207 James St, Kannapolis, NC 28083 Property Records

Cabarrus County property record for 207 James St, Kannapolis, NC 28083

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,034 sqft · built 2018
Lot Size	0.213 acres (9,250 sqft)
Owner	Individual Name on Record
Last Sale	$145,000 (Dec 2019)
Tax Bill	$1,990 (2023)
Deeds & Mortgages	Dec 2019 Sale & Mortgage Feb 2019 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`5613 97 6335`

Property Details

APN / Parcel Number

Primary APN	`5613 97 6335`
Alternative APNs	`04037 0105.000000` `134645`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,034 sqft Living Area
Gross Area	1,297 sqft
1st Floor Area	1,034 sqft
Flooring	Softwood
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2018
Effective Year Built	Effective 2018
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	9,250 sqft (0.213 acres)
Lot Dimensions	185 ft deep x 50 ft wide
Driveway	Concrete Driveway
Driveway Area	640 sqft
Porch	Slab
Porch Area	110 sqft
Patio Area	120 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Heating Fuel	Electric

Location & Zoning

Account Number	134645
Street Address	207 JAMES ST
City	KANNAPOLIS
State	NC
Zip	28083-4524
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R8
Legal Description	LT 16 JAMESTOWN BLK B
Legal Subdivision	JAMESTOWN
Legal Block	B
Legal Lot Number	16
Jurisdiction	CABARRUS NC
Township / Civil Division	4, KANNAPOLIS
Census Block Group	2
Census Block	2038
Census Tract	40800

Owner

Source: Cabarrus County records, as of August 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	207 JAMES ST, KANNAPOLIS, NC 28083-4524
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 12, 2019	Warranty Deed, Transfer · VA Mortgage ALLEN TATE MTG PTRS LLC
Feb 11, 2019	Warranty Deed, Subdivision Related Transfer · Conventional Mortgage WELLS FARGO BANK NA
Sep 26, 2018	Trustee's Deed, Construction Loan · Line of Credit FIRST BK
Jul 24, 2018	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 12, 2019 · Amount on Record
Deed Sale	Dec 12, 2019 · Amount on Record
Prior Sale	Feb 11, 2019 · Amount on Record
Deed Book / Page	13892 / 94
Prior Transfer Date	Aug 15, 2007
Prior Transfer Doc	0000773451
Record Updated	Oct 29, 2026

December 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CABARRUS NC
Recording Date	Dec 12, 2019
Property Address	207 JAMES ST, KANNAPOLIS, NC 28083-4524
Document Number	1389294
Book / Page	013892 / 000094
Instrument Date	Dec 5, 2019
Instrument	34697
Transaction Type	Transfer
Record Updated	Dec 31, 2019
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$290.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	207 JAMES ST KANNAPOLIS NC 280834524, KANNAPOLIS, NC 28083-4524

Mortgage

Document Number	1389297
Date	Dec 12, 2019
Book Page	013892/000097
Instrument	34698

Lender

Name	ALLEN TATE MTG PTRS LLC
Address	CHARLOTTE, NC 28262

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Dec 11, 2049

February 2019: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	CABARRUS NC
Recording Date	Feb 11, 2019
Property Address	207 JAMES ST, KANNAPOLIS, NC 28083-4524
Document Number	0013369114
Book / Page	13369 / 0114
Instrument Date	Feb 5, 2019
Transaction Type	Subdivision Related Transfer
Record Updated	May 3, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$272.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	542 OLD SPEEDWAY DR NW, 542, CONCORD, NC 28027-5624

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	207 JAMES ST, KANNAPOLIS, NC 28083-4524

Mortgage

Document Number	0013369117
Date	Feb 11, 2019
Instrument	13369/117

Lender

Name	WELLS FARGO BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2049

September 2018: Trustee's Deed, Construction Loan

Document Type	Trustee's Deed
Jurisdiction	CABARRUS NC
Recording Date	Sep 26, 2018
Property Address	207 JAMES ST, KANNAPOLIS, NC 28083-4524
Book / Page	013200 / 000001
Instrument Date	Sep 26, 2018
Instrument	24196
Transaction Type	Construction Loan
Record Updated	Oct 5, 2018
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	542 SPEEDWAY DR NW CONCORD NC 28027, CONCORD, NC 28027

Mortgage

Document Number	132001
Date	Sep 26, 2018
Book Page	013200/000001
Instrument	24196

Lender

Name	FIRST BK
Type	Bank
Address	ALBEMARLE, NC 28001

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

July 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CABARRUS NC
Recording Date	Jul 24, 2018
Property Address	207 JAMES ST, KANNAPOLIS, NC 28083-4524
Document Number	1310179
Book / Page	013101 / 000079
Instrument Date	Jul 18, 2018
Instrument	17946
Transaction Type	Transfer
Record Updated	Dec 26, 2018

Transaction

Amount	Amount Recorded
Tax	$25.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	542 OLD SPEEDWAY DR NW CONCORD NC 280275624, CONCORD, NC 28027-5624

Tax Assessment & Valuation

Source: Cabarrus County assessment roll, as of August 27, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Cabarrus County
Municipality	Kannapolis City
Unified School District	Kannapolis City Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$231,400 (+3.54%) Land $40,000 Building $191,400
2025		$223,490 (+53.82%) Land $40,000 Building $183,490
2024			$231,400 (+59.27%) Land $40,000 Building $191,400
2023	$1,990.00	$145,290 Land $26,000 Building $119,290	$145,290 Land $26,000 Building $119,290

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 1, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.8% of the US · lower than 99.9% of North Carolina
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF KANNAPOLIS serves 56,050 people · EPA ID NC0180065
Water Source	Surface water
Last State Inspection	May 2026
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	E. coli resolved · Apr 2026
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 447 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Windstream Fiber	2,000 / 2,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

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