207 Harding St, Washington, NC 27889 Property Records

Beaufort County property record for 207 Harding St, Washington, NC 27889

Property Summary

Property TypeSingle Family Home
Details2 bd · 2 ba · 1,722 sqft · built 1940
Lot Size0.22 acres (9,583 sqft)
Owner2 Individual Names on File
Last Sale$13,000 (Sep 2005)
Tax Bill$1,768 (2026)
Flood ZoneZone AE (high risk)
APN5676-80-7278

Property Details

APN / Parcel Number

Primary APN5676-80-7278
Alternative APN
  • 42238

Interior

Bedrooms2 Beds
Full Baths2 Baths
Stories1 Story
Building Area1,722 sqft Living Area
Interior WallsPlaster

Exterior

Year BuiltBuilt 1940
Effective Year BuiltEffective 1965
Architectural StyleRanch
Exterior MaterialAluminum/Vinyl
Roof TypeGable/Hip
Roof MaterialMetal
Lot Area9,583 sqft (0.22 acres)

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C
Heating FuelGas
SewerMunicipal
Water SourceCommercial

Location & Zoning

Street Address207 HARDING ST
CityWASHINGTON
StateNC
Zip27889-4463
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR6
Legal Description1 LOT 207 HARDING STREET
Legal Lot Number207
JurisdictionBEAUFORT NC
Township / Civil DivisionWASHINGTON
Census Block Group4
Census Block4024
Census Tract930400

Owner

207 Harding St is owned and occupied by two individuals who bought it in September 2005.

Source: Beaufort County records, as of October 16, 2026

Owner of Record2 Individual Names on File
Mailing Address207 HARDING ST, WASHINGTON, NC 27889-4463
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleSep 2, 2005 · Amount on File
Deed SaleSep 2, 2005 · Amount on File
Deed Book / Page1475 / 899
Record UpdatedOct 29, 2026

Tax Assessment & Valuation

The 2026 property tax bill for 207 Harding St was $1,768.

Source: Beaufort County assessment roll, as of October 16, 2026

Property Jurisdictions

TypeName
StateNorth Carolina
CountyBeaufort County
MunicipalityWashington City
Unified School DistrictBeaufort County Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$1,768.00$172,375 Land $28,424 Building $143,951
2025$172,375 Land $28,424 Building $143,951
2023$861.00$56,567 Land $12,160 Building $44,407
2018$56,567 Land $12,160 Building $44,407

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 207 Harding St in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective January 17, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone AE
high risk
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood ElevationVaries along the reach; see FIRM
Flood Insurance RequirementRequired
federally backed loans
Flood Insurance CostPremium on File
median of 64 policies
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies64 in force
Nearby Flood Claims58 (1996–2023)
Claims Outside the SFHA7 of 58
Most Recent ClaimSep 2023 · rainfall accumulation
Claims by Event
  • Hurricane Irene, Aug 2011 · 11 claims
  • Hurricane Floyd Major Disaster Declarations, Sep 1999 · 12 claims
  • Hurricane Dennis, Sep 1999 · 8 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 207 Harding St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF WASHINGTON
serves 13,000 people · EPA ID NC0407010
Water SourceGroundwater
Last State InspectionApr 2025
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureLead service line inventory
Oct 2024
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 357 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Brightspeed
Fiber
2,000 / 2,000
Optimum
Cable
940 / 35

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