23, 2007 · Amount on File
Prior Sale	Jul 7, 1999 · Amount on File
Last Transfer Date	Jun 17, 2025
Transfer Doc	2025R09978
Record Updated	Oct 29, 2026

September 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANGAMON IL
Property Address	207 KEYSTONE DR, CHATHAM, IL 62629-9666
Transaction Type	Mortgage
Record Updated	Oct 11, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2023R17547
Date	Sep 22, 2023
Instrument	2023R17547

Lender

Name	HEARTLAND CU
Type	Credit Union

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	240 Months
Due	Sep 27, 2043

April 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANGAMON IL
Property Address	207 KEYSTONE DR, CHATHAM, IL 62629-9666
Transaction Type	Mortgage
Record Updated	May 16, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2018R07511
Date	Apr 18, 2018
Instrument	2018R07511

Lender

Name	HEARTLAND CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	60 Months
Due	May 1, 2023

Interest

Rate Type	Fixed Rate

July 2007: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SANGAMON IL
Recording Date	Jul 23, 2007
Property Address	207 KEYSTONE DR, CHATHAM, IL 62629-9666
Document Number	2007R27287
Instrument Date	Jul 19, 2007
Instrument	2007R27287
Transaction Type	Transfer
Record Updated	Jun 2, 2026

Transaction

Amount	Amount on Record
Tax	$367.50
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	207 KEYSTONE DR, CHATHAM, IL 62629-9666

Tax Assessment & Valuation

The 2025 property tax bill for 207 Keystone Dr was $6,521 with a homeowner's exemption, up 8.8% from the year before.

Source: Sangamon County assessment roll, as of June 2, 2026

Property Jurisdictions

Type	Name
State	Illinois
Municipality	Chatham Village
County	Sangamon County
County Subdivision	Ball Township
Unified School District	Ball-Chatham Community Unit School District 5 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,521.00 (+8.85%) Homeowner's exemption	$95,490 (+7.29%) Land $18,970 Building $76,520	$286,470 (+7.29%) Land $56,910 Building $229,560
2024	$5,991.00	$89,002 Land $17,681 Building $71,321	$267,006 Land $53,043 Building $213,963
2022	$5,348.00 Homeowner's exemption	$75,238 Land $14,947 Building $60,291	$225,714 Land $44,841 Building $180,873

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 207 Keystone Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective May 4, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 207 Keystone Dr has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CHATHAM serves 16,423 people · EPA ID IL1670300
Water Source	Purchased groundwater from several systems
Last State Inspection	May 2025
Lead	Under 1 ppb (2025–2027) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 198 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
i3 Broadband Fiber	8,000 / 8,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Nextlink.

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