207 Kelly Dr, Decherd, TN 37324 Property Records

Franklin County property record for 207 Kelly Dr, Decherd, TN 37324

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,828 sqft · built 1963
Lot Size	0.479 acres (20,880 sqft)
Owner	Individual Name on Record
Last Sale	$40,000 (Apr 2011)
Tax Bill	$1,593 (2022)
Deeds & Mortgages	Apr 2026 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`026065D A 00100`

Property Details

APN / Parcel Number

Primary APN	`026065D A 00100`
Alternative APN	`065D A 00100`

Interior

Full Baths	2 Baths
Plumbing Fixtures	6 Plumbing Fixtures
Stories	1 Story
Building Area	1,828 sqft Living Area
1st Floor Area	1,828 sqft
Flooring	Carpet
Interior Walls	Paneling

Exterior

Year Built	Built 1963
Effective Year Built	Effective 1988
Exterior Material	Brick
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	20,880 sqft (0.479 acres)
Lot Dimensions	144 ft deep x 145 ft wide
Garage Type	Finished
Garage Area	756 sqft
Driveway	Driveway
Driveway Area	1 sqft
Parking Spaces	3 Parking Spaces
Porch	Slab
Porch Area	414 sqft
Utility Building	192 sqft

Utilities, Heating & Cooling

Cooling System	Package A/C
Heating System	HVAC
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	207 KELLY DR
City	DECHERD
State	TN
Zip	37324-3804
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	DISTRICT: 20, COUNTY AREA: D03
Legal Subdivision	SUNSET EST SEC C
Legal Lot Number	5
Jurisdiction	FRANKLIN TN
Township / Civil Division	8
Census Block Group	1
Census Block	1092
Census Tract	960401

Owner

Source: Franklin County records, as of May 12, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	207 KELLY DR, DECHERD, TN 37324-3804
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 8, 2011 · Amount on Record
Deed Sale	Apr 8, 2011 · Amount on Record
Prior Sale	Jun 25, 1992 · Amount on Record
Deed Document Number	20111778
Deed Book / Page	378 / 22
Prior Transfer Date	Apr 7, 2011
Prior Transfer Doc	0011001778
Record Updated	Sep 20, 2026

April 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FRANKLIN TN
Recording Date	Apr 28, 2026
Property Address	207 KELLY DR, DECHERD, TN 37324-3804
Document Number	0026002996
Book / Page	1617 / 88
Instrument Date	Apr 21, 2026
Instrument	20262996
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Tax	$0.00
Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	207 KELLY DR, DECHERD, TN 37324-3804

Mortgage

Document Number	0000002996,
Date	Apr 28, 2026
Book Page	1617/88
Instrument	20262996

Lender

Name	CITIZENS COMMUNITY BANK

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	36 Months
Due	Apr 20, 2029

Interest

Rate	6.38%
Max Rate	-1%

Tax Assessment & Valuation

Source: Franklin County assessment roll, as of January 27, 2026

Property Jurisdictions

Type	Name
State	Tennessee
County	Franklin County
Municipality	Decherd City
Unified School District	Franklin County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$61,175 (-) Land $10,000 Building $51,175
2023		$61,175 Land $10,000 Building $51,175
2022	$1,593.00		$244,700 Land $40,000 Building $204,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 23, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	6 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 98.3% of Tennessee
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	DECHERD WATER DEPT serves 4,809 people · EPA ID TN0000187
Water Source	Groundwater influenced by surface water
Last State Inspection	May 2025
Lead	8 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 135 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

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