207 Gap Creek Rd, Duncan, SC 29334 Property Records

Spartanburg County property record for 207 Gap Creek Rd, Duncan, SC 29334

Property Summary

Property TypeSingle Family Home
Details3 bd · 1 ba · 1,326 sqft · built 1930
Lot Size0.456 acres (19,889 sqft)
OwnerIndividual Name on Record
Tax Bill$908 (2025)
Deeds & MortgagesSep 2021 Mortgage
Jul 2020 Sale
Flood ZoneZone X (minimal risk)
APN5-1416-02000

Property Details

APN / Parcel Number

Primary APN5-1416-02000
Alternative APN
  • 85297

Interior

Bedrooms3 Beds
Full Baths1 Bath
Stories1 Story
Building Area1,326 sqft Living Area
Gross Area1,420 sqft
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1930
Architectural StyleRaised Ranch
Exterior MaterialVinyl
Construction TypeStone
Foundation TypeBrick
Roof MaterialComposition Shingle
Lot Area19,889 sqft
Garage TypeDetached
PorchPorch
Porch Area70 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
Heating FuelElectric
Water SourceCommercial

Location & Zoning

Account Number85297
Street Address207 GAP CREEK RD
CityDUNCAN
StateSC
Zip29334-9101
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOTS 15-17 & PO 14 MARY WOOD PROPERTY PB 9-25 DB 54L-81
Legal SubdivisionPROPERTY
Legal Lot Number15-17 16
JurisdictionSPARTANBURG SC
Township / Civil DivisionWELLFORD
Census Block Group1
Census Block1026
Census Tract23101

Owner

Source: Spartanburg County records, as of November 24, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address2074 GAP CREEK RD, DUNCAN, SC 29651-5933
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Sep 29, 2021Deed of Trust, Mortgage · Conventional Mortgage
COGENT BANK
Jul 1, 2020Grant Deed, Transfer
NOT AVAILABLE

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJul 1, 2020
Deed SaleJul 1, 2020
Deed Document Number2020-27738
Deed Book / Page128-J / 447
Record UpdatedJun 8, 2026

September 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSPARTANBURG SC
Property Address207 GAP CREEK RD, DUNCAN, SC 29334-9101
Transaction TypeMortgage
Record UpdatedOct 6, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000054793
DateSep 29, 2021
Book Page6209/726
Instrument2021-54793
Lender
NameCOGENT BANK
TypeGovernment Agency
AddressNASHVILLE, TN 37201
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueOct 1, 2051

July 2020: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionSPARTANBURG SC
Recording DateJul 1, 2020
Property Address207 GAP CREEK RD, DUNCAN, SC 29334-9101
Document Number0000027738
Book / Page00128J / 000447
Instrument DateJun 30, 2020
Instrument27738
Transaction TypeTransfer
Record UpdatedAug 21, 2020
Title CompanyNOT AVAILABLE

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address509 CONNECTICUT AVE GREER SC 296502112, GREER, SC 29650-2112

Tax Assessment & Valuation

Source: Spartanburg County assessment roll, as of September 13, 2025

Property Jurisdictions

TypeName
StateSouth Carolina
CountySpartanburg County
MunicipalityDuncan Town
Unified School DistrictSpartanburg School District 5 (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$908.00 (+2.02%)$3,206 (-0.03%) Land $764 Building $2,442$103,700 (-) Land $24,700 Building $79,000
2024$890.00 (-0.11%)
2023$891.00$3,207 Land $764 Building $2,443$103,700 Land $24,700 Building $79,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 2, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force
Nearby Flood Claims2 (2002–2013)
Claims Outside the SFHA2 of 2
Most Recent ClaimMay 2013 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 95% of the US · lower than 98.6% of South Carolina
Wildfire Likelihood0.02% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemSJWD MIDDLE TYGER WTP
serves 89,531 people · EPA ID SC4220006
Water SourceSurface water
Last State InspectionMar 2025
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 37 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
AT&T
Fixed Wireless
100 / 20
T-Mobile
Fixed Wireless
100 / 20

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