207 Howard St, Waverly, NY 14892 Property Records

Tioga County and Barton Town property record for 207 Howard St, Waverly, NY 14892

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,512 sqft · built 1840
Lot Size	0.14 acres (6,098 sqft)
Owner	2 Individual Names on File
Last Sale	$129,000 (Feb 2021)
Tax Bill	$3,460 (2026)
Deeds & Mortgages	Feb 2021 Sale & Mortgage May 2020 Sale
Flood Zone	Zone X (minimal risk)
APN	`492001 166.20-1-40`

Property Details

APN / Parcel Number

Primary APN	`492001 166.20-1-40`
Alternative APNs	`200116602000010400000000` `00000000973`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Stories	2 Stories
Building Area	1,512 sqft Living Area
1st Floor Area	756 sqft
2nd Floor Area	756 sqft

Exterior

Year Built	Built 1840
Effective Year Built	Effective 1840
Architectural Style	Traditional
Exterior Material	Wood
Lot Area	6,098 sqft (0.14 acres)
Lot Dimensions	144 ft deep x 45 ft wide
Porch	Slab
Porch Area	368 sqft

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	00000000973
Street Address	207 HOWARD ST
City	WAVERLY
State	NY
Zip	14892-1519
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	ZONE
Legal Block	1
Legal Lot Number	40.000
Jurisdiction	TIOGA NY
Township / Civil Division	BARTON
Census Block Group	3
Census Block	3022
Census Tract	20703

Owner

207 Howard St is owned and occupied by two individuals who bought it in February 2021.

Source: Tioga County and Barton Town records, as of October 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	207 HOWARD ST, WAVERLY, NY 14892-1519
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Feb 1, 2021	Warranty Deed, Transfer · Stand-Alone First Mortgage TIOGA STATE BANK
May 28, 2020	Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 1, 2021 · Amount on File
Deed Sale	Feb 1, 2021 · Amount on File
Prior Sale	May 28, 2020 · Amount on File
Deed Document Number	2021444
Record Updated	Oct 29, 2026

February 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	TIOGA NY
Recording Date	Feb 1, 2021
Property Address	207 HOWARD ST, WAVERLY, NY 14892-1519
Document Number	2021000000444
Instrument Date	Dec 21, 2020
Instrument	20210-00000444
Transaction Type	Transfer
Record Updated	May 10, 2022

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	522 CLARK ST, WAVERLY, NY 14892-1008

Mortgage

Document Number	21000000445
Date	Feb 1, 2021
Instrument	210-00000445

Lender

Name	TIOGA STATE BANK
Type	Bank

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record

May 2020: Deed, Transfer

Document Type	Deed
Jurisdiction	TIOGA NY
Recording Date	May 28, 2020
Property Address	207 HOWARD ST, WAVERLY, NY 14892-1519
Document Number	2020000001857
Instrument Date	May 26, 2020
Instrument	20200-00001857
Transaction Type	Transfer
Record Updated	May 10, 2022

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1427 RIDGE RD, LOCKWOOD, NY 14859

Tax Assessment & Valuation

The 2026 property tax bill for 207 Howard St was $3,460, up 3% from the year before.

Source: Tioga County and Barton Town assessment roll, as of May 15, 2026

Property Jurisdictions

Type	Name
State	New York
County	Tioga County
County Subdivision	Barton Town
Municipality	Waverly Village
Unified School District	Waverly Central School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,460.00 (+3.04%)
2025	$3,358.00	$64,700 Land $9,200 Building $55,500	$115,125 Land $16,370 Building $98,755
2023		$64,700 Land $9,200 Building $55,500	$107,833 Land $15,333 Building $92,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 207 Howard St in Zone X, an area of minimal flood risk, though there have been 4 flood claims nearby since 1993.

Source: FEMA National Flood Hazard Layer, effective October 31, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 14 policies
Nearby Flood Policies	14 in force
Nearby Flood Claims	4 (1993–2011)
Claims Outside the SFHA	1 of 4
Most Recent Claim	Sep 2011 · Remnants Of Tropical Storm Lee

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 207 Howard St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 54% of New York
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WAVERLY VILLAGE serves 4,830 people · EPA ID NY5304410
Water Source	Groundwater
Last State Inspection	Jun 2025
Lead	3 ppb (2020–2022) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 138 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Empire Long Distance Fiber	1,000 / 100
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Zeta Broadband.

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