Buncombe County property record for 207 Hanover Ter, Black Mountain, NC 28711
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 2,616 sqft · built 1988 |
| Lot Size | 0.36 acres (15,682 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $310,000 (Feb 2017) |
| Tax Bill | $6,402 (2025) |
| Deeds & Mortgages | Dec 2019 Mortgage Feb 2017 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 732165-2020-202 |
| Primary APN | 732165-2020-202 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 2,616 sqft Living Area |
| Gross Area | 3,648 sqft |
| 1st Floor Area | 1,032 sqft |
| Upper Floors Area | 1,680 sqft |
| Basement Area | 1,032 sqft |
| Utility Room | Utility Room |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1988 |
|---|---|
| Effective Year Built | Effective 1988 |
| Architectural Style | Conventional |
| Exterior Material | Wood |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 15,682 sqft (0.36 acres) |
| Garage Type | Basement |
| Parking Spaces | 2 Parking Spaces |
| Porch | Open Porch |
|---|---|
| Porch Area | 304 sqft |
| Deck Area | 48 sqft |
| Patio Area | 162 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 732165-2020-202 |
|---|---|
| Street Address | 207 HANOVER TER |
| City | BLACK MOUNTAIN |
| State | NC |
| Zip | 28711 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-1 |
| Legal Description | SUBDIV: MONTREAT LOT: 1107 & PT 1106 PLAT: 0043-0039 |
| Legal Subdivision | MONTREAT |
| Legal Block | 1 |
| Legal Lot Number | 1107 |
| Jurisdiction | BUNCOMBE NC |
| Township / Civil Division | BLACK MOUNTAIN |
| Census Block Group | 1 |
| Census Block | 1008 |
| Census Tract | 3106 |
Source: Buncombe County assessment roll, as of September 22, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | PO BOX 494, MONTREAT, NC 28757-0494 |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Dec 13, 2019 | Deed of Trust, Mortgage BAXTER CU |
| Feb 14, 2017 | Warranty Deed, Transfer · Conventional Mortgage MOVEMENT MORTGAGE |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Feb 14, 2017 · Amount on Record |
| Deed Sale | Feb 14, 2017 · Amount on Record |
| Prior Sale | Sep 4, 2012 |
| Deed Book / Page | 5520 / 1237 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BUNCOMBE NC |
| Property Address | 207 HANOVER TER, BLACK MOUNTAIN, NC 28711 |
| Document Number | 0058480248 |
| Instrument Date | Dec 13, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Jan 15, 2020 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 207 HANOVER TER MONTREAT NC 28757, MONTREAT, NC 28757 |
| Document Number | 0058480248 |
|---|---|
| Date | Dec 23, 2019 |
| Book Page | 005848/000248 |
| Name | BAXTER CU |
|---|---|
| Type | Credit Union |
| Address | VERNON HILLS, IL 60061 |
| Amount | Amount Recorded |
|---|---|
| Term | 360 Months |
| Due | Dec 22, 2049 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | BUNCOMBE NC |
| Recording Date | Feb 14, 2017 |
| Property Address | 207 HANOVER TER, BLACK MOUNTAIN, NC 28711 |
| Document Number | 0055201237 |
| Book / Page | 5520 / 1237 |
| Map Reference | MB 43 PG 39 |
| Instrument Date | Feb 14, 2017 |
| Transaction Type | Transfer |
| Record Updated | Aug 22, 2022 |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $620.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 5000 HEARTLAND CT, 5000, MANHATTAN, KS 66503-8792 |
| Name | Verified Name |
|---|---|
| Address | 207 HANOVER ST, MONTREAT, NC 28757 |
| Document Number | 0055201244 |
|---|---|
| Date | Feb 14, 2017 |
| Instrument | 5520/1244 |
| Name | MOVEMENT MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Mar 1, 2047 |
Source: Buncombe County assessment roll, as of September 22, 2025
| Type | Name |
|---|---|
| State | North Carolina |
| County | Buncombe County |
| Municipality | Montreat Town |
| Unified School District | Buncombe County Schools (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $6,402.00 (+16.76%) | $590,900 (+13.63%) Land $102,800 Building $488,100 | $590,900 (+13.63%) Land $102,800 Building $488,100 |
| 2024 | $5,483.00 (+1.9%) | ||
| 2023 | $5,381.00 | $520,000 | $520,000 (-12%) Land $102,800 Building $417,200 |
| 2021 | $590,900 Land $102,800 Building $488,100 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective April 9, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 23 policies |
| Nearby Flood Policies | 23 in force |
| Nearby Flood Claims | 11 (2004–2024) |
| Most Recent Claim | Sep 2024 · Tropical Storm Helene |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 48% of the US · above 70% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.1% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 7 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| AT&T Fiber | 1,000 / 1,000 |
5G (outdoors only) and 4G LTE
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