207 Harbor Cir, Alligator Point (Panacea), FL 32346 Property Records

Franklin County property record for 207 Harbor Cir, Alligator Point, FL 32346 · Last verified January 2026

Property Summary

Property Type	Single Family Home
Details	1 ba · 1,776 sqft · built 1974
Lot Size	0.26 acres (11,369 sqft)
Owner	Individual Name on File
Last Sale	$741,000 (Sep 2024)
Tax Bill	$3,860 (2025)
Deeds & Mortgages	Sep 2022 Sale & Mortgage
Flood Zone	Zone VE (high risk)
APN	`06-07S-01W-0000-0052-0000`

Property Details

APN / Parcel Number

Primary APN	`06-07S-01W-0000-0052-0000`

Interior

Full Baths	1 Bath
Stories	2 Stories
Building Area	1,776 sqft Heated Area
Gross Area	3,016 sqft
Flooring	Carpet
Interior Walls	Plywood

Exterior

Year Built	Built 1974
Exterior Material	Aluminum/Vinyl
Roof Type	Gable/Hip
Roof Material	Asbestos
Lot Area	11,369 sqft (0.26 acres)
Lot Dimensions	150 ft deep x 76 ft wide

Exterior Amenities

Pool Area	512 sqft
Porch	Open Porch
Porch Area	1,240 sqft
Deck Area	204 sqft
Boat Access	Boat Access

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air

Location & Zoning

Street Address	207 HARBOR CIR
City	ALLIGATOR POINT
State	FL
Zip	32346-5133
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	PARCEL IN SEC 6 ON ALLIGATOR BAY DESC IN ORB 114 PG 545 & 546 BEING 68 X 150 X 76 X 150 FT A K A TRACT 3 AS PER PLAT RECORDED
Legal Range	01W
Legal Township	07S
Legal Section	06
Legal Tract	3
Jurisdiction	FRANKLIN FL
Township / Civil Division	CARRABELLE
Census Block Group	2
Census Block	2003
Census Tract	970102

Owner

Source: Franklin County records · APN 06-07S-01W-0000-0052-0000

Assessment roll updated July 1, 2025 · Last verified January 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Co-owner	Verified Secondary Owner
Mailing Address	2825 TURKEY HILL TRL, TALLAHASSEE, FL 32312-3741
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Sep 04, 2024 · Amount on Record
Deed Sale	Sep 04, 2024 · Amount on Record
Prior Sale	Sep 20, 2022 · Amount on Record
Deed Document Number	202419004342
Deed Book / Page	1400 / 750
Record Updated	Jun 08, 2026

September 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	FRANKLIN FL
Recording Date	Sep 20, 2022
Property Address	207 HARBOR CIR, PANACEA, FL 32346-5133
Document Number	0019005488
Book / Page	1346 / 680
Instrument Date	Sep 08, 2022
Instrument	202219005488
Transaction Type	Transfer
Record Updated	Feb 03, 2023
Title Company	LOWE TITLE SERVICES

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$2,373.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	43 E LIVE OAK CIR, THOMASVILLE, GA 31792-7112

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1300 N PAUL RUSSELL RD, TALLAHASSEE, FL 32301-4825

Mortgage

Document Number	0019005489
Date	Sep 20, 2022
Book Page	1346/683
Instrument	202219005489

Lender

Name	TC FEDERAL BANK
Type	Bank
Address	THOMASVILLE, GA 31792

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 01, 2052

Tax Assessment & Valuation

Source: Franklin County records · Assessment roll updated July 1, 2025 · Last verified January 2026

Property Jurisdictions

Type	Name
State	Florida
County	Franklin County
Unified School District	Franklin County School District (PK - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,860.00 (-2.06%)	$358,964 (-0.43%) Land $182,400 Building $176,564	$358,964 (-0.43%) Land $182,400 Building $176,564
2024	$3,941.00 (+5.46%)	$360,532 (+10.83%) Land $182,400 Building $178,132	$360,532 (+10.83%) Land $182,400 Building $178,132
2023	$3,737.00 (+474.04%)	$325,314 (+267.38%) Land $182,400 Building $142,914	$325,314 (+12.4%) Land $182,400 Building $142,914
2022	$651.00 Homeowner's exemption	$88,549	$289,424 Land $182,400 Building $107,024

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Franklin County (12037C), updated April 23, 2025 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone VE coastal, wave action
Flood Hazard	High
100-Year Floodplain	Yes 1% annual chance
Special Flood Hazard Area	Yes
Flood Insurance Requirement	Required (federally backed mortgages)
Floodway	No
Base Flood Elevation	17.0 ft
Coastal	Yes

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.