Avery County property record for 207 Jim Wiseman Ln, Spruce Pine, NC 28777
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,788 sqft · built 2006 |
| Lot Size | 2.67 acres (116,697 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $165,000 (Jul 2018) |
| Tax Bill | $846 (2025) |
| Deeds & Mortgages | Aug 2021 Mortgage Nov 2020 Line of Credit + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 69734 |
| Primary APN | 69734 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,788 sqft Heated Area |
| Flooring | Vinyl/Resilient |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 3 Fireplaces |
| Fireplace | Fireplace |
| Year Built | Built 2006 |
|---|---|
| Exterior Material | Aluminum/Vinyl |
| Foundation Type | Footing |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 116,697 sqft (2.67 acres) |
| Porch | Open Porch |
|---|---|
| Porch Area | 592 sqft |
| Deck Area | 480 sqft |
| Patio Area | 480 sqft |
| Total Buildings | 2 Buildings |
| Cooling System | Central |
|---|---|
| Heating System | Heat Pump |
| Heating Fuel | Electric |
| Account Number | 69734 |
|---|---|
| Street Address | 207 JIM WISEMAN LN |
| City | SPRUCE PINE |
| State | NC |
| Zip | 28777-8207 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | DIST:7 CITY/MUNI/TWP:TOE RIVER |
| Legal Subdivision | WILLIAM E ARROWOOD |
| Jurisdiction | AVERY NC |
| Township / Civil Division | INGALLS |
| Census Block Group | 1 |
| Census Block | 1008 |
| Census Tract | 930400 |
Source: Avery County records, as of December 3, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 207 JIM WISEMAN LN, SPRUCE PINE, NC 28777-8207 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Aug 2, 2021 | Deed of Trust, Mortgage · Conventional Mortgage STATE EMPLOYEES CU |
| Nov 10, 2020 | Deed of Trust, Mortgage · Line of Credit STATE EMPS CU |
| Jul 10, 2018 | Warranty Deed, Transfer · Conventional Mortgage STATE EMPS FCU |
| Jul 10, 2018 | Quit Claim Deed, Transfer NOT AVAILABLE |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jul 10, 2018 · Amount on Record |
| Deed Sale | Jul 10, 2018 · Amount on Record |
| Deed Document Number | 0000522560 |
| Deed Book / Page | 522 / 560 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | AVERY NC |
| Property Address | 207 JIM WISEMAN LN, SPRUCE PINE, NC 28777-8207 |
| Transaction Type | Mortgage |
| Record Updated | Aug 17, 2021 |
| Title Company | ACCURATE EQUITY GROUP |
| Name | Verified Name |
|---|
| Document Number | 2021004504 |
|---|---|
| Date | Aug 2, 2021 |
| Book Page | 563/2018 |
| Instrument | 2021004504 |
| Name | STATE EMPLOYEES CU |
|---|---|
| Type | Credit Union |
| Address | RALEIGH, NC 27611 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | Aug 1, 2041 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | AVERY NC |
| Property Address | 207 JIM WISEMAN LN, SPRUCE PINE, NC 28777-8207 |
| Document Number | 0005520701 |
| Instrument Date | Nov 10, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Nov 25, 2020 |
| Title Company | ATTORNEY ONLY |
| Name | Verified Name |
|---|---|
| Address | 207 JIM WISEMAN LN SPRUCE PINE NC 287778207, SPRUCE PINE, NC 28777-8207 |
| Document Number | 0005520701 |
|---|---|
| Date | Nov 13, 2020 |
| Book Page | 000552/000701 |
| Instrument | 6525 |
| Name | STATE EMPS CU |
|---|---|
| Address | SPRUCE PINE, NC 28777 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | AVERY NC |
| Recording Date | Jul 10, 2018 |
| Property Address | 207 JIM WISEMAN LN, SPRUCE PINE, NC 28777-8207 |
| Document Number | 0005220560 |
| Book / Page | 000522 / 000560 |
| Instrument Date | Jul 5, 2018 |
| Instrument | 3709 |
| Transaction Type | Transfer |
| Record Updated | Jul 30, 2018 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $330.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 919 OLD LOG RD GREEN MOUNTAIN NC 287406311, GREEN MOUNTAIN, NC 28740-6311 |
| Document Number | 5220564 |
|---|---|
| Date | Jul 10, 2018 |
| Book Page | 000522/000564 |
| Instrument | 3710 |
| Name | STATE EMPS FCU |
|---|---|
| Type | Credit Union |
| Address | RALEIGH, NC 27611-5279 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | Jul 9, 2038 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | AVERY NC |
| Recording Date | Jul 10, 2018 |
| Property Address | 207 JIM WISEMAN LN, SPRUCE PINE, NC 28777-8207 |
| Document Number | 0005220546 |
| Book / Page | 000522 / 000546 |
| Instrument Date | Jun 15, 2018 |
| Instrument | 3707 |
| Transaction Type | Transfer |
| Record Updated | Feb 3, 2021 |
| Title Company | NOT AVAILABLE |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 162 JIM WISEMAN LN SPRUCE PINE NC 287778229, SPRUCE PINE, NC 28777-8229 |
Source: Avery County assessment roll, as of January 1, 2025
| Type | Name |
|---|---|
| State | North Carolina |
| County | Avery County |
| Unified School District | Avery County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $846.00 | $211,500 (-) Land $31,100 Building $180,400 | $211,500 (-) Land $31,100 Building $180,400 |
| 2023 | $846.00 | $211,500 (-) Land $31,100 Building $180,400 | $211,500 (-) Land $31,100 Building $180,400 |
| 2022 | $846.00 | $211,500 Land $31,100 Building $180,400 | $211,500 Land $31,100 Building $180,400 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective January 9, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 5 in force |
| Nearby Flood Claims | 3 (2008–2024) |
| Claims Outside the SFHA | 1 of 3 |
| Most Recent Claim | Sep 2024 · Tropical Storm Helene |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 51% of the US · above 73% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.1% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 11 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Fiber · Cable in parts of the area | 1,000 / 1,000 |
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