Erie County and Buffalo City property record for 207 Howard St, Buffalo, NY 14206
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1.5 ba · 1,377 sqft · built 1991 |
| Lot Size | 0.165 acres (7,150 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $723 (2026) |
| Deeds & Mortgages | Jul 2020 Line of Credit Oct 2017 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 140200 111.67-9-1.16 |
| Primary APN | 140200 111.67-9-1.16 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 1,377 sqft Living Area |
| 1st Floor Area | 685 sqft |
| 2nd Floor Area | 692 sqft |
| Year Built | Built 1991 |
|---|---|
| Effective Year Built | Effective 1991 |
| Architectural Style | Colonial |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 7,150 sqft (0.165 acres) |
| Lot Dimensions | 143 ft deep x 50.4 ft wide |
| Garage Type | Attached |
| Garage Area | 252 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Slab |
| Porch Area | 236 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 02836050 |
|---|---|
| Street Address | 207 HOWARD ST |
| City | BUFFALO |
| State | NY |
| Zip | 14206-1633 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | N-4-30 |
| Legal Description | 220.26 E BOND |
| Legal Block | 9 |
| Legal Lot Number | 1.160 |
| Jurisdiction | ERIE NY |
| Township / Civil Division | BUFFALO |
| Census Block Group | 1 |
| Census Block | 1007 |
| Census Tract | 1500 |
207 Howard St is owned and occupied by an individual.
Source: Erie County and Buffalo City records, as of October 20, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 207 HOWARD ST, BUFFALO, NY 14206-1633 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jul 27, 2020 | Deed of Trust, Mortgage · Line of Credit NORTHWEST BANK |
| Oct 6, 2017 | Deed of Trust, Mortgage · Line of Credit EVANS BK NA |
| Deed Names | Name on Deed |
|---|---|
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ERIE NY |
| Property Address | 207 HOWARD ST, BUFFALO, NY 14206-1633 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | ACCURATE EQUITY GROUP |
| Name | Verified Name |
|---|
| Document Number | 0139486850 |
|---|---|
| Date | Jul 27, 2020 |
| Book Page | 13948/6850 |
| Instrument | 2020121681 |
| Name | NORTHWEST BANK |
|---|---|
| Type | Bank |
| Address | WARREN, PA 16365 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 300 Months |
| Due | Jul 7, 2045 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ERIE NY |
| Property Address | 207 HOWARD ST, BUFFALO, NY 14206-1633 |
| Document Number | 0138315339 |
| Book / Page | 013831 / 005339 |
| Instrument Date | Oct 6, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Jan 22, 2018 |
| Name | Verified Name |
|---|---|
| Address | 207 HOWARD ST BUFFALO NY 142061633, BUFFALO, NY 14206-1633 |
| Document Number | 0138315339 |
|---|---|
| Date | Oct 17, 2017 |
| Book Page | 013831/005339 |
| Name | EVANS BK NA |
|---|---|
| Type | Bank |
| Address | HAMBURG, NY 14075 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 300 Months |
| Due | Oct 16, 2042 |
| Rate Type | Adjustable Rate |
|---|
The 2026 property tax bill for 207 Howard St was $723, down 63.5% from the year before.
Source: Erie County and Buffalo City assessment roll, as of May 19, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Erie County |
| Municipality | Buffalo City |
| Unified School District | Buffalo City School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $723.00 (-63.5%) | ||
| 2025 | $1,981.00 (+23.2%) | $219,000 (+121.21%) Land $14,000 Building $205,000 | $219,000 (+36.05%) Land $14,000 Building $205,000 |
| 2024 | $1,608.00 (+212.84%) | $99,000 (-) Land $3,200 Building $95,800 | $160,976 (+13.82%) Land $5,203 Building $155,773 |
| 2023 | $514.00 | $99,000 Land $3,200 Building $95,800 | $141,429 Land $4,571 Building $136,858 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 207 Howard St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective November 20, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 10 (0% premium discount) |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 207 Howard St has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | BUFFALO WATER AUTHORITY serves 276,000 people · EPA ID NY1400422 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jul 2023 |
| Lead | 3 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 581 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| Starlink Satellite | 280 / 30 |
May also be available: T-Mobile.
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