207 Grove St, Reading, MA 01867 Property Records

Middlesex County and Reading Town property record for 207 Grove St, Reading, MA 01867

Property Summary

Property Type	Single Family Home
Details	2 bd · 1.5 ba · 1,685 sqft · built 1958
Lot Size	0.279 acres (12,162 sqft)
Owner	2 Trust Names on Record
Last Sale	$21,266 (May 2012)
Tax Bill	$9,427 (2026)
Deeds & Mortgages	Aug 2021 Line of Credit May 2021 Line of Credit + 2 more
Flood Zone	Zone X (minimal risk)
APN	`READ M:038.0-0000-0023.0`

Property Details

APN / Parcel Number

Primary APN	`READ M:038.0-0000-0023.0`
Alternative APNs	`M:038.0=0000=0023.0` `1340000000780` `1340000000`

Interior

Bedrooms	2 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	1,685 sqft Living Area
Gross Area	3,406 sqft
Basement Area	1,025 sqft
Unfinished Basement	1,025 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1958
Effective Year Built	Effective 1970
Architectural Style	Cape Cod
Exterior Material	Wood Siding
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	12,162 sqft (0.279 acres)

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Oil

Location & Zoning

Account Number	1340000000780
Street Address	207 GROVE ST
City	READING
State	MA
Zip	01867-1421
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	S20
Jurisdiction	READING MA
Township / Civil Division	READING
Census Block Group	4
Census Block	4011
Census Tract	334300

Owner

Source: Middlesex County and Reading Town records, as of October 20, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Trust Names on Record
Mailing Address	207 GROVE ST, READING, MA 01867-1421
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Trust

Deeds, Mortgages & Sale History

Date	Document
Aug 18, 2021	Deed of Trust, Mortgage · Line of Credit EASTERN BANK
May 18, 2021	Deed of Trust, Mortgage · Line of Credit EASTERN BANK
May 23, 2022	Quit Claim Deed, Transfer Quitclaim
Sep 25, 2020	Deed of Trust, Mortgage · Stand-Alone Refinance GUARANTEED RATE INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 15, 2012 · Amount on Record
Deed Sale	May 15, 2012 · Amount on Record
Prior Sale	Jul 31, 2003 · Amount on Record
Deed Book / Page	59091 / 265
Last Transfer Date	May 9, 2022
Transfer Doc	080163-412
Record Updated	Oct 29, 2026

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	READING MA
Property Address	207 GROVE ST, READING, MA 01867-1421
Transaction Type	Mortgage
Record Updated	Feb 9, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	078498-354
Date	Aug 18, 2021
Book Page	78498/354
Instrument	185282

Lender

Name	EASTERN BANK
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	READING MA
Property Address	207 GROVE ST, READING, MA 01867-1421
Transaction Type	Mortgage
Record Updated	Feb 9, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	077806-365
Date	May 18, 2021
Book Page	77806/365
Instrument	113403

Lender

Name	EASTERN BANK
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

May 2022: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	READING MA
Recording Date	May 23, 2022
Property Address	207 GROVE ST, READING, MA 01867-1421
Document Number	080163-412
Book / Page	80163 / 412
Instrument Date	May 9, 2022
Instrument	76886
Transaction Type	Transfer
Record Updated	Feb 9, 2026

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	207 GROVE ST, READING, MA 01867-1421

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	READING MA
Property Address	207 GROVE ST, READING, MA 01867-1421
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	75713-454
Date	Sep 25, 2020
Book Page	75713/454
Instrument	170803

Lender

Name	GUARANTEED RATE INC
Type	Non-Lending Institution

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	181 Months
Due	Oct 1, 2035

Tax Assessment & Valuation

Source: Middlesex County and Reading Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Middlesex County
County Subdivision	Reading Town
Unified School District	Reading School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$9,427.00 (+3.4%)	$860,100 (+7.46%) Land $498,200 Building $349,300	$802,785 (+11.28%)
2025	$9,117.00 (+0.2%)	$800,400 (+3.09%) Land $463,100 Building $337,300	$721,430 (-0.37%)
2024	$9,099.00 (+6.6%)	$776,400 (+14.51%) Land $449,000 Building $327,400	$724,090
2023	$8,536.00	$678,000 Land $391,200 Building $286,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	5 in force
Nearby Flood Claims	3 (1978–2004)
Claims Outside the SFHA	2 of 3
Most Recent Claim	Apr 2004 · Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	READING WATER DEPARTMENT (MWRA) serves 26,262 people · EPA ID MA3246000
Water Source	Purchased surface water from MWRA
Last State Inspection	Nov 2023
Lead	8 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	E. coli not recorded as resolved · Oct 2019
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 300 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880

Cell Coverage

5G (outdoors only) and 4G LTE

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